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HSBC Bank Account

An everyday bank account with handy extras
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bank account
Current Accounts 

HSBC Bank Account

Get a hassle-free bank account and manage your money 24/7 online or over the phone.
  • Simple bill payments by Direct and standing order
  • Cash withdrawals up to £300 per day
  • Available overdraft service, subject to status
  • Banking your way with 24/7 online, telephone and mobile banking

Switch your current account in a simple, reliable and stress-free way in only 7 working days.

switch account money facts

Apply for an HSBC Bank Account today:

How HSBC Bank Account can help you

Overdraft service

You can arrange an overdraft on your bank account, subject to your credit status. Use our overdraft calculator to understand how much interest you will pay when you use your overdraft. For full details of our overdraft rates and charges see our price list.

Lending options to suit you

Enjoy the freedom to do more with an HSBC Credit Card or Personal Loan, subject to status.

Hassle free switching

The Current Account Switch Service is simple, hassle-free and supported by our dedicated switching team.

HSBC Visa Debit card

  • Visa offers
  • Contactless functionality
  • Available to use in 160 countries1

Everyday banking

Choose how you want to bank either by online, mobile or telephone banking. You can check your balance, pay bills or make payments to family and friends.
 

1 Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals  a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

 

Apply for HSBC Bank Account

Existing customers

HSBC Current Account customers can book an appointment to apply in branch by calling 03457 404 404.

From outside the UK +44 1226 261 010.

You'll need to bring identification and proof of your address.

New to HSBC?

It only takes a few minutes to apply online for a sole or joint Bank Account.

EU residents living outside the UK must apply in branch and all parties will need to be present.

Things you should know

Listening to what you have to say about services matters to us.