Car Finance Calculator | Car Loans

HSBC UK
Loans
Car Loan

Whether you’re buying a new or used vehicle, our car loan could get you on the road to owning it outright, with monthly repayments at a highly competitive rate.

Step 1: Use the car loan calculator to work out how much it could cost you

Step 2: If you decide to apply, follow the instructions below and get an instant decision if you’re an existing HSBC customer

Features and benefits

Quick access to funds

Existing HSBC current account customers could receive the money instantly once the application has been approved. Non-HSBC current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
Make overpayments free of charge

Make overpayments, or settle in full, at any time without penalty. This may reduce the amount of interest you pay and there won’t be hidden extras or nasty surprises.
Borrow from £1,000 to £25,000

Spread your repayments over one to five years for loans of £15,000 or less, or up to eight years for loans over £15,000.

More details about HSBC Personal Loan Opens in overlay

3.3% APR* Representative

For loans between £7,000 and £15,000. Now also available to non-HSBC current account customers.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.

Calculate your monthly loan repayments

Adjust the amount on the calculator to see how much the monthly repayments could be on your loan.

How much would you like to borrow? £

Minimum Maximum

Over how many months?

Minimum Maximum

Representative example

Apply for a Personal Loan

To be eligible for a Personal Loan you need to:

have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an HSBC current account)
have an annual income/pension before tax of £10,000 or more
be over 18 and a resident of the UK

Not available for customers with a Basic Bank Account.

We do not offer our Personal Loans for a number of purposes including:

The purchase of property or land (both UK & Overseas) including holiday homes and apartments
Purchasing a joint stake in a property or buying out a joint owner
Mortgage deposit (regardless of lender or country)
Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

In addition, our Personal Loan should not be provided for: