Get more from your current account

With an Advance Bank Account you get everything you need for everyday banking and lots more. Like money-saving offers. A minimum arranged overdraft offer of £1,000. And no monthly fees.

 

Plus, to top things off, you’ll also get access to the best savings rate we offer.

To be eligible for HSBC Advance, customers will need to pay in a minimum of £1,750 per month or £10,500 over 6 months.

Switch to us

Get £175 when you switch to an Advance Bank Account using the Current Account Switch Service. Offer is open to new customers applying for the HSBC Advance Bank Account. Eligibility criteria and T&Cs apply.

Eligibility and how to apply

At a glance

  • Enjoy a host of extras
    Get access to money-saving offers, plus a year's free British Cycling Fan membership. T&C apply. 1
  • Deal with unexpected expenses
    You’ll get an arranged overdraft of at least £1,000 when you open your account – a handy little safety net. 2
  • Earn 5% AER/gross on your savings
    As an Advance Account holder you can access a preferential rate on your savings with our Regular Saver. 3
  • Get it all for no monthly fee
    Unlike with some current accounts, there’s no monthly fee to pay for your Advance Account.

Take a closer look

Rewards, prizes and surprises

As an Advance account holder you’ll have access to exclusive offers. Get discounts on food, travel, shopping and more from some of the UK’s biggest brands.

Easy mobile banking

Controlling your finances is simple with our Mobile Banking app. 4 Make payments, pay in cheques with a photo, block or unblock your card. You can do it all in moments.

24/7 customer support

You can call us 24 hours a day, any day of the year, and our customer service team will be happy to help. Alternatively, you can reach us by Live Chat, on social media, or by popping into a branch. 5

Things you should know

Charges and overdrafts 

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Other account information 

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Who can apply?

You can apply for an Advance Bank Account if you:

  • can pay in £1,750 or more each month (or at least £10,500 every 6 months) 6
  • are 18 or older and live in the UK or EU
  • are happy for us to do a credit check against your name (if you live in the UK)

Non-EU tax residents eligibility information 

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Apply now

New to HSBC?

Apply for your account online in minutes.

Already a customer?

If you're already an HSBC customer, you can apply in one of our branches.

Other ways to apply 

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Existing customers

Activate your card

 

Account all set up? Find out how to activate your card.

Rewards Credit Card

 

Find out how it works and apply today.

Regular Saver

 

Open a Regular Saver and earn 5% AER/Gross on your money. 7

You might also be interested in

HSBC Bank Account

 

A convenient everyday bank account with handy extras.

Credit cards

 

Transfer a balance, earn rewards or spread the cost of your purchases.

How to switch current accounts

 

Switching your account is easy and secure. Find out how it works.

Additional information 

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1. This offer is available to all HSBC UK current account customers. One British Cycling Fan Membership per customer, with the ability to upgrade to other membership options for an additional cost. You must activate your membership by 31 December 2019. Terms and conditions apply. Back to 'At a glance'

2. Subject to status and account conduct. Back to 'At a glance'

3. The fixed preferential rate of 5% AER/gross over 12 months is available to HSBC Advance customers, who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Advance Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily cleared balance on your 'Regular Saver and we will pay this to your Regular Saver on the anniversary of the date your account was opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 5% you would earn approximately £81 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we will pay interest at the same rate as we would apply to an equivalent amount held in a Flexible Saver. You can only hold one Regular Saver at any given time. AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year. All credit interest will be paid gross. Gross is the rate of interest if interest were paid and not compounded each year. Back to 'At a glance'

4. Our Mobile Banking app is currently available on iPhone devices with an operating system of iOS 10.3 or higher, iPads that are 5th generation or above and Android devices with an operating system of 5.0 or higher. Back to 'Take a closer look'

5. Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. Back to 'Take a closer look'

6. This can't be money you've transferred from another HSBC UK personal account. Back to 'Who can apply?'

7. Subject to status and account conduct. Back to 'Existing customers'