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Life insurance

Protect you and your loved ones with a life cover policy.

Get protected from the unexpected

Life insurance can help you know your loved ones are financially protected if the unexpected should happen.

HSBC Life Cover is provided by HSBC Life (UK) Limited. Terms, conditions, limitations and exclusions apply.

Can you apply?

You can apply online if you're a UK resident (not including the Channel Islands or the Isle of Man). You also need to be registered for online banking or mobile banking. For joint cover, only one person needs to be registered.

You can apply for Life Cover if you're:

  • over 17 and under 70 years of age
  • cover must end before your 80th birthday

You can apply for add-on Critical Illness Cover if you're:

  • aged between 17 and 69 when the policy starts
  • cover must end before your 75th birthday

You can access protection advice if you’re:

  • an HSBC current or savings account customer (excludes Basic Bank Account)
  • a UK resident 
  • at least 18 years old

Protection policies available with HSBC UK


Protect you and your loved ones with an HSBC Life Insurance policy.


Get a lump sum on diagnosis of a specified illness to help support you and your family.


Get the financial support you need if you're unable to work due to an accident or injury

Protection advice

If you’d like to discuss ways to protect what’s important to you, you can talk to one of our financial advisers from your home. They’ll spend time getting to know your situation, then recommend a competitive policy that's right for you from our hand-picked list of providers. To find out more about this service, including the eligibility criteria, and to book an appointment, visit protection advice.

It's easy to answer your query online. Visit our Help page to find out how.