About our mortgage deals
The figures in this tool are for illustrative purposes only.
If you're interested in a deal, you can get a decision in principle, for a better idea of what you can borrow.
If you're an existing customer switching rates, find out how to apply here.
If you're looking for a Buy-to-let mortgage, find out how to apply here.
Cashback on your mortgage?
To help with moving, surveys, and other upfront costs, HSBC mortgages could include cashback on completion.
Cashback amount depends on the product, and LTV. Not applicable if doing a rate switch on an existing HSBC mortgage. Eligibility criteria applies. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Want to borrow more on your existing HSBC mortgage, or looking for a non-UK resident mortgage?
These options aren't currently available through our tool, but you can find more details and start your application on our website:
Representative examples
Residential fixed-rate mortgage
A repayment mortgage of £175,000.00 payable over 33 years and 10 months initially on a fixed rate for 2 years at 5.79% and then on our current variable rate of 6.24% (variable) for the remaining 31 years and 10 months would require 24 monthly payments of £984.40 and 381 monthly payments of £1,034.94 plus one final payment of £1,040.50.
The total amount payable would be £419,273.24 made up of the loan amount plus interest of £243,978.24 and a solicitors fee of £295.
In this example, the overall cost for comparison is 6.4% APRC representative.
Please note your actual costs and monthly repayments will vary.
Buy-to-let fixed-rate mortgage
A repayment mortgage of £106,000.00 payable over 18 years initially on a fixed rate for 2 years at 4.94% and then on our current variable rate of 7.25% (variable) for the remaining 16 years would require 24 monthly payments of £742.11 and 191 monthly payments of £867.07 plus one final payment of £868.41
The total amount payable would be £188,583.42 made up of the loan amount plus interest of £78,289.42 a booking fee of £3,999 and a solicitors fee of £295.
In this example, the overall cost for comparison is 7.6% APRC representative.
Please note your actual costs and monthly repayments will vary.
Frequently asked questions
Need some help?
Speak to our dedicated mortgage specialists using the Chat in the HSBC UK Mobile Banking app, or online banking. You can also call us on 0800 169 6333.
Our telephone lines and Chat are open Monday to Friday 08:00 to 20:00, Saturday and Sunday 09:00 to 17:00 (excluding bank holidays).
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Mortgage offer details
*Here's what the special offers on our mortgage deals mean:
Cashback means you will receive an amount of cash back after your mortgage has drawn down.
EEH cashback refers to cashback for energy-efficient mortgages. These are only available for properties with an EPC or Predicted Energy Assessment rating of A or B.
Fee saver means you don’t pay a booking fee to secure this mortgage deal. You may have to pay other fees and charges to other parties.
Standard legal fees means the bank will appoint a solicitor for you and all standard legal fees will be covered by us. This includes the legal processing fee, search and land registry fees and telegraphic transfer fee. Find out more about these fees.
Free standard valuation means we'll cover the cost of one standard valuation of your property. It could be a physical inspection or an electronic valuation. This is separate from any valuation or property survey you might want to carry out for yourself, such as a homebuyer report or full building survey.