Can you apply?
You can apply online if you're a UK resident (not including the Channel Islands or the Isle of Man). You also need to be registered for online banking or mobile banking. For joint cover, only one person needs to be registered.
You can apply for Life Cover if you're:
- over 17 and under 70 years of age
- cover must end before your 80th birthday
You can apply for add-on Critical Illness Cover if you're:
- aged between 17 and 69 when the policy starts
- cover must end before your 75th birthday
You can access protection advice if you’re:
- an HSBC current or savings account customer (excludes Basic Bank Account)
- a UK resident
- at least 18 years old