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Mobile money management

Manage your money more easily with our mobile app

Stay on top of your finances

The smart money tools in our app help you keep an eye on your spending and stay on top of your finances. Not only can they help you keep within your budget, they may also help you grow your money and achieve your financial goals.

What's the plan when it comes to your finances?

Our 'Plan' tab in the HSBC UK Mobile Banking app has a range of useful tools to help you manage your money. These include Spending insights, Monthly budgets and the Financial fitness tool, with more to follow. To start using it, just tap ‘Plan’ and choose the option you’re interested in.

To use this new feature, make sure you're using the latest version of the app. You'll also need an operating system that supports our app.

Spending insights

You can now see your monthly spending broken down into different categories, giving you a better insight into your spending. You’ll also see personalised monthly insights on HSBC current accounts and credit cards, such as your ‘top category’ and ‘top spend’, and be able to compare your spending month on month.

Monthly budgets

Create and track a budget on HSBC current accounts and credit cards for that month's spending category to help you take control of your money. Once a budget is set up, a helpful visual offers easy tracking of your spending against your set budget. This helps you to understand how you're spending your money. You’ll also be able to see a percentage of your spend vs your set budget.

Discover a smart way to invest and track your long-term goals in the latest version of the app. Select the ‘Plan’ tab at the bottom of your home screen. Then choose ‘Investment goals’. Remember, investing has its ups and downs, so you could get back less than you invest. Eligibility criteria and fees apply.
Access a range of helpful tools and guides to help you achieve your goals, using the financial fitness materials in our app. This includes the ability to check your financial fitness score, book an appointment with one of our financial fitness trainers or just browse relevant articles.
If you're looking to set up short term goals, our new savings goal feature could be for you. You can use it with your Online Bonus Saver, Premier Saver, Flexible Saver or Loyalty Cash ISA to set up a goal in the latest version of the HSBC Mobile Banking app. There are two ways to set up a savings goal. Log on to the app and select the account you want to save into, then select the 'Set up a goal' option. You can also select the 'Plan' tab at the bottom of the home screen.

Other mobile features to help you manage your money better

Transaction notifications

We’ll send you push notifications – useful alerts that help you quickly keep track of payments, spending, and any suspicious activity.

You’ll also receive alerts when your card is declined, as well as an explanation and next steps.

Log on and go to to your profile. Select ‘Communication preferences’, then ‘Push notifications’. You’ll be able to choose what payment notifications you receive for your account.

Manage bills on the go

Now you can manage your monthly payments in our app. You can view, set up and delete your standing orders, and view or delete any Direct Debits. 

Just log on, select your account, then go to  'Manage bills'. From there, you can access all your standing orders, Direct Debits and subscriptions. To manage them, simply select each payment.

Balance After Bills 

Get help budgeting from one payday to the next. With Balance After Bills, you can see how much you could have left for the month ahead, once scheduled bills (standing orders and Direct Debits) are taken into account.

Simply log on, choose the relevant current account and select 'Balance After Bills‘. You can then check your balance and scheduled bills.

Frequently asked questions

Download the app

The HSBC UK Mobile Banking app lets you manage your accounts easily and securely from a time and a place that suits you. Discover an ever growing range of services and features on the app to make your banking more convenient.

Explore more

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Find out your financial fitness score with our easy-to-use calculator. 


Take control of your spending with our budget planner. It’ll help you work out where your money goes and see if you can start saving more. 


Saving for something special? Using our in-app feature can help you reach your goals.


Use our calculator to see how your investment could potentially grow over time and under different market conditions. 

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