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Premier Credit Card

Get travel benefits and reward points - plus 18 months interest free on balance transfers (2.99% fee, min £5). Just for HSBC Premier customers.

A credit card that gives you access to a world of travel benefits and privileges – all for no annual fee. Representative 23.9% APR (variable).

Balance transfers need to be done in the first 60 days to get 18 months interest free.

Credit is subject to status, affordability and terms and conditions.

Please read the important documents before applying.

Representative example

Purchase rate23.9% p.a. (variable)

Representative23.9% APR (variable)

Based on an assumed credit limit of £1,200

Premier Credit Card

Key benefits of a Premier Credit Card

Earn rewards on purchases

For every £1 of eligible spend1, you’ll earn 1 reward point if it’s in sterling2, or 2 reward points if it’s in another currency3 (fees apply to non-sterling transactions).

0% interest on purchases

0% interest on purchases for 9 months4 after account opening.

0% interest on balance transfers

0% interest for 18 months4 on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5.

Your Premier Credit Card also comes with

  • Use your credit card abroad
    You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.
  • Airport lounge access
    Get access to more than 1,300 airport lounges worldwide with Priority Pass. Just show your Premier Credit Card at the door. Lounges charge £24 per person per visit, subject to availability.
  • No annual fee
    There's no annual fee for the Premier Credit Card, but a 2.99% balance transfer fee applies to each balance transferred (minimum £5).
  • Extended warranty cover
    Get 2 years extended warranty5 provided by Domestic & General Insurance PLC, on selected household items.
  • Enjoy 24/7 worldwide assistance
    Help is at hand if your card is lost or stolen. Call our dedicated support team about getting an emergency cash advance.
  • Mastercard Priceless
    Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard Priceless.
  • No-fuss card management
    Use online banking or the HSBC Mobile Banking app to check your balance, make payments, freeze your card, and stay in control.
  • Go digital
    All HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.

Things to know

Ready to apply for a Premier Credit Card?

Existing customers

On your mobile device? If you've downloaded our app and have an HSBC Premier account, you can apply now by selecting 'Apply in app'.

If you're on a desktop, scan the QR code with your mobile device.

scan this qr code to apply for a Premier Credit Card

More ways to apply

New to the UK?

We may be able to access your international credit history in selected countries to help you apply for an HSBC UK credit card.

Frequently asked questions

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Get to know the different types of credit card charges and how you can reduce the amount you pay.

LSB - Standards of lending practice. Personal Customers

Standards of Lending Practice

HSBC adheres to the standards of lending practice guidelines.

Additional information

1. Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charges.

2. Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in sterling rather than local currency.

3. These transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.

4. At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.

5. Shop with greater peace of mind, thanks to a 2-year extended warranty insurance provided by Domestic & General Insurance PLC (D&G).

This insurance can be applied to a range of household items. You'll get 2 years of breakdown cover, starting from when the manufacturer’s warranty expires. You'll also get accidental damage cover, starting from the point you register the item with D&G, until the end of the policy.

This is at no extra cost and registrations are unlimited. To check if the item you're purchasing is covered and if any limitations or exclusions apply, please visit Domestic & General or call D&G on 0800 169 1074.

To qualify for cover your items must cost between £50 and £2,000 and be purchased in full with your HSBC Premier Credit Card. You must register your appliance to the same address within 90 days of purchase for the insurance to commence. Items with a manufacturer's warranty of more than two years are not eligible.

You can register online or call D&G on 0800 169 1074.

Extended Warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.

You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.

Balances can’t be transferred from all cards, for example those issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank.

Please note, if you currently hold a Student or Premier Credit Card with us, you will not be eligible for this card.

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