Bank Account

You can arrange an overdraft on your Bank Account, subject to your credit status. Use our overdraft calculator to understand how much interest you will pay when you use your arranged overdraft. For full details of our overdraft rates and charges see our price list.

Enjoy the freedom to do more with an HSBC Credit Card or Personal Loan, subject to status.

The Current Account Switch Service is simple, stress-free and supported by our dedicated switching team.

• Visa offers
• Contactless functionality
• Available to use in 160 countries³

Choose how you want to bank either by online, mobile or telephone banking⁴. You can check your balance, pay bills and send money to family and friends.

For many people Mobile and Online banking is key to deciding who to bank with. At HSBC we have plenty of functionality and the highest level of security, you can access and manage where ever and when ever you need to. Don't just take our word for it, check Mobile Banking out.

¹For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above. 

²Apple and iPhone are trademarks of Apple Inc. registered in the US and other countries. 

³ Using your Debit Card outside the UK: The exchange rate that applies to any debit card payments in a foreign currency (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals  a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.

⁴Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

⁵Offer available to all HSBC UK current account customers – one British Cycling Fan Membership per customer worth £24 with ability to upgrade to other membership options at additional cost . To redeem the offer, membership must be activated by 31 December 2019. T&Cs Apply. Find  Out More.

It only takes a few minutes to apply online for a sole or joint Bank Account.

EU residents living outside the UK must apply in branch and all parties will need to be present.

HSBC Current Account customers can book an appointment to apply in branch by calling 03457 404 404.

From outside the UK +44 1226 261 010.

You'll need to bring identification and proof of your address.