As an HSBC Premier customer, you could qualify for your choice of a fee paying or non-fee paying card offering different levels of rewards.

Our Premier Credit Cards

Premier Credit Card
  • Rewards

    • For every £1 of eligible spend1: you’ll earn 1 point if it’s in Sterling currency2, or 2 points if it's in non-Sterling currency3 (fees apply). These reward points can be redeemed for retail vouchers, air miles, fine wines and more to help you get the most from life.

  • Travel Benefits

    • LoungeKey membership means you can relax in over 750 airport lounges worldwide for just £15 per person per visit, subject to availability.

    • Free unlimited Wi-Fi for up to four devices via Boingo. With over 1 million hotspots worldwide, you can stay connected.

Representative Example

  • 18.9% APR (variable) representative
  • 18.9% p.a. (variable) purchase rate
  • Based on an assumed credit limit of £1,200

Credit is subject to status, affordability and applicable terms and conditions.

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Premier World Elite card
  • Double Rewards

    • For every £1 of eligible spend1: you’ll earn 2 points if it’s in Sterling currency2, or 4  points if it’s in non-Sterling currency3 (fees apply). Reward Points can be redeemed for retail vouchers, air miles, fine wines and more to help you get the most from life

    • Earn welcome and anniversary points with the Premier World Elite Credit card

  • Enhanced Travel Benefits

    • Gain unlimited complimentary access to over 750 airport lounges worldwide with membership to the LoungeKey programme

    • Enjoy complimentary global Wi-Fi access to millions of Wi-Fi networks at key business and travel venues in more than 120 countries with iPass

Representative Example

  • 59.3% APR (variable) representative
  • 18.9% p.a. (variable) purchase rate
  • Based on an assumed credit limit of £1,200 with an annual fee of £195

Credit is subject to status, affordability and applicable terms and conditions.

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Quick comparison

Card Feature Premier Card Premier World Elite Mastercard
Annual Fee £0 £195
Cash Fee 2.99% fee, minimum £3 2.99% fee, minimum £3
Balance Transfer Fee 2.9% fee, minimum £5 2.9% fee, minimum £5
Representative Example (on an assumed credit limit of £1200)

18.9% APR (variable)
Representative

 

18.9% p.a (variable)
purchase rate

59.3% APR (variable)

Representative

 

18.9% p.a (variable)

purchase rate

Other Benefits
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership
  • Extended warranty cover4 (provided by Domestic & General Insurance PLC; terms, conditions, limitations and exclusions apply)
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership

Quick comparison

Card Feature Annual Fee
Premier Card £0
Premier World Elite Mastercard £195
Card Feature Cash Fee
Premier Card 2.99% fee, minimum £3
Premier World Elite Mastercard 2.99% fee, minimum £3
Card Feature Balance Transfer Fee
Premier Card 2.9% fee, minimum £5
Premier World Elite Mastercard 2.9% fee, minimum £5
Card Feature Representative Example (on an assumed credit limit of £1200)
Premier Card

18.9% APR (variable)
Representative

 

18.9% p.a (variable)
purchase rate

Premier World Elite Mastercard

59.3% APR (variable)

Representative

 

18.9% p.a (variable)

purchase rate

Card Feature Other Benefits
Premier Card
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership
  • Extended warranty cover4 (provided by Domestic & General Insurance PLC; terms, conditions, limitations and exclusions apply)
Premier World Elite Mastercard
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership

1 Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charge.

2 Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man, as well as transactions overseas where you choose to pay in Sterling rather than local currency.

3 These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.

4 Shop with greater peace of mind, thanks to a two-year extended warranty on selected household purchases such as LCD and plasma screen televisions, digital cameras, satellite navigation systems, washing machines, iPods & iTouch bought using your HSBC Premier Credit Card. You can register up to 3 appliances per calendar year.

To qualify for the Extended Warranty, appliances must cost between £50 and £2,000, be purchased in full with your Premier Credit Card and be registered within 90 days of purchase. You can register online or call 0800 169 1074*. We recommend you call before you make a purchase as some items are excluded from this cover.

Cover is provided by Domestic & General Insurance PLC and is only available to residents of the UK, the Channel Islands and the Isle of Man. Please see the Policy terms and conditions and Insurance Product Information Document for more information.

* Telephone lines are open 8am to 8pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.

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