Manage your mortgage the way you want to
If you've got an HSBC mortgage, you can make changes online, over the phone or in branch. Take a look at the different options – and we'll explain what you'll need to do.
Explore the changes you can make
Switch your mortgage rate
Find out how to switch to one of our latest rates, which could save you money.
Borrow more or extend your term
Find out how to borrow more or extend your mortgage term, which could make your monthly repayments less.
Mortgage changes which could help you with the rising cost of living
Find out how you could reduce your monthly payments and how your payments may be affected by interest rates.
Move your mortgage rate to your new home
Understand more about how to take your mortgage rate with you to your new home.
Rent out your home temporarily
Find out how to apply for our Consent to Let your home temporarily.
Make overpayments
Learn how making extra payments could help you pay off your mortgage earlier.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Rates for mortgage customers
You could find a lower interest rate that could make your monthly repayments less.
How much could you borrow?
Use our quick calculator to find out how much you could borrow.
Repayments calculator
Work out how much your monthly payments could be.
Mortgage payment support
Find out how to get support if you’re having difficulties keeping up with your payments.