
Advance current account
Get more from your current account
With an Advance Bank Account you get everything you need for everyday banking and lots more. Like money-saving offers. A minimum arranged overdraft offer of £1,000. And no monthly fees.
Plus, to top things off, you’ll also get access to the best savings rate we offer. T&Cs apply.2
To be eligible for HSBC Advance, you'll need to pay in a minimum of £1,750 per month or £10,500 over 6 months.
If you're an existing customer with an overdraft, you can log on to online banking and manage your current arranged limit.
At a glance
You’ll have the option of an arranged overdraft of at least £1,000 when you open your account – a handy little safety net. Learn more
Get it all for no monthly fee
Unlike with some current accounts, there’s no monthly fee to pay for your Advance Account.
Emergency cash if you need it
Lost your card? You can get up to £10,000 emergency cash sent to any HSBC branch in the UK or abroad. You must have available funds in your account.
Fee-free international transfers
We won’t charge you any fees when you send money between your HSBC accounts anywhere in the world using Global View – available through online and mobile banking.
Help setting up accounts abroad
If you ever decide to move, study, work or retire abroad, we'll help you get ready for your new adventure. As an Advance customer you’ll get 50% off the price of opening an account outside the UK. We can also arrange to transfer your HSBC credit history to more than 35 countries – making it easier to get credit abroad. Please note: credit history transfers are subject to availability. Overseas account opening.
ATM withdrawal limits
You can withdraw up to £500 a day with your Advance contactless Visa debit card. You may be charged by some ATM operators for withdrawals from their ATMs. You'll always be told of this before you make your withdrawal. You can use any HSBC ATM in the UK free of charge.
Easy mobile banking
Controlling your finances is simple with our Mobile Banking app.4 Make payments, pay in cheques with a photo, block or unblock your card. You can do it all in moments.


Exclusive offers
Access worldwide offers and discounts on everything from savings on clothing to exciting days out. We’re constantly updating our offers, so they may vary as new ones come in.
Get your financial fitness score
Check out our financial fitness tool to find out what kind of shape you’re in. Answer some quick questions to get your score and tips on how to improve.

Things you should know before applying
Please read the information below before applying for your account.
Who can apply?
You can apply for an Advance Bank Account if you:
- qualify for a minimum £1,000 arranged overdraft (Note: You don't have to have an overdraft if you don't want one)
- can pay in £1,750 or more each month (or at least £10,500 every 6 months)5
- are 18 or older and live in the UK or EU
- are happy for us to do a credit check against your name (if you live in the UK)
- are able to provide proof of your address for the last 3 years, your employment details and your income details. Here’s a list of documents that we accept.
Once you qualify for an Advance Bank Account, you can set your arranged overdraft to any amount up to the maximum limit offered.
Apply now
Please make sure you read the important information in the 'Things you should know' section before applying.
New to HSBC?
Apply for your account online in minutes. We’re busier than usual at the moment, so it may take longer to process your application. No need to contact us, we'll be in touch soon.
Already a customer?
If you're already an HSBC customer, you can apply in one of our branches.
Most of our UK branches are open following
COVID-19, but our opening hours have changed. Please check the branch finder for the opening hours of your local branch. These may change at any time.
Already have a current account?
Find out how to make your current account work harder. Access discounts, overdrafts, and savings accounts with preferential rates. There’s something for everyone.
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