A series of guides to help you tackle your debts and take control of your finances.
Tackle your debt and take back control
If you've missed a bill or payment, or think you might, it's important you let us know as soon as you can. Find out more about the support we could offer you.
What is debt consolidation?
A debt consolidation loan can help you bring your debts together and create a simple repayment plan.
How to use a balance transfer
See how to use a balance transfer credit card in a cost-effective way.
Setting a path ahead
How to repay debts faster
Ways to reduce the amount you owe without dramatically changing your spending.
Watch now: Managing your debt
See 5 tips to help you take control of any existing debts and potentially repay them faster.
Making decisions about borrowing
Should you save or repay debts?
Look at when you may want to focus on debts and when it could be worth prioritising your savings.
Getting back on top of things
What to do if you fall behind on debt repayments
Some steps you can take to help you get back on track.
Credit card repayment calculator
Use our helpful calculator to see the impact of increasing your monthly credit card repayments.
See what you can do through online and mobile banking without leaving home.
If you’re an HSBC customer and you’ve missed a payment or are worried about missing one in the future, call our team of specialists on 0345 850 0622 to get a helping hand.
Lines are open:
08:00 - 18:00 Monday to Friday
08:30 - 16:00 on Saturdays
Please note, lines will not be open on Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.
If your mental health is affecting the way you manage your money, we have a range of services available to support you.
There are a number of independent organisations who can provide help and give general advice about managing money.
You can find out about free independent money advisers in your area from:
The following helpline services can offer help and advice: