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Premier Credit Card

Discover the more rewarding way to pay

Premier credit card

Premier Credit Card

Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits, a rewards programme and access to HSBC Premier Privileges. If you qualify, you could enjoy interest-free periods on balance transfers and purchases – all for no annual fee.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR


Representative APR

18.9% p.a


Purchase rate

Based on an assumed credit limit of


About this card

Card details

  • 0% interest on balance transfers for 18 months* from account opening

    The rate for balance transfers is 0% for 18 months, where the transfer is made within 60 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum £5)*.

  • 0% interest on purchases for 9 months* from account opening

    At the end of the promotional period, Balance Transfer and Purchases will revert to the standard variable rate.

  • No annual fee

  • Apple Pay – immediate access to spending

    Add your new credit card to Apple Pay from the iOS version of the HSBC UK Mobile Banking app. This allows you to pay for things in shops, apps and on websites immediately using Apple Pay, while waiting for your new card to arrive.

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.


  • Earn points when you spend

    Earn 1 point for every £1 you spend in Sterling*, and 2 points for every £1 spent in other currencies.

    *Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in Sterling rather than local currency.

  • HSBC Premier Rewards for Miles

    Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.

  • Extended warranty cover

    Get up to 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household appliances. See below for more details.

  • HSBC Premier Privileges

    A unique collection of special discounts and experiences exclusively for our HSBC Premier Credit Card customers.

  • Mastercard® Priceless® Cities

    Access thousands of experiences at over 45 destinations worldwide with Mastercard.

  • Exclusive offers

    Access worldwide offers and discounts on everything from savings on clothing to exciting days out. We’re constantly updating our offers, so they may vary as new ones come in. Discover HSBC home&Away.

Travel benefits

  • Enjoy airport lounge access

    With membership in the LoungeKey programme, just show your Premier Credit Card to gain access to over 750 airport lounges worldwide. Please note, lounges charge £20 per person per visit, subject to availability.

  • Mastercard Travel Rewards

    Make the most of travelling outside the UK with Mastercard Travel Rewards. Get cash rewards when using your credit card with participating merchants. View the current offers for your travel destination.

  • Hotel discounts

    Receive a 10% discount on selected hotels booked with your HSBC Premier Credit Card through Expedia or a 10% discount on over 180,000 hotels booked with your Premier Credit Card through Cardholders also benefit from 12 months’ complimentary Expedia+ Gold Membership.

Using your card

  • Make contactless transactions

    Your card is contactless and you can add it to Apple PayGoogle Pay and Samsung Pay.

  • Manage your card online

    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get an additional card

    As long as they’re over 18, you can add your partner or a family member to your account.

  • Use your card abroad

    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.

  • Enjoy 24/7 worldwide assistance

    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for HSBC Premier Credit Card

Please note HSBC Premier Credit Cards are only available to HSBC Premier customers.

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Registered for online banking?

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Apply in the mobile app

If you're registered for mobile banking and have downloaded the app you can apply within the app in just a few clicks.

Not registered yet?

You need to be registered for Online Banking to apply.

Apply in branch

It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page.

Apply by phone

To apply for an HSBC Premier Credit Card, please speak to your Relationship Manager.

You can also call us on 0800 032 4735.

Lines are open from 8:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored and recorded.

Please note - You can only apply by phone or branch if you are an existing HSBC customer.

It's easy to answer your query online. Visit our Help page to find out how.