Most popular
HSBC Advance Bank Account
Access extra benefits and rewards
- To be eligible, you’ll need to pay £1,750 or more each month or at least £10,500 every 6 months into your account.
HSBC Premier Bank Account
The premium account without a monthly premium
- Enjoy worldwide travel insurance
- Earn 1.00% AER/gross with our Regular Saver1
- Get the support from a Relationship Manager
- To be eligible, you'll need to earn £75,000 a year and hold a qualifying HSBC product or save or invest £50,000 with HSBC.
HSBC Bank Account
Easily manage your everyday finances wherever you are, online, on your mobile or by phone
- To be eligible, you'll need to be 18 years or over and have a residential address within the EU.
Other accounts
HSBC Student Bank Account
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Apply for a student credit card with a credit limit of £500 6
Get support while you study as an undergraduate or a higher level or degree apprentice. Along with the essentials, this account is jam-packed with plenty of perks.
HSBC Graduate Bank Account
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Get an arranged overdraft up to £3,000 interest-free in your first year after graduation
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Apply for an arranged overdraft up to £2,000 interest-free in your second year
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Apply for an arranged overdraft up to £1,000 interest-free in your third year after graduation once you move to an Advance account or standard bank account.
Representative example (assumed arranged overdraft of £1,200): Year 1: 0% on the first £3,000, 39.9% EAR variable on anything above that, giving a representative rate of 0% APR variable
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Enjoy 1.00% AER/gross when you open a Regular Saver account 7
Keep your finances flexible after graduating from university. An arranged overdraft may help you avoid running out of cash before pay day.
HSBC MyMoney Children's Bank Accounts
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Open a MySavings account with a £10 minimum deposit from the age of 7
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Get a MyAccount current account and a contactless debit card from the age of 11
MyMoney makes it easy for children aged 7 to 17 to manage their savings and spending money. Plus, you get a free money box with a MySavings account and access to online, phone and mobile banking with MyAccount.
HSBC Bank Account Pay Monthly
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Apply for an arranged overdraft service 8
Representative example: 0% EAR variable on the first £25, 39.9% EAR variable on anything above that, giving a representative rate of 38.9% APR variable (assumed arranged overdraft £1,200) -
Get a £50 buffer to help cover short-term emergency borrowing
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Enjoy a contactless VISA debit card
Stay in control so you don't spend beyond your means. Just so you know where you stand – we won't agree to any payment requests that take you over your arranged limit or your £50 buffer with this account.
HSBC Basic Bank Account
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Withdraw up to £300 a day
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Bank online, by phone or mobile 24 hours a day
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Pay no monthly fee
Qualifying for a bank account isn't easy if you're bankrupt, have financial difficulties or hold a poor credit rating. Our Basic Bank Account keeps banking simple as you won't have access to a cheque book or an overdraft.

Check if you’re eligible
Find out if you’re likely to get an arranged overdraft with a current account, without affecting your credit score.
Using this tool won’t affect your current arranged overdraft if you already have one with us.
You can open an account: |
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Without visiting a branch | Yes |
Where a visit to a branch is required, without an appointment | In some cases |
By sending us documents and information electronically | In some cases |
By post | In some cases |
You can open an account:
|
Without visiting a branch |
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Yes | |
You can open an account:
|
Where a visit to a branch is required, without an appointment |
In some cases | |
You can open an account:
|
By sending us documents and information electronically |
In some cases |
|
You can open an account:
|
By post |
In some cases |
Find out more about our Service Quality Information.
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Everyday current accounts
Compare our best current accounts for everyday spending.

Joint bank accounts
Take care of shared bills and household expenses.

Switch bank accounts
Switching your account is easy and secure. Find out how it works.
Additional information
1. The fixed rate of 1.00% AER/gross over 12 months is available to HSBC Advance and Premier customers, who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Advance Bank Account or HSBC Premier Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily cleared balance on your Regular Saver and we will pay this to your Regular Saver on the anniversary of the date your account was opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 1.00% you would earn approximately £16 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we will pay interest at the same rate as we would apply to an equivalent amount held in a Flexible Saver. You can only hold one Regular Saver at any given time. AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year. All credit interest will be paid gross. Gross is the rate of interest before tax. Back to 'Most popular'
2. Subject to status and account conduct. Back to 'Most popular'
3. The fixed rate of 1.00% AER/gross over 12 months is available to HSBC Bank Account customers who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily balance on your Regular Saver and we’ll pay this into your Regular Saver on the anniversary of your account being opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 1.00% you would earn approximately £16 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we’ll pay interest at the same rate as we would apply to an equivalent amount held in our Flexible Saver account. You can only hold one Regular Saver account at any time. AER stands for Annual Equivalent Rate. Gross is the rate of interest before tax. All credit interest will be paid gross. Gross is the rate of interest if interest were paid and not compounded each year. Back to 'Most popular'
4. Not applicable if you're under 24 or over 65 years old. Back to 'Most popular'
5. Subject to status and account conduct. Back to 'HSBC Student Bank Account'
6. Credit is subject to status, affordability and applicable terms and conditions. Back to 'HSBC Student Bank Account'
7. The fixed rate of 1.00% AER/gross over 12 months is available to HSBC Graduate Bank Account customers who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Graduate Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily balance on your Regular Saver and we’ll pay this into your Regular Saver on the anniversary of your account being opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 1.00% you would earn approximately £16 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we’ll pay interest at the same rate as we would apply to an equivalent amount held in our Flexible Saver account. You can only hold one Regular Saver account at any time. AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. All credit interest will be paid gross. Gross is the rate of interest if interest were paid and not compounded each year. Back to 'HSBC Graduate Bank Account'
8. Subject to status and account conduct. Back to 'HSBC Bank Account Pay Monthly'
9. EAR (Effective Annual Rate) takes account of the interest rate, the compounding of interest and how often interest is charged. It doesn’t include any other fees or charges.
10. APR (Annual Percentage Rate) is the rate at which someone who is borrowing money is charged, calculated over a period of 12 months. It takes into account not just the interest, but also any other charges that may have to be paid and any interest-free amount.