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International payments

Send money from the UK all over the world securely through the app or online, 24/7

We're giving our Global Money Account customers our best Indian rupee exchange rates to celebrate Diwali

Apply for a Global Money Account and get exclusive Indian rupee rates between 1 and 30 November inclusive. Eligibility criteria apply.

You can apply for an HSBC Global Money Account if you have an HSBC UK current account (excluding Basic Bank Account, Amanah, Appointee and MyAccount) and use the HSBC Mobile Banking app. Send Indian Rupees (INR) between 1 November to 30 November 2023 (inclusive) from your GBP HSBC Current Account or Global Money Account and get a discount. This offer is also applicable to Global Transfers and International Payments from your current account. £5 fee for International Payments. There are no HSBC charges for payments made via Global Transfers or a Global Money Account.

An easy, quick way to send and receive money worldwide

An international money transfer is a safe, secure way to send money to a bank account in other country or region. With HSBC you can do it securely via the app or online, at any time and in local currency. Plus, we only use up-to-date exchange rates during market hours.

We currently offer 2 ways to send money to accounts worldwide – through a Global Money Account in the app or by making an international payment in online banking or the app. You can also receive money into your UK accounts via international payments. Fees may apply.

Global Money Account

Make international payments via the HSBC UK Mobile Banking app with a Global Money Account with no HSBC fees.

  • No HSBC fees for sending money abroad
  • Send up to £50,000 (or the currency equivalent) through the app.
  • Live exchange rates during market hours so you know exactly how much you're sending.
  • Extra benefits like the ability to hold and convert money in multiple currencies and a multi-currency debit card at no extra cost

International payments in online banking

Make international payments 24/7 in online banking to over 150 different destinations. Fees may apply if using this option.

  • Send up to £50,000 (or the currency equivalent) online, and up to £10,000 (or the currency equivalent) over the phone (£10 million if you're a Premier customer)
  • Make payments in local currency with real-time rates during market hours, so you know exactly how much you're sending and receiving
  • Send money without any HSBC fees when you transfer to another HSBC account or when you pay in euros to somewhere in the European Economic Area (EEA)1
  • If you're sending money in any currency outside the EEA, or to somewhere in the EEA in a currency other than euros, pay a £5 HSBC fee. This fees does not apply if you use a Global Money account instead.
  • You will also be able to receive money into your UK accounts via international payments.

Sending and receiving money outside the UK

How do international payments work?

How much does it cost to transfer money internationally?

Make international payments online

Global Money Account

Log on to the mobile app to open a Global Money Account and start sending money abroad.

If you already have a Global Money Account, log on to the app, select 'Pay or transfer' and then 'Send money internationally' from the Global Money menu.

International Payments through Online Banking

If you don't wish to use Global Money, you can also send money abroad through online banking. Fees may apply.

Not registered yet?

Register now to start sending and receiving money worldwide.


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Move money between your HSBC accounts around the world securely and fee-free.

The small print

1. Countries within the EEA include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Iceland, Ireland, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Romania, Spain, Slovakia, Slovenia and Sweden.

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HSBC Personal Banking Terms and Conditions and Charges (PDF, 1.4MB)

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