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Balance transfer credit cards

Give yourself some breathing room with our balance transfer options

What is a balance transfer credit card?

A balance transfer card could save you money when you move your balance from one or more existing cards.

How a balance transfer credit card can help you

Transfer balances from other cards

You may be able to save money - by moving what you owe on to a card with a lower interest rate.

Simplify your cards

Transfer your other credit card balances so that you make just one monthly payment for everything.

Keep your credit card costs low

Balance transfer fees apply, but there are no annual fees.

Explore our balance transfer credit cards

 

Enjoy 33 months interest free for balance transfers (2.7% fee, min £5).

 

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 21.9% p.a. (variable)

Representative: 21.9% APR (variable)

Based on an assumed credit limit of £1,200

 

Discover the all-rounder that has 23 months interest free on purchases and balance transfers (2.9% fee, min £5).

 

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 22.9% p.a. (variable)

Representative: 22.9% APR (variable)

Based on an assumed credit limit of £1,200

 

Get travel benefits and reward points - plus 9 months interest free on purchases and 18 months interest free on balance transfers (1.4% fee, min £5). Just for HSBC Premier customers.

 

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 18.9% p.a. (variable)

Representative: 18.9% APR (variable)

Based on an assumed credit limit of £1,200

Need help choosing a credit card?

Discover our range of credit cards and find the one most suitable for you.

Not the right type of card?

 

Buy now and spread the cost of all your purchases - large or small.

 

Help build your credit score when you spend and make on-time repayments.

 

From transferring a balance, earning rewards or building your credit score, there's a card for every need.

It's easy to answer your query online. Visit our Help page to find out how.