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Car Loans

Pay for your car at a speed that suits you

Whether you’re buying a new or used vehicle, our car loan could get you on the road to owning it outright, with monthly repayments at a highly competitive rate. 

Step 1: Use the car loan calculator to work out how much it could cost you.

Step 2: If you decide to apply, follow the instructions below and you could get an instant decision if you’re an existing HSBC customer.



Features and benefits

  • Quick access to funds
    Existing HSBC current account customers could receive the money instantly once the application has been approved. Non-HSBC current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
  • Make overpayments free of charge
    Make overpayments, or settle in full, at any time without penalty. This may reduce the amount of interest you pay and there won’t be hidden extras or nasty surprises.
  • Borrow from £1,000 to £25,000
    Spread your repayments over 1 to 5 years for loans of £15,000 or less, or up to 8 years for loans over £15,000.

3.3% APR* representative

For loans between £7,000 and £15,000. Now also available to non-HSBC current account customers.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.

Apply for a Personal Loan

Please ensure you read the important information in the 'Things you should know' section before applying.

HSBC customers

Please log on to your account for the quickest and easiest way to apply.

New to HSBC

Get a Personalised Loan Quote to see the interest rate you may be offered.

Apply in the mobile app

If you're registered for mobile banking, have downloaded the app and have an HSBC current account, you can apply within the app in just a few clicks.

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