Purchase Plus Credit Card

HSBC UK
Credit cards
Purchase Plus Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need. Plus, our Purchase Plus Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)

Representative APR

22.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,200

How to apply For an HSBC Dual Credit Card

About this card

Card details

0% interest for 18 months* on balance transfers made within the first 60 days of account opening
A 2.99% fee applies (minimum £5).
0% interest on purchases* for 18 months from account opening
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Credit is subject to status, affordability and applicable terms and conditions.

Rewards

Enjoy cashback and rewards
Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands in the UK and around the world with our home&away rewards programme. For all offers check out the home&Away website.

Using your card

Make contactless transactions
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get an additional card
As long as they’re over 18, you can add your partner or a family member to your account.
Bank anywhere with the HSBC Mobile Banking App
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC Mobile Banking App.
Use your card abroad
You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for a Purchase Plus Credit Card

Please ensure you read the important information in the ‘Things you should know’ section before applying.

To be eligible for an HSBC Credit Card you need to:

Have an annual income/pension before tax of £8,500 or more
Be a resident of the UK*
Be over 18, and not hold an HSBC Basic Bank Account

If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch

Introductory rates only apply if you haven't held an HSBC credit card within the last six months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.

*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.

New to HSBC

You just need to provide a few details as part of your application.

Apply now For an HSBC Dual Credit Card This link will open in a new window

HSBC customers

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Log on to apply For an HSBC Dual Credit Card

Apply in branch

You'll need to bring identification, proof of your address and a recent bank statement

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Please note - You can only apply in branch if you are an existing HSBC customer.

Purchase Plus Credit Card