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Contents insurance

Get cover for the loss of, or damage to the contents in your home

Get cover for your belongings

Make sure your belongings are covered with our contents insurance. Get a quote today and apply for a contents insurance policy, provided by Aviva.

Retrieve a quote, or continue with one you were given in the last 90 days.

Why get contents insurance with us?

Complete protection

Up to £50,000 for loss or damage to your belongings, and cover for your contents if you're temporarily away from the home.

Flexible policy

There’s no cost for changing your cover whenever you need to, but your premium may increase if you add extras.

24/7 support

Your UK-based home insurance claims team are available around the clock, whenever you need to make a contents claim.

Refund switching costs

Get a new policy with us before your current policy ends and we’ll refund any cancellation fees. T&Cs apply. Get a refund.

What does our contents insurance cover?

Pay in regular instalments, with no additional charges if you'd like to pay monthly.

  • Up to £50,000 for loss or damage to your belongings
    You could receive up to £50,000 to cover the loss or damage to your belongings, or a specified amount.
  • Replace items on a like-for-like basis
    We'll replace any contents item you claim for on a like-for-like basis, or replace it with its nearest available equivalent.
  • Cover for your contents while you're temporarily away from home
    If you're away from home, you could still get cover for your contents including up to £5,000 for a member of your household who is away working or studying.

All subject to your policy terms and conditions.

What's not covered by our contents insurance?

  • Any excess on your policy schedule
  • Contents wear and tear
  • We'll reduce the amount we pay for clothes or household linen (eg bedding) to reflect wear and tear
  • Damage that happens after the home has been left unoccupied for longer than the period shown in your policy
  • Loss or damage caused by domestic animals
  • Motorised vehicles, aircraft, boats, boards and other craft and any parts, spares or accessories

Other exclusions apply – please read the General Exclusions section of the policy booklet (PDF, 856KB).

Optional extras

Choose from a variety of extra cover to make sure your policy protects everything you need it to.

High-quality home insurance

Defaqto 2024 Home insurance award

5 Star rated by Defaqto

HSBC Home Insurance is rated 5 Star by Defaqto, the independent financial information business. This means our policy is one of the most comprehensive in the market.

Get a contents insurance quote

Who can apply?

You can apply if:

  • you're over the age of 16
  • your property is in the UK (excluding Channel Islands and Isle of Man)

Retrieve a quote

Retrieve a quote, or continue with one you were given in the last 90 days.

Get a quote by phone

Call us on 0800 744 844

Lines are open 08:00 to 20:00 Monday to Friday and 08:00 to 18:00 on Saturdays and 10:00 to 16:00 on Sundays. On public holidays, opening hours may vary.

Frequently asked questions

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