Premier rewards and benefits
Get travel benefits and rewards with no annual card fee. Plus enjoy 18 months interest-free on balance transfers (2.99% fee, min £5). For HSBC Premier customers only. Representative 26.9% APR (variable).
Please read the important documents before applying.
Balance transfers need to be done in the first 60 days to get 18 months interest free.
Credit is subject to status, affordability and terms and conditions.
Representative example
Purchase rate26.9% p.a. (variable)
Representative26.9% APR (variable)
Based on an assumed credit limit of£1,200
Learn more about reward points
How you earn reward points
- Get 1 point for every £1 spent on purchases that you make in sterlingSterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man, as well as transactions outside the UK where you choose to pay in sterling rather than local currency.
- Get 2 points for every £1 spent in other currenciesThese transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.
How you can use your reward points
- Swap points for shopping vouchersRedeem your points for vouchers to use with a variety of retailers including M&S and Amazon. T&Cs apply (PDF, 90KB)
- Turn points into airline milesConvert your reward points into airline miles to use with Asia Miles, British Airways, Emirates, Etihad, Qatar Airways, Singapore Airlines and more. T&Cs apply (PDF, 222KB)
- Use points for hotel staysUse your points to pay for hotel stays at a selection of hotels. T&Cs apply (PDF, 222KB)
- Splash your points on fine winesLaithwaites can deliver a special selection of quality wines to your home or office. Find out more about using points for fine wines.
- Donate points to One Tree PlantedYou can use your points to donate to One Tree Planted, a global reforestation charity. Every 1,500 points is worth £5 of support.
Other features of the HSBC Premier Credit Card
- Use your credit card abroadYou can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.
- Airport lounge accessGet access to more than 1,600 airport lounges worldwide with Priority Pass. Just show your Premier Credit Card at the door. Lounges charge £24 per person per visit, subject to availability.
- Discounts at Agoda and Expedia hotelsGet up to 14% off bookings at 180,000+ Agoda hotels (T&Cs apply. Max discount £39) and 10% discount on selected hotels with Expedia (T&Cs apply).
- No-fuss card managementUse online banking or the HSBC Mobile Banking app to check your balance, make payments, block or unblock your card, and stay in control.
- Go digitalAll HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.
- Enjoy 24/7 worldwide assistanceHelp is at hand if your card is lost or stolen. Call our dedicated support team about getting an emergency cash advance.
- Mastercard PricelessAccess unforgettable experiences and everyday value in the cities where you live and travel with Mastercard Priceless.
- No annual feeThere's no annual fee for the Premier Credit Card, but a 2.99% balance transfer fee applies to each balance transferred (minimum £5).
- Extended warranty coverGet 2 years extended warranty[@cc-extended-warranty-cover] provided by Domestic & General Insurance PLC, on selected household items.
- Purchase protectionAs with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
Things to know
Who can apply?
You can apply for a Premier Credit Card if you:
- Are over 18
- Are a UK resident
- Hold an HSBC Premier Account
Ready to apply for a Premier Credit Card?
On your mobile device? If you've downloaded our app and have an HSBC Premier Account, you can apply now by selecting 'Apply in app'.
If you're on a desktop, scan the QR code with your mobile device.
More ways to apply
New to the UK?
If you're new to the UK, you may be able to bring your existing credit card history with you.
Frequently asked questions
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Additional information
Balances can’t be transferred from all cards. For example, cards issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank, are excluded.
You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.
Please note, if you currently hold a Student or Premier Credit Card with us, you will not be eligible for this card.