Premier Credit Card

HSBC UK
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Premier credit card

Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits, a rewards programme and access to HSBC Premier Privileges. If you qualify, you could enjoy interest-free periods on balance transfers and purchases – all for no annual fee.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR

(variable)

Representative APR

18.9% p.a

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

How to apply For an HSBC Premier Credit Card

About this card

Card details

0% interest on balance transfers for 18 months* from account opening

The rate for balance transfers is 0% for 18 months, where the transfer is made within 60 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum £5)*.
0% interest on purchases for 9 months* from account opening

At the end of the promotional period, Balance Transfer and Purchases will revert to the standard variable rate.
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Rewards

Earn points when you spend

Earn 1 point for every £1 you spend in Sterling*, and 2 points for every £1 spent in other currencies.

*Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in Sterling rather than local currency.
HSBC Premier Rewards for Miles

Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.
Extended warranty cover

Get up to 2 years extended warranty on selected household appliances. See below for more details.
HSBC Premier Privileges

A unique collection of special discounts and experiences exclusively for our HSBC Premier Credit Card customers.
Mastercard® Priceless® Cities

Access thousands of experiences at over 45 destinations worldwide with Mastercard.

Travel Benefits

Enjoy airport lounge access

With membership in the LoungeKey programme, just show your Premier credit card to gain access to over 750 airport lounges worldwide. Please note, lounges charge £15 per person per visit, subject to availability.

Review our top tips before travel Opens in overlay

Free unlimited Wi-Fi

Take advantage of free, unlimited and secure Wi-Fi via Boingo. With over 1 million hotspots worldwide, you can connect up to four devices at airports, hotels and more. Sign up with your Premier Credit Card at http://hsbcuk.boingo.com.
Hotel discounts

Receive a 10% discount on selected hotels booked with your HSBC Premier Credit Card through Expedia or a 10% discount on over 180,000 hotels booked with your Premier Credit Card through www.agoda.com/HSBCPremier. Cardholders also benefit from 12 months’ complimentary Expedia+ Gold Membership.

Using your card

Make contactless transactions

Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get an additional card

As long as they’re over 18, you can add your partner or a family member to your account.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance

Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Rewards for miles

We've partnered with British Airways, Etihad, Asia Miles and Singapore Airlines so you can convert your HSBC Premier Reward points into your dream getaway.

Terms & Conditions apply (PDF, 46KB) Rewards for Miles Download

Vouchers

You can redeem your points for vouchers from M&S, Amazon and Sainsbury's. Even better, we'll deliver them straight to your door.

Rewards Points Brochure (PDF, 3MB) Rewards Points Brochure Download

Fine wines

You can also exchange your points for a special selection of Laithwaite's quality wines, delivered direct to your home or office.

Just call 03330 148 174* quoting reference MP85 to pay by points only or MC85 to pay by points and cash.

Charity

You might also want to consider donating your points to a good cause. Every 1,500 points is worth £5 of vital support for charities all over the world, including Age UK, British Heart Foundation and the Alzheimer's Society.**

Exclusive offers

From fine dining to spa indulgences, they’re exclusively yours to enjoy at home or while you’re travelling abroad. Access to a wide range of special offers from HSBC Premier Privileges is just one of the ways we like to thank our HSBC Premier Credit Card customers.

*Lines are open Weekdays: 8.30am to 9pm, Saturday: 9am to 8pm, Sunday: 9am to 6pm

**In order to provide a wide range of charities that our customers would choose to support and to ensure as many charities as possible have the opportunity to benefit from our scheme, we may change the charity selection from time to time.

Log on to online banking
Choose Premier Card within the My Accounts section. Then choose Points Balance from the right hand menu.
Select Continue under Airlines miles, on the list of Points Redemption Options or Join airline programme if you are not currently part of an airline programme
Select the airline you wish to redeem your Points with.
Insert your details, including your airline programme number and submit your request. Please allow up to 14 days for your request to be processed.

Redeem your points online

Log into online banking
Click on 'Premier Card' within the 'My accounts' section
Click on 'Points balance' on top right hand of card transactions

Go to My accounts.

Redeem your points by phone

Alternatively, you can call us on

03457 70 70 70.

Please ensure you have your HSBC Premier Credit Card account number to hand.

Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).

Shop with greater peace of mind, thanks to a two-year extended warranty on selected household purchases such as LCD and plasma screen televisions, digital cameras, satellite navigation systems, washing machines, iPods & iTouch bought using your HSBC Premier Credit Card. You can register up to 3 appliances per calendar year.

To qualify for the Extended Warranty, appliances must cost between £50 and £2,000, be purchased in full with your Premier Credit Card and be registered within 90 days of purchase. You can register online or call 0800 169 1074*. We recommend you call before you make a purchase as some items are excluded from this cover.

Cover is provided by Domestic & General Insurance PLC and is only available to residents of the UK, the Channel Islands and the Isle of Man. Please see the Policy terms and conditions and Insurance Product Information Document for more information.

* Telephone lines are open 8am to 8pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.

One Nespresso machine for £1

Enjoy a delicious coffee every morning. Get one Nespresso machine for £1 when you take out a minimum 12-month subscription. Simply pay your monthly fee and it will be credited to your Nespresso account to be used on your favourite coffee or accessories. Enter the code HSBC-SUBDIS at the checkout to get your free Versilo dispenser. Terms and conditions apply.

Redeem now

Eligibility: The promotion is open to all residents of the UK, aged 18 or over and excludes employees and their immediate families of Nestle S.A. and Nespresso, its agents or anyone professionally connected to the promotion. You must register with the Nespresso Club (if not registered previously) in order to qualify for this offer.

The Offer — ONE MACHINE FOR £1 + a Free Versilo Dispenser. You are entitled to claim one free Nespresso Versilo Dispenser (RRP £28 / €31) when you purchase your Nespresso Subscription Plan via www.nespresso.com or via the Nespresso app.

Promotion dates: This promotion is only valid if you purchase one Nespresso Subscription Plan between 1 December 2018 and 31 March 2019.

Offer Restrictions: This Promotion cannot be used in conjunction with any other Nespresso promotion, offer or discount The Nespresso Subscription Plan has to be purchased only from the Nespresso website at www.nespresso.com or from Nespresso app to qualify for the offer.

The offer is subject to stock availability of the stated machine plans. The offer is not available with the purchase of any other machine not in a Nespresso Subscription Plan. The offer is limited to one Nespresso Subscription Plan per participant/Nespresso Club Member account and one free Versilo Dispenser. If you buy more than one of the qualifying Nespresso Subscription Plans during the promotion, you will only be entitled to one free Versilo Despenser. Any additional Subscription Plan, thereafter, will not qualify for the offer. Nespresso reserves the right at its sole discretion to disqualify any individual found to be tampering with the operation of the promotion, setting up multiple accounts, using multiple identities or to be acting in any manner deemed by Nespresso to be in violation of the terms and conditions; or to be acting ¡n any manner deemed by Nespresso to be disruptive. The free Versilo dispenser ¡s subject to stock availability and Nespresso reserve the right to supplement this offer with an alternative of equivalent value (RRP £28 / €31). This Promotion is valid for residents of the UK only. The Nespresso Versilo dispenser is not transferable for cash or any other alternative. This offer excludes all other Nespresso coffee machines not part of the Nespresso Subscription Plan including Nespresso Business Solution machines.

Apply for HSBC Premier Credit Card

Please note HSBC Premier Credit Cards are only available to HSBC Premier customers.

You must hold a HSBC Premier Account – for further information click here
You are a permanent UK resident or hold a valid UK visa^*
You are 18 years or older

^*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Registered for online banking?

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Log on to apply For an HSBC Premier Credit Card This link will open in a new window

Apply in the mobile app

If you're registered for mobile banking and have downloaded the app you can apply within the app in just a few clicks.

Not registered yet?

You need to be registered for Online Banking to apply.

Apply in branch

To apply for an HSBC Premier Credit Card in branch, book your appointment by calling 03457 70 70 70. Lines are open 24/7 to book an appointment to speak with an advisor in branch.

You'll need to bring identification, proof of your address and a recent statement from your current bank.

Apply by phone

To apply for an HSBC Premier Credit Card, please speak to your Relationship Manager.

You can also call us on 0800 032 4735.

Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored and recorded.

Please note - You can only apply by phone or branch if you are an existing HSBC customer.

Premier Credit Card