Dual Credit Card

Purchase Plus Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need. Plus, our Purchase Plus Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)
Representative APR
22.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of


About this card

Card details

  • 0% interest for 18 months* on balance transfers made within the first 60 days of account opening
    A 2.9% fee applies (minimum £5).
  • 0% interest on purchases* for 18 months from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Credit is subject to status, affordability and applicable terms and conditions.


  • Enjoy cashback and rewards
    Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands in the UK and around the world with our home&away rewards programme. For all offers check out the home&Away website.

Using your card

  • Make contactless transactions
    Your card is contactless and you can add it to Apple PayGoogle Pay and Samsung Pay.
  • Manage your card online
    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
  • Get an additional card
    As long as they’re over 18, you can add your partner or a family member to your account.
  • Bank anywhere with the HSBC Mobile Banking App
    Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC Mobile Banking App.
  • Use your card abroad
    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
  • Enjoy 24/7 worldwide assistance
    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for a Purchase Plus Credit Card

Please ensure you read the important information in the ‘Things you should know’ section before applying.

New to HSBC

You just need to provide a few details as part of your application.

HSBC customers

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

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