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Manage your HSBC mortgage

Switch your rate, borrow more or make changes to your mortgage

Manage your mortgage the way you want to

If you've got an HSBC mortgage, you can make changes online, over the phone or in branch. Take a look at the different options – and we'll explain what you'll need to do.

Explore the changes you can make


Find out how to switch to one of our latest rates, which could save you money.


Find out how to borrow more or extend your mortgage term, which could make your monthly repayments less.


Find out how you could reduce your monthly payments and how your payments may be affected by interest rates.


Understand more about how to take your mortgage rate with you to your new home.


Find out how to apply for our Consent to Let your home temporarily.


Learn how making extra payments could help you pay off your mortgage earlier.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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You could find a lower interest rate that could make your monthly repayments less.


Use our quick calculator to find out how much you could borrow.


Work out how much your monthly payments could be.


Find out how to get support if you’re having difficulties keeping up with your payments.

It's easy to answer your query online. Visit our Help page to find out how.