Compare credit cards

Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

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Remove card Purchase Plus Credit Card

Purchase Plus Credit Card

Remove card Rewards Credit Card

Rewards Credit Card

Remove card Premier Credit Card

Premier Credit Card

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Select a card to compare

At a glance

Discover the all-rounder that has up to 20 months[@end-promotional-period] of interest-free purchases and up to 17 months[@end-promotional-period] of interest-free balance transfers (3.49% fee, minimum £5).

Earn reward points on eligible purchases you make

Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balance-transfer-disclaimer]

0% for up to 17 months on balance transfers made within 60 days of account opening. A 3.49% fee applies for each balance transferred, minimum £5.

0% for 6 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5

Not applicable

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

0% on purchases for up to 20 months after account opening. For new HSBC credit card customers only.

0% on purchases for 6 months after account opening. For new HSBC credit card customers only.

Not applicable

Representative example

Representative APR: 24.9% APR (variable)

Representative APR: 26.9% APR (variable)

Representative APR: 29.9% APR (variable)

Purchase rate: 24.9% p.a. (variable)

Purchase rate: 26.9% p.a. (variable)

Purchase rate: 29.9% p.a. (variable)

Based on an assumed credit limit of £1,200

Annual fee: No annual fee

Can you apply?

Quick check

You can check the full eligibility criteria later

For new and existing HSBC customers

For new and existing HSBC customers

For HSBC Premier customers

Annual UK taxable income or pension, before tax, of £6,800 or more

Annual UK taxable income or pension, before tax, of £6,800 or more

No specific annual income / pension requirements

Must be a UK resident

Must be a UK resident

Must be a permanent UK resident or hold a valid UK visa

Must be over 18

Must be over 18

Must be over 18

Must not hold an HSBC Basic Bank Account

Must not hold an HSBC Basic Bank Account

Have an HSBC Premier Account

Benefits

Terms and conditions apply.

Not applicable

Get 2,500 welcome points worth £25 when you make your first transaction on your card

Receive 20,000 reward points when you spend[@eligible-spend-excludes] £2,000 on your card in the first 90 days of your card membership[@premier-cc-20000-rewards-points]
Access more than 1,700 airport lounges worldwide for just £24 per person, per visit with Priority Pass.

Rewards

Terms and conditions apply.

Not applicable

Use reward points for everyday purchases wherever your card is accepted, in-store or online
Earn up to 10 reward points for every £1 you spend at selected stores, including Morrisons, White Stuff and Gousto
Earn 1 reward point for every £5 you spend

Earn 1.5 reward points for every £1 of eligible spend[@eligible-spend-excludes] in sterling[@sterling-transactions], and 2 points for every £1 spent in other currencies
Redeem your points for vouchers to use with a variety of retailers including M&S and Amazon. T&Cs apply (PDF)
Convert your reward points into airline miles to use with British Airways, Emirates, Etihad, Qatar Airways, Air India, and more. T&Cs apply (PDF)