Managing your foreign currency
The HSBC Currency Account is an easy-to-manage currency holding account, with no monthly account fee. You can choose from 14 major currencies and open a separate account for each one to store, send and receive money.
Designed to support your international lifestyle, with easy access to your account via online banking, you can manage your finances wherever you are in the world.
No account fee
There's no monthly fee for the account and no payment fee when sending money to another HSBC account anywhere in the world. You can also send money to non HSBC accounts outside the UK fees may apply.
Live exchange rates
With live rates updated by the second during market hours, we'll provide you with our most up-to-date foreign exchange rate available when sending money.
Managing your payments
You can create immediate payments to send money outside the UK, or set these up online up to a year in advance or on a recurring basis.
HSBC Currency Account
Find out how to apply for a HSBC Currency Account today
How to apply for a HSBC Currency Account
Are you eligible?
To apply for an HSBC Currency Account you need to:
- hold an active HSBC current account (excluding Basic Bank Account)
- be 18 years of age or over
If you're not yet an HSBC customer, find out more about our current accounts.
Apply online in minutes
Apply by phone or in branch
The rate we use is the HSBC Exchange Rate at the time your payment is made. This is a live rate which is updated by the second during market hours. We’ll notify you each time you make a payment from your account. Where a currency exchange has been involved, we’ll confirm the HSBC Exchange Rate that has been applied.
It’s not possible to cancel an immediate payment or transfer. If you need to cancel a payment that is due to be made on a future or recurring date, then you have until 23:59 (UK time) the day before the payment is due, to cancel it. This can only be done via online banking.
Please note: there’s no interest payable on the HSBC Currency Account.
HSBC Currency Account Fee Information Documents
Glossary of Terms
Frequently Asked Questions
How can I pay into or withdraw funds from my account?
How much will it cost?
How much can I send and how long will it take?
Why can’t I see my HSBC Currency Account when I log on to online banking? It seems to have vanished.
How can I stop my HSBC Currency Account going dormant?
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Send money quickly and securely outside the UK using our International Payments service. Fees may apply