Top of main content

Premier Credit Card

Get travel benefits and reward points - plus 18 months interest free on balance transfers (1.4% fee, min £5). Just for HSBC Premier customers.

A credit card that gives you access to a world of travel benefits and privileges – all for no annual fee. Representative 18.9% APR (variable).

Balance transfers need to be done in the first 60 days to get 18 months interest free.

Credit is subject to status, affordability and terms and conditions.

Please read the important documents before applying.

Representative example

Purchase rate18.9% p.a. (variable)

Representative18.9% APR (variable)

Based on an assumed credit limit of £1,200

Premier Credit Card

Key benefits

Earn rewards on purchases

Earn 1 point for every £1 you spend in sterling1, and 2 points for every £1 spent in non-sterling currencies (fees apply to non-sterling transactions).

0% interest on purchases

0% interest on purchases for 9 months2 after account opening. For new HSBC credit card customers only3.

0% interest on balance transfers

0% interest for 18 months2 on balance transfers made within 60 days of account opening4. A 1.4% fee applies for each balance transferred, minimum £5.

Your Premier Credit Card also comes with

  • Use your credit card abroad

    You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.

  • Airport lounge access

    Get access to more than 750 airport lounges worldwide with LoungeKey. Just show your Premier Credit Card at the door. Lounges charge £20 per person per visit, subject to availability.

  • No annual fee

    There's no annual fee for the Premier Credit Card, but a 1.4% balance transfer fee applies to each balance transferred (minimum £5).

  • Extended warranty cover

    Get 2 years extended warranty5 provided by Domestic & General Insurance PLC, on selected household items.

Start application

Please read the important documents before applying.

Who can apply?

You can apply if you:

Already an HSBC customer?

If you're registered for online banking, you can apply now. You'll be able to see your pre-filled application form, submit it, and get an instant decision.

Not registered for online banking?

It's quick and easy to register. Once you've registered, you'll be able to log on and apply for this card, as well as manage all your HSBC accounts.

Prefer to apply in a branch?

It’s usually easiest to apply online, but if you need support, visit one of our branches and we’ll help you with your application.

Please bring your mobile phone with you (or a similar device, like a tablet) if you have one.

Important documents

You might also be interested in


Discover our range of credit cards and find the one that matches your needs.


Find out how your rewards credit card can pay you back.


Get to know what a reward credit card can offer you, and how much it could cost you to use one.


Get to know the different types of credit card charges and how you can reduce the amount you pay.

Additional information

1.Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in sterling rather than local currency.

2. At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.

3. Introductory rates only apply if you haven't held an HSBC credit card within the last 6 months.

4. Balances can’t be transferred from all cards, for example those issued by other members of the HSBC Group including first direct, M&S Bank and John Lewis Financial Services Ltd.

5. This insurance can be applied to a range of household items, and will provide you with two years of breakdown cover, which commences when the manufacturer’s warranty expires. It will also provide you with accidental damage cover, starting at the point you register the item with D&G and continues until the end of the policy.

This is at no extra cost and registrations are unlimited. For a full list of items covered, including any limitations or exclusions, please refer to Domestic and General or contact D&G on 0800 1681074 or (DDI) 0203481 6155. Telephone lines are open 8:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.

To qualify for cover items must cost between £50 and £2000 and be purchased in full with your HSBC Premier Credit Card. You must register your item to your home address within 90 days of purchase for the insurance to commence.

You can register online or call D&G on 0800 169 1074 or (DDI) 020 3481 6155
Extended Warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.

It's easy to answer your query online. Visit our Help page to find out how.