Find the best card for purchases
Get flexibility when you need it most with one of our purchase cards. You’ll also enjoy all the rewards and benefits you get from being an HSBC customer.
Why get a card with HSBC?
- 0% interest periods on purchases and balance transfers (balance transfer fees apply)
- Contactless payments
Our best credit cards for purchases
- 0% interest on balance transfers for 18 months from date of transfer, for transfers within first 60 days of account opening – a 2.99% fee applies (minimum £5)*
Available to all customers – eligibility criteria apply
Representative Example
- 22.9% APR (variable) representative
- 22.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
- 0% interest on balance transfers for 18 months from date of transfer, for transfers within first 60 days of account opening – a 1.4% fee applies (minimum £5)*
Available exclusively to Premier customers – eligibility criteria apply
Representative Example
- 18.9% APR (variable) representative
- 18.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
- 0% interest on balance transfers for 32 months from date of transfer, for transfers within first 60 days of account opening – a 1.3% fee applies (minimum £5)*
Available exclusively to Advance customers – eligibility criteria apply
Representative Example
- 21.9% APR (variable) representative
- 21.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
- 0% interest on balance transfers for 32 months from date of transfer, for transfers within first 60 days of account opening – a 1.4% fee applies (minimum £5)*
Available to all customers – eligibility criteria apply
Representative Example
- 21.9% APR (variable) representative
- 21.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Card Feature |
Matched Credit Card | Premier Credit Card | Advance Credit Card |
Balance Transfer Credit Card |
|---|---|---|---|---|
| Promotional offers | N/A | Bonus reward points. T&Cs apply. |
£25 cashback. T&Cs apply. |
£25 cashback. T&Cs apply. |
| 0% Purchase period | 18 months from account opening |
9 months from account opening |
3 months from account opening |
3 months from account opening |
| Rewards Program | N/A | Redeem reward points for shopping vouchers and frequent flyer miles | N/A | N/A |
| 0% Balance transfer Period (for balances transferred within the first 60 days of account opening) |
18 months from date of transfer |
18 months from date of transfer |
32 months from date of transfer |
32 months from date of transfer |
| Balance Transfer Fee | 2.99% (minimum £5) for balances transferred in the first 60 days |
1.4% (minimum £5) for balances transferred in the first 60 days |
1.3% (minimum £5) for balances transferred in the first 60 days |
1.4% (minimum £5) for balances transferred in the first 60 days |
| Annual Fee | £0 | £0 | £0 | £0 |
Representative Example (on an assumed credit limit of £1200) |
22.9% APR (variable) 22.9% pa (variable) |
18.9% APR (variable) 18.9% pa (variable) |
21.9% APR (variable) 21.9% pa (variable) |
21.9% APR (variable) 21.9% pa (variable) |
| Eligibility Criteria |
|
|
|
|
Card Feature |
Promotional offers |
|---|---|
| Matched Credit Card | N/A |
| Premier Credit Card |
Bonus reward points. T&Cs apply. |
| Advance Credit Card |
£25 cashback. T&Cs apply. |
| Balance Transfer Credit Card |
£25 cashback. T&Cs apply. |
Card Feature |
0% Purchase period |
| Matched Credit Card |
18 months from account opening |
| Premier Credit Card |
9 months from account opening |
| Advance Credit Card |
3 months from account opening |
| Balance Transfer Credit Card |
3 months from account opening |
Card Feature |
Rewards Program |
| Matched Credit Card | N/A |
| Premier Credit Card | Redeem reward points for shopping vouchers and frequent flyer miles |
| Advance Credit Card |
N/A |
| Balance Transfer Credit Card |
N/A |
Card Feature |
0% Balance transfer Period (for balances transferred within the first 60 days of account opening) |
| Matched Credit Card |
18 months from date of transfer |
| Premier Credit Card |
18 months from date of transfer |
| Advance Credit Card |
32 months from date of transfer |
| Balance Transfer Credit Card |
32 months from date of transfer |
Card Feature |
Balance Transfer Fee |
| Matched Credit Card |
2.99% (minimum £5) for balances transferred in the first 60 days |
| Premier Credit Card |
1.4% (minimum £5) for balances transferred in the first 60 days |
| Advance Credit Card |
1.3% (minimum £5) for balances transferred in the first 60 days |
| Balance Transfer Credit Card |
1.4% (minimum £5) for balances transferred in the first 60 days |
Card Feature |
Annual Fee |
| Matched Credit Card | £0 |
| Premier Credit Card | £0 |
| Advance Credit Card |
£0 |
| Balance Transfer Credit Card |
£0 |
Card Feature |
Representative Example (on an assumed credit limit of £1200) |
| Matched Credit Card |
22.9% APR (variable) 22.9% pa (variable) |
| Premier Credit Card |
18.9% APR (variable) 18.9% pa (variable) |
| Advance Credit Card |
21.9% APR (variable) 21.9% pa (variable) |
| Balance Transfer Credit Card |
21.9% APR (variable) 21.9% pa (variable) |
Card Feature |
Eligibility Criteria |
| Matched Credit Card |
|
| Premier Credit Card |
|
| Advance Credit Card |
|
| Balance Transfer Credit Card |
|
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