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Explore our current accounts

Take a look at our full range of current accounts, all with no monthly account fee. To apply, you'll need to be 18 or older (unless otherwise stated).

Simply open or upgrade to a Student Bank Account and make a minimum of 5 qualifying transactions using the HSBC debit card linked to the account within 30 days of opening or upgrading.[@headspace-offer],[@headspace-offer-conditions],[@headspace-offer-redemption]

Available to new and existing customers who've been accepted onto a qualifying course. T&Cs and other eligibility criteria apply.

Everyday banking

The current account that gives you more, with retail offers and access to our best savings rate.


You'll need to qualify for an optional arranged overdraft of at least £1,000. Other eligibility criteria and T&Cs apply.

Our premium bank account, with no monthly account fee and access to exclusive rates on savings and borrowing.


You must have an income of £75,000+ and another eligible HSBC product; or have £50,000 in savings or investments with us; or hold and qualify for HSBC Premier in another country or region. Other eligibility criteria and T&Cs apply.

A straightforward current account, with everything you need to stay on top of your money.

A basic current account for people who don't qualify for one of our other accounts.


You must be 16+ and mustn't continue to hold a UK bank or payment account with another provider.

A simple account with an unarranged overdraft ‘buffer’ for short-term emergency borrowing.

The business current account that makes banking simpler and faster. Apply in minutes through our app. Most accounts will open within 48 hours.


Subject to eligibility, credit check and T&Cs. Fees apply.

Student and graduate accounts

Our current account for international students who have lived in the UK for less than 3 years.

Our account for life after uni, ideal whether you're starting work or taking some time out.


Available for 2 years after you graduate.

Accounts for young people

Our current account for 11 to 17 year olds, with a debit card and a linked savings account.
Additional information