Top of main content
Family birthday party

Credit cards

Choose a credit card that works for you
32 month balance transfer credit card

Balance Transfer Credit Card

  • 0% interest on balance transfers for 32 months from account opening – a 1.4% fee applies on balances transferred (minimum £5) within the first 60 days of account opening*
  • 0% interest on purchases for 3 months* from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

19.9% APR (variable)
Representative APR
19.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

£1,200

Advance credit card

Advance Credit Card

  • Exclusively available to HSBC Advance bank account customers. Further details

  • 0% interest on balance transfers for 32 months from account opening - a 0.6% fee applies on balances transferred (minimum £5) within the first 60 days of account opening*

  • 0% interest on purchases for 3 months* from account opening

  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Representative example

19.9% APR (variable)

Representative APR

19.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,200

Dual credit card

Dual Credit Card

  • 0% interest on purchases for 26 months from account opening
  • 0% interest on balance transfers for 26 months from account opening- 2.89% fee (minimum £5)
  • Earn cashback from your favourite shopping brands with Visa Offers
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)
Representative APR
22.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

£1,200

Classic Credit Card

Classic Credit Card

  • Exclusively available to HSBC bank account customers

  • Up to £1,000 credit available

  • No annual fee

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

29.9% APR (variable)

Representative APR

29.9% p.a. (variable)

Purchase rate

Based on an assumed credit limit of

£1,000

HSBC Premier credit card

Premier Credit Card

  • Exclusively available for HSBC Premier account customers
  • Reward Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles
  • Introductory offer: 0% on purchases for 9 months after account opening*

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR (variable)
Representative APR
18.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

£1,200

HSBC Premier World Elite credit card

Premier World Elite™ Mastercard®

  • Exclusively available for HSBC Premier account customers
  • Enhanced Rewards Programme - collect double points compared to the HSBC Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
  • Receive 40,000 reward points when you spend £2,000 in your first 90 days of card membership
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

59.3% APR (variable)
Representative APR
18.9% p.a. (variable)
Purchase rate

Based on assumed credit limit of:

£1,200

With an annual fee of:

£195

Student credit card

Student Credit Card

  • Get a £20 Amazon.co.uk Gift Card when you take out an HSBC Student Credit Card by 15 October 2018 and spend £50 within the first 30 days
  • Exclusively for existing HSBC Student Bank account holders
  • Earn cashback from your favourite shopping brands
    with Visa Offers. Visa Offers is now available to all HSBC Student Credit Card holders
  • No annual fee
  • Up to £500 credit available
Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.

Representative example

18.9% APR (variable)
Representative APR
18.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

£500

We're here to help you. Find the answers and while you're at it, tell us how we could do better.