Applying for a mortgage with HSBC is simple and involves two key stages – firstly getting a Decision in Principle and then secondly making a mortgage application.
Applying for a Decision in Principle can be done over the phone, in branch or online.
The actual process of making a mortgage application – after you’ve gotten your Decision in Principle – can be done over the phone, in branch or online.
You will be asked to provide relevant documents to support your application.
Step 1 - Call us to get a Decision in Principle
Step 2 - Provide us with your supporting documents
Step 3 - Arrange an appointment with a Mortgage Advisor who will provide you with advice and guide you through your application.
Step 1 - Visit your local branch and get a Decision in Principle
Step 2 - Arrange an appointment with a Mortgage Advisor and provide us with your supporting documents
Step 3 - Your Mortgage Advisor will provide you with advice and guide you through your application.
Step 1 - Get a Decision in Principle online now
Step 2 - You can choose to receive mortgage advice after receiving your Decision in Principle or, if you already know which mortgage you wish to apply for, you can complete your application entirely online, however you will not receive advice
Step 3 - After your application we'll contact you to submit your supporting documents through our secure document uploader.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Once you’ve submitted your documents to support your application, the following are the key next steps:
If you're an existing HSBC mortgage customer interested in switching to a new mortgage rate, we can help you look at your options.
Started a mortgage application over the phone, in branch or online? Log in to complete your application or track it's progress.
† Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.