Great News, we have reduced our rate.
We've lowered our rate to 3.1% APR representative for loans between £7,000 and £15,000.
Please note this rate is available until 9 November 2021.
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Calculate your loan repayments
Use the sliders to adjust how much you’d like to borrow and over how many months.
You might be able to reduce your monthly repayments, and total amount payable by slightly adjusting the amount you borrow.
APR (annual percentage rate) varies according to the size of the loan. The amount you want to borrow might be close to one of the points where the APR changes. See full details of our Personal Loan interest rates (PDF, 29KB).
Why get a Personal Loan with us?
Borrow from £1,000 to £25,000
Always know what you'll have to pay with fixed monthly repayments spread over 1 to 5 years for loans of £15,000 or less, or over 1 to 8 years for loans over £15,000.
Get a quick decision
If you've got an HSBC current account you can get an instant credit decision, while non-HSBC current account customers should get a credit decision in 2 to 5 working days.
Quick access to funds
Existing HSBC current account customers could receive the money instantly once your application has been approved and the loan agreement has been signed. Non-HSBC current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
Make overpayments free of charge
Manage your finances the way you want with the flexibility to overpay, which could reduce the amount of interest you have to pay.
3.1% APR representative.
Who can apply?
What you can't use your loan for
Our credit facilities
Already an HSBC customer?
New to HSBC?
Apply in the mobile app
If you’ve downloaded our app and have an HSBC current account, you can apply in just a few clicks.
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