Top of main content

HSBC Bank Account for International Students

A simple account to help you manage your money

Stay on top of your money while you study

If you're already in the UK, you can apply for an HSBC Bank Account with us quickly and easily online.

With this account, you won't have access to our credit facilities (e.g. overdrafts, loans or credit cards), some of our savings accounts, and you won't receive a cheque book.

Start your application online today

Document verification will be required in-branch after you've submitted your application.

Still in your home country?

If you're already an HSBC customer, you can easily have an account set up before you arrive in the UK.  Check if you're eligible for an overseas account before you arrive in the UK.

At a glance

  • Bank the way you want

    Manage your money online, on your mobile or over the phone, 24/7, 365 days a year.1

  • Withdraw up to £300 a day

    Get hold of your money when you need it from ATMs throughout the UK.2

  • Set up bill payments and easy transfers

    Set up Direct Debits and standing orders to make sure your bills are paid automatically. Sending money to family and friends is easy, too.

  • Make contactless payments

    Your account comes with a contactless Visa debit card, making it easy to pay on the go.

Things you should know before applying

Charges for using your card abroad

If you pay for something using your HSBC Visa debit card while you're outside the UK, you'll need to pay a 'non-sterling transaction fee' of 2.75%. So, for example, if you spent £100, you'd be charged a fee of £2.75.

If you withdraw money from an ATM, you'll also need to pay a 'cash fee' of 2% (minimum £1.75, maximum £5) as well as the non-sterling transaction fee. So if you took out £100, you'd be charged a total of £4.75.

Any transactions you make will be converted into pound sterling (unless you choose to pay in local currency). To make sure your exchange rate is as competitive as possible, you'll pay the exchange rate set by Visa.

More about using your card abroad

Documents you will need to bring to our branch

Your proof of identity

You’ll need to bring one of these documents. It must be the original document, not a copy:

  • your current passport or travel document (passports should include all pages that contain signatures, the passport number and any extension dates where applicable)
  • your current National Identity Card (EEA or Swiss Nationals only)
  • we'll also need the original of a biometric residence permit that doesn't expire in the next 3 month


Your proof of address

Provide one of the documents below and make sure it is both recent and certified

  • letter from a university/college confirming your acceptance of a place on a qualifying course
  • EU Photocard Driving Licence and Overseas Driving Licence 
  • bills and Bank Statements

How to open an account

  1. Start your application online.
  2. You'll receive a text message asking you to bring your ID and proof of address to your nearest HSBC branch.
  3. After your documents have been verified and the account opened, we'll send you a letter with your Telephone Security Number and instructions on how to register for mobile and online banking.
  4. We'll send you a welcome pack, either in the post or by email.

Opening your account is easy

You can apply for an HSBC Bank Account if you:

  • are 18 or over (see your options if you're under 18)
  • currently live in the UK, Channel Islands or Isle of Man
  • have valid ID and proof of address
  • have proof you've been accepted onto a qualifying course at a UK university or college
  • have read the important account documents

If you live in the UK and have lived in the UK, Channel Islands or Isle of Man for at least 3 years, apply for an HSBC Student Account instead.

Frequently Asked Questions

Existing customers


Account all set up? Find out how to activate your card.

Going travelling? Your HSBC debit card makes the ideal companion.

Moved to a new place? Update your details easily online.

Additional Information

1. Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. To help us offer the best service, we may monitor and/or record your calls with us. Back to 'At a glance'

2. Some cash machine owners in the UK may charge you for withdrawals. This will be shown on screen with an option to cancel the withdrawal if you want. Back to 'At a glance'

3. AER (Annual Effective rate) takes account of the interest rate, the compounding of interest and how often interest is charged. It doesn’t include any other fees or charges.

It's easy to answer your query online. Visit our Help page to find out how.