Top of main content

Remortgage to HSBC

Move your mortgage to one of our latest rates

Remortgage with confidence

Whether you have a mortgage with another provider and the fixed-rate is coming to an end, or you're just looking for a better deal, we've got a range of fixed and tracker mortgages to choose from.

Already have an HSBC mortgage and looking to switch deals? Find out how to switch your rate

  • Our latest rates
    Switch to us and you could find a lower interest rate, that could make your monthly repayments less.
  • Conveyancing options
    You may have the option of choosing a bank appointed panel solicitor where the standard legal fees are covered by us, or you may be able to appoint your own solicitor or licensed conveyancer (at your cost) to act for us both, as long as they meet our criteria.
  • Standard valuation for no additional fee
    All our mortgages come with a standard property valuation at no extra cost, so there's less to think about.
  • Apply by phone or online
    You can speak to one of our mortgage advisers or apply online.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Should I remortgage?

Remortgaging is the process of moving your mortgage from one lender to another.

There are different reasons to remortgage:

You're reaching the end of your current mortgage term
If your fixed-rate or tracker mortgage is ending, you could move to your lender's standard variable rate. As this is often higher, remortgaging your property may give you a better deal.

You’re paying high interest rates on your mortgage
Remortgaging your property could lower your interest rates and help you pay less on your mortgage each month.

You want to pay off your mortgage early
Remortgaging your property could allow you to make overpayments and reduce your loan size.

You want to increase your property value
You can remortgage your property to borrow more money for some home improvements.

Find out how to remortgage

Remortgaging your home with us is simple. First, you'll need a Decision in Principle – we’ll explain how to do this over the phone or online. Then, we'll let you know what you’ll need to do for your mortgage application.

If you've started your application already, you can pick up where you left off, or update it online at any time.

Frequently asked questions

You might also be interested in


Understand more about how to move your mortgage to HSBC.


Compare our latest mortgage rates and understand our fees.


Use our quick calculator to see how much you could borrow.


Work out how much your mortgage payments could be.

It's easy to answer your query online. Visit our Help page to find out how.