Premier Credit Card

HSBC UK
Credit cards
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Premier Credit Card

Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits, a rewards programme and access to HSBC Premier Privileges. If you qualify, you could enjoy interest-free periods on balance transfers and purchases – all for no annual fee.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR

(variable)

Representative APR

18.9% p.a

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

How to apply For an HSBC Premier Credit Card

About this card

Card details

0% interest on balance transfers for 18 months* from account opening

The rate for balance transfers is 0% for 18 months, where the transfer is made within 60 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum £5)*.
0% interest on purchases for 9 months* from account opening

At the end of the promotional period, Balance Transfer and Purchases will revert to the standard variable rate.
No annual fee
Apple Pay – immediate access to spending

Add your new credit card to Apple Pay from the iOS version of the HSBC UK Mobile Banking app. This allows you to pay for things in shops, apps and on websites immediately using Apple Pay, while waiting for your new card to arrive.

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Rewards

Earn points when you spend

Earn 1 point for every £1 you spend in Sterling*, and 2 points for every £1 spent in other currencies.

*Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in Sterling rather than local currency.
HSBC Premier Rewards for Miles

Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.
Extended warranty cover

Get up to 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household appliances. See below for more details.
HSBC Premier Privileges

A unique collection of special discounts and experiences exclusively for our HSBC Premier Credit Card customers.
Mastercard® Priceless® Cities

Access thousands of experiences at over 45 destinations worldwide with Mastercard.
Exclusive offers

Access worldwide offers and discounts on everything from savings on clothing to exciting days out. We’re constantly updating our offers, so they may vary as new ones come in. Discover HSBC home&Away.

Travel benefits

Enjoy airport lounge access

With membership in the LoungeKey programme, just show your Premier Credit Card to gain access to over 750 airport lounges worldwide. Please note, lounges charge £20 per person per visit, subject to availability.
Mastercard Travel Rewards

Make the most of travelling outside the UK with Mastercard Travel Rewards. Get cash rewards when using your credit card with participating merchants. View the current offers for your travel destination.

Review our top tips before travel Opens in overlay

Hotel discounts

Receive a 10% discount on selected hotels booked with your HSBC Premier Credit Card through Expedia or a 10% discount on over 180,000 hotels booked with your Premier Credit Card through www.agoda.com/HSBCPremier. Cardholders also benefit from 12 months’ complimentary Expedia+ Gold Membership.

Using your card

Make contactless transactions

Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get an additional card

As long as they’re over 18, you can add your partner or a family member to your account.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance

Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Rewards for miles

We've partnered with British Airways, Etihad, Asia Miles and Singapore Airlines so you can convert your HSBC Premier Reward points into your dream getaway.

Terms & Conditions apply (PDF, 46KB) Rewards for Miles Download

Vouchers

You can redeem your points for vouchers from M&S, Amazon and Sainsbury's. Even better, we'll deliver them straight to your door.

Rewards Points Brochure (PDF, 3MB) Rewards Points Brochure Download

Fine wines

You can also exchange your points for a special selection of Laithwaite's quality wines, delivered direct to your home or office.

Just call 03330 148 174* quoting reference MP85 to pay by points only or MC85 to pay by points and cash.

Charity

You might also want to consider donating your points to a good cause. Every 1,500 points is worth £5 of vital support for charities all over the world, including Age UK, British Heart Foundation and the Alzheimer's Society.**

Exclusive offers

From fine dining to spa indulgences, they’re exclusively yours to enjoy at home or while you’re travelling abroad. Access to a wide range of special offers from HSBC Premier Privileges is just one of the ways we like to thank our HSBC Premier Credit Card customers.

*Lines are open Weekdays: 8.30 to 21:00, Saturday: 9:00 to 20:00, Sunday: 9:00 to 18:00

**In order to provide a wide range of charities that our customers would choose to support and to ensure as many charities as possible have the opportunity to benefit from our scheme, we may change the charity selection from time to time.

Log on to online banking.
Choose 'Premier Card' within the 'My Accounts' section. Then choose 'Points Balance' from the right hand menu.
Select 'Continue' under 'Airlines miles', on the list of 'Points Redemption Options' or 'Join airline programme' if you are not currently part of an airline programme.
Select the airline you wish to redeem your Points with.
Insert your details, including your airline programme number and submit your request. Please allow up to 14 days for your request to be processed.

Please be aware that it may take up to 3 weeks for you to receive your vouchers.

Redeem your points online

Log into online banking.
Click on 'Premier Card' within the 'My accounts' section.
Click on 'Points balance' on top right hand of card transactions.

Go to My accounts.

Redeem your points by phone

You can call us on 03457 70 70 70. Please ensure you have your HSBC Premier Credit Card account number to hand.

Lines are open 8:00 to 20:00 everyday (except Christmas Day, Boxing Day and New Year's Day).

Shop with greater peace of mind, thanks to a 2-year extended warranty insurance provided by Domestic & General Insurance PLC (D&G).

This insurance will give you 2 years cover against breakdown (from the date the manufacturer’s warranty expires) and accidental damage (effective from the date you register the item with D&G) to a range of household appliances. This is at no extra cost and registrations are unlimited. For a full list of items covered, please refer to Domestic & General or contact D&G on 0800 169 1074*.

To qualify for cover your items must cost between £50 and £2000 and be purchased in full with your HSBC Premier Credit Card. You must register your appliance to the same address within 90 days of purchase for the insurance to commence.

You can register online or call D&G on 0800 169 1074*.

Extended Warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.

* Telephone lines are open 8:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.

Apply for HSBC Premier Credit Card

Please note HSBC Premier Credit Cards are only available to HSBC Premier customers.

you must hold a HSBC Premier Account
you are a permanent UK resident or hold a valid UK visa^*
you are 18 years or older

^*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Registered for online banking?

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Log on to apply For an HSBC Premier Credit Card This link will open in a new window

Apply in the mobile app

If you're registered for mobile banking and have downloaded the app you can apply within the app in just a few clicks.

Not registered yet?

You need to be registered for Online Banking to apply.

Apply in branch

It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page.

Apply by phone

To apply for an HSBC Premier Credit Card, please speak to your Relationship Manager.

You can also call us on 0800 032 4735.

Lines are open from 8:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored and recorded.

Please note - You can only apply by phone or branch if you are an existing HSBC customer.

Premier Credit Card