What is a purchase credit card?
Our purchase credit cards are designed to help you spread out your costs. Buy now and pay back gradually over time.
How a purchase credit card can help you
Buy what you need now
Use a purchase credit card today, then pay off what you owe - without paying interest on it.
Spread your costs over time
Buy the things you need now and pay off the amount you owe gradually over time.
Purchase protection
Section 75 protects credit card purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
Explore our purchase credit cards
Purchase Plus Credit Card
Discover the all-rounder that has interest-free periods on purchases and balance transfers (2.9% fee, min £5).
Representative example
Purchase rate: 22.9% p.a. (variable)
Representative: 22.9% APR (variable)
Based on an assumed credit limit of £1,200
Rewards Credit Card
Earn Reward points on eligible purchases you make.
Representative example
Purchase rate: 21.9% p.a. (variable)
Representative: 21.9% APR (variable)
Based on an assumed credit limit of £1,200
Premier Credit Card
Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers.
Representative example
Purchase rate: 18.9% p.a. (variable)
Representative: 18.9% APR (variable)
Based on an assumed credit limit of £1,200
Need help choosing a credit card?
Discover our range of credit cards and find the one most suitable for you.
Not the right type of card?
Balance transfer credit cards
Give yourself some breathing room with our balance transfer options.
Rewards credit cards
Discover our range of rewards cards.
Credit-builder credit cards
Help build your credit score when you spend and make on-time repayments.
View all cards
From transferring a balance, earning rewards or building your credit score, there's a card for every need.