Credit Cards

Balance Transfer Credit Card

0% interest for 28 months* on balance transfers made within the first 60 days of account opening – a 1.4% fee applies (minimum £5).
0% interest on purchases for 3 months* from account opening
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

21.9% APR (variable)

Representative APR

21.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,200

Find out more About the 32 Month Balance Transfer Credit Card

Apply now About the 32 Month Balance Transfer Credit Card

Rewards Credit Card

0% interest on purchases for 6 months* from account opening
0% interest for 6 months* on balance transfers made within the first 60 days of account opening - a 2% fee applies (minimum £5).
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Representative example

21.9% APR (variable)

Representative APR

21.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,200

Find out more

Apply now

Purchase Plus Credit Card

0% interest on purchases for 18 months from account opening
0% interest for 18 months* on balance transfers made within the first 60 days of account opening – a 2.99% fee applies (minimum £5).
Earn cashback from your favourite shopping brands with Visa Offers
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)

Representative APR

22.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,200

Find out more About the Dual Credit Card

Apply now About the Dual Credit Card

Classic Credit Card

Exclusively available to HSBC bank account customers
Up to £1,000 credit available
No annual fee

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

29.9% APR (variable)

Representative APR

29.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,000

Find out more about Classic credit card

Apply now about Classic credit card

Premier Credit Card

Exclusively available for HSBC Premier account customers
Reward Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles
Introductory offer: 0% on purchases for 9 months after account opening*

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR (variable)

Representative APR

18.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,200

Find out more About the HSBC Premier Credit Card

Apply now About the HSBC Premier Credit Card

Premier World Elite™ Mastercard®

Exclusively available for HSBC Premier account customers
Enhanced Rewards Programme - collect double points compared to the HSBC Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
Receive 40,000 reward points when you spend £2,000 in your first 90 days of card membership

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

59.3% APR (variable)

Representative APR

18.9% p.a. (variable)

Purchase rate

Based on assumed credit limit of:

£1,200

With an annual fee of:

£195

Find out more About the HSBC Premier World Elite Mastercard

Apply now About the HSBC Premier World Elite Mastercard

Student Credit Card

Exclusively for existing HSBC Student Bank account holders
Earn cashback from your favourite shopping brands
with Visa Offers. Visa Offers is now available to all HSBC Student Credit Card holders
No annual fee
Up to £500 credit available

Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.

Representative example

18.9% APR (variable)

Representative APR

18.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£500

Build your credit score - An HSBC Student Credit Card could help you build your credit score over time, as long as you make at least your minimum payment each month and stay within your credit limit. (It’s important to note your credit score could be harmed if you don’t keep to the terms of your credit card agreement.)
Protect your purchases - When you use a credit card for a purchase of over £100, there’s extra cover under section 75 of the Consumer Credit Act – even if you’ve only used your card to cover part of the price. So if goods turn out to be faulty, aren’t as described or simply don’t arrive, you could be entitled to a full refund from us.
Cover unexpected expenses - Unexpected expenses and emergencies can happen – with a credit limit of up to £500, an HSBC Student Credit Card could be a useful safety net.
Earn rewards - Enjoy cashback on your favourite shopping brands with Visa Offers. Representative 18.9% APR variable.
Use your card - You can use an HSBC Student Credit Card to pay in shops and restaurants anywhere you see the Visa logo, or at a cash machine if you need extra currency. Non-Sterling transaction fees and cash advance fees apply, and non-HSBC cash machines may also charge a transaction fee.
Use your card as a money management tool - If you use it in the right way, an HSBC Student Credit Card can help you get into good payment habits. For example, if you pay off your balance in full each month, you’ll avoid paying interest on purchases – and you can set up a Direct Debit to make sure you never miss a payment. It’s always best to avoid relying on minimum payments, as it’ll take longer to repay your balance and cost you more in interest.

Find out more About the Student VISA Credit Card

Apply now About the Student VISA Credit Card

Balance Transfer Credit Card

Representative example

Purchase Plus Credit Card

Representative example

Classic Credit Card

Exclusively available to HSBC bank account customers

Up to £1,000 credit available

Representative example

29.9% APR (variable)

29.9% p.a. (variable)

Premier Credit Card

Representative example

Premier World Elite™ Mastercard®

Representative example

Student Credit Card

Representative example

Why may I want an HSBC Student Credit Card?

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