An easy and convenient way to invest
Looking for a more convenient way to invest? Our funds, also known as portfolios, contain a mix of global investments that fund managers will look after for you. This means that your investment will be spread across multiple stocks and shares, so you don't have to choose them yourself and your risk will be spread.
You can keep your fund in a tax-efficient stocks & shares ISA or a general investment account (GIA). And, you can invest on the go with the HSBC Mobile Banking app.
Remember, investing has its downs as well as ups – so you could get back less than you invest. Plus, tax rules can change and any benefits will depend on your individual circumstances.
Win up to £20,000 with HSBC Premier
Invest £10,000 in our wide range of funds and you'll be entered into our cash prize draws. Winners will receive one of 13 cash prizes (£20,000 x 1, £5,000 x 2, £1,000 x 10) awarded each month. Invest in June and you’ll be entered into all three monthly draws. Invest in July to be entered into July and August draws. Invest in August for a chance at winning in the August draw.
Capital at risk. Offer ends 31 August 2025. Exclusive to HSBC Premier customers. T&Cs and fees apply.
Why invest in a fund?
Start investing with £50
Invest in a fund from £50. Then, you could set up regular payments from £50 per month.
Spread your risk
A single investment in a fund is split across various stocks, sectors, regions and assets – which spreads your risk.
Easy access to your money
You should aim to invest for at least 5 years. But your money isn't locked away – you can sell your investments and the money will usually be in your account within 4 business days.
A range of options
Whether you're new to investing or more confident with your money, we've got a choice of investments for you.
Regular investing
Choosing when to invest can be daunting, even for experienced investors. That's why many choose to set up a monthly regular investment plan, rather than trying to predict the market.
Regular investing is when you invest a fixed amount of money — say £50, £100 or £250 — on a recurring basis, such as monthly. It allows you to gradually build up your investments, often without needing to pay too close attention to market prices. This is a well-known approach known as 'pound cost averaging'.
Read our guide about pound cost averaging and its benefits to investing.
Once your account is open you can set up a regular investment.
Choose your fund
Explore our portfolios and our Global Investment Centre to find the fund that could best suit you. If you apply online you won't receive investment advice, so if you’re not sure where to invest, or how much risk to take, find out about our investment advice.
Ready-made portfolios
The HSBC Global Strategy Portfolios contain a mix of investments that are managed on your behalf.
Online fund platform
Research, buy, sell and switch investments online with our Global Investment Centre.
Who can invest?
You can invest in a ready-made portfolio if:
- You’ve got an HSBC current account or savings account (excluding the Online Bonus Saver, Fixed-rate Saver and any HSBC Cash ISAs)
- You’re at least 18 years old
- You're a UK resident – for tax purposes
- You’re not a US national/citizen/resident (eg a US passport or green card holder)
- You've got at least £50 to invest
Or, you can use our Global Investment Centre to research your own investment funds.
Before you apply
Do you need to tell us about your personal situation?
We want you to be comfortable with any investment choice you make.
So, if you might be experiencing something that could impact your decisions, from a mental or physical health condition to a change in your life at home, you can get in touch with our Wealth team who can better understand your situation and can offer support.
Fees
There's no fee to open a stocks & shares ISA or a general investment account.
There's also no fee to withdraw money from your investments. But ongoing fees and charges will apply.
Before investing, you can read the 'Costs and Charges' PDF, which has details of all fees and charges.
Frequently asked questions
You might also be interested in
Investment calculator
Use our calculator to see how your investment could potentially grow over time and under different market conditions.
When is a good time to invest?
Things to consider if you're thinking about investing in the stock market.
New to investing?
We're here to help you start investing from £50.
Starting a new journey
Whether you've just arrived in the UK, or are planning a move to another country, our international banking services can help you feel at home wherever you are.