Get help sorting out your finances
Guidance and more resources
|If something is happening in your life that means you might need some financial support, take a look at our practical advice about managing money. You could find the support that best suits you.
Credit card, loan or overdraft worries
We understand how stressful it can be if you're worried about money.
Whether you've missed a payment on a credit card, loan or overdraft or are about to miss one, we're here to help.
Our guidance on multiple debts might also be useful if you have other priority debt, like a utility or council bill.
What to do if you've already missed (or know you will miss) a payment or exceeded your credit or overdraft limit
What to do if you haven't missed a payment
If you have multiple debts and need some breathing space, you can get free, impartial advice from our charity partners, including StepChange and National Debtline.
StepChange have 30 years of experience providing expert advice and debt solutions for people.
If you’d like to do this, we can give you up to 60 days' space while you work with them.
This is the best option if you've missed a payment with several banks or organisations other than HSBC or are about to miss one.
It can feel daunting, but the sooner you reach out, the simpler it is to ease your money worries.
Find more free money advice services.