Rewards Credit Card
Earn and pay with reward points on your everyday spending
- Earn reward points as you use your card1
- Redeem your reward points against purchases you make at millions of participating locations worldwide. Find out how to redeem your reward points
- Get 2,500 points (worth £25) as a welcome bonus when you make your first transaction1. Points are awarded up to 60 days after this spend
- 0% interest on purchases for 6 months2 from account opening
Credit is subject to status, affordability and terms and conditions. Please read the important documents before applying.
Representative example
Purchase rate26.9% p.a. (variable)
Representative26.9% APR (variable)
Based on an assumed credit limit of£1,200
Your Rewards Credit Card also comes with
- Use your credit card abroadYou can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.
- Enjoy 24/7 worldwide assistanceHelp is at hand if your card is lost or stolen. Call our dedicated support team about getting an emergency cash advance.
- Mastercard PricelessAccess unforgettable experiences and everyday value in the cities where you live and travel with Mastercard Priceless.
- No-fuss card managementUse online banking or the HSBC Mobile Banking app to check your balance, make payments, freeze your card, and stay in control.
- Go digitalAll HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.
Things to know
Who can apply?
You can apply for a Rewards Credit Card if you:
- Are over 18
- Are a UK resident
- Have an annual UK taxable income or pension, before tax, of £6,800 or more
- Do not hold an HSBC Basic Bank Account
Ready to apply for a Rewards Credit Card?
Existing customers
Scan the QR code to continue in the app.
If you've downloaded our app, you can apply now.
New to HSBC?
You'll just need to provide a few details as part of your application.
More ways to apply
New to the UK?
We may be able to access your international credit history in selected countries to help you apply for an HSBC UK credit card.
Frequently asked questions
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Additional information
1. Eligible spend excludes ATM cash withdrawals, cash advances or cash related payments, balance transfer transactions, tax payment transactions, or any fees or charges incurred through using your credit card.
2. At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.
3. Balances can’t be transferred from all cards, for example those issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank.
4. To get these anniversary points every year, you’ll need to make £10,000+ worth of eligible spending in a 12 month period (starts from the date you opened this credit card account).
You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.
Please note, if you currently hold a Student or Rewards Credit Card with us, you will not be eligible for this card.
You won't be able to apply for a credit limit increase for the first 6 months after your card is opened.