Invest In Funds | Fund Options

An easy and convenient way to invest

Looking for a more convenient way to invest? Our funds, also known as portfolios, contain a mix of global investments that fund managers will look after for you. This means that your investment will be spread across multiple stocks and shares, so you don't have to choose them yourself and your risk will be spread.

You can keep your fund in a tax-efficient stocks & shares ISA or a general investment account (GIA). And, you can invest on the go with the HSBC Mobile Banking app.

Remember, investing has its downs as well as ups – so you could get back less than you invest. Plus, tax rules can change and any benefits will depend on your individual circumstances.

Why invest in a fund?

Start investing with £50

Invest in a fund from £50. Then, you could set up regular payments from £50 per month.

Spread your risk

A single investment in a fund is split across various stocks, sectors, regions and assets – which spreads your risk.

Easy access to your money

You should aim to invest for at least 5 years. But your money isn't locked away – you can sell your investments and the money will usually be in your account within 4 business days.

A range of options

Whether you're new to investing or more confident with your money, we've got a choice of investments for you.

Choose your fund

Explore our portfolios and our Global Investment Centre to find the fund that could best suit you. If you apply online you won't receive investment advice, so if you’re not sure where to invest, or how much risk to take, find out about our investment advice.

Sustainable portfolios

HSBC Global Strategy Sustainable Portfolios aim to be a more sustainable way to invest than our regular portfolios.

Regular portfolios

The HSBC Global Strategy Portfolios contain a mix of investments that are managed on your behalf.

Online fund platform

Research, buy, sell and switch investments online with our Global Investment Centre.

Who can apply?

You can apply for a portfolio if:

you’ve got an HSBC current account or savings account (excludes Online Bonus Saver and Fixed-rate Saver)
you’re at least 18 years old
you're a UK resident
you’re not a US national/citizen/resident (eg a US passport holder)
you've got at least £50 to invest

Or, you can use our Global Investment Centre to research your own investment funds.

There's no fee to open a stocks & shares ISA or a general investment account. And there is no fee to withdraw money from your investments. But ongoing fees and charges will apply.

Account fees

This is 0.25% of the value of the investments, taken quarterly from your nominated HSBC account. For example, a £1,000 investment would have an account fee charge of £2.50.

Fund management charges

This charge varies depending on the fund you choose and is calculated as a % of your investment value. This is taken by the fund manager, which means you don't have to pay it directly, as it's reflected in the valuation of the fund.

Before investing, you'll be shown the fund's specific cost and charges document, which has details and examples of all fees and charges.

If you need help, call our specialist team on 03456 076 180. Lines are open from 08:00 to 18:00 Monday to Friday, excluding bank holidays.

Frequently asked questions

Funds are a ready-made basket of investments. When you invest in funds, you’re buying into a mix of assets, which may include shares, property, government bonds.

Shares are units of ownership in a company. When you buy shares, you’re effectively buying a small stake in a company. Companies sell shares to raise money, which they then use to expand their business. Investors, known as shareholders, are then free to buy and sell some or all of those shares on the stock market at any time.

If you need help, call our specialist team on 03456 076 180. Lines are open from 08:00 to 18:00 Monday to Friday, excluding bank holidays.

To set up and amend regular investments just log on to online banking and set up a regular savings plan. Follow our step-by-step guide for our Global Investment Centre for details.

If you need help, call our specialist team on 03456 076 180. Lines are open from 08:00 to 18:00 Monday to Friday, excluding bank holidays.

If you invest in a regular or sustainable portfolio, you can track its performance and manage it straight through the app. Just select your 'GIC investment account' to research, buy or sell funds.

Investing in a different fund? Follow our step-by-step guide for details on how to manage your investments via online banking.

If you need help, call our specialist team on 03456 076 180. Lines are open from 08:00 to 18:00 Monday to Friday, excluding bank holidays.

Yes. We offer a wide range of index funds as well as single-asset and multi-asset funds on our online platform, the Global Investment Centre.

If you're searching for a particular fund, go to our fund directory.

Or, if you want to browse a range of funds open an account with our Global Investment Centre. Then you can use our online research tools to help you make informed decisions.

Stocks & shares ISA (Individual Savings Account)

This is an account that you can open for your investments.

You can invest up to £20,000 each tax year without paying any UK income tax or capital gains tax on any income or growth.

You can open a stocks & shares ISA if:

you don’t already have a stocks & shares ISA for the current tax year (you can still have a cash ISA or another type of ISA)
you’ve not reached your £20,000 ISA limit for the current tax year

Keep in mind, tax rules can also change and any benefits will depend on your individual circumstances.

General investment account (GIA)

A general investment account is a basic investment account with no tax-efficiencies. You can choose to open a GIA if:

you already have another stocks & shares ISA this tax year, or
you've reached the overall £20,000 ISA limit
this is your preferred option

Funds

An easy and convenient way to invest

Investment goals

Why invest in a fund?

Start investing with £50

Spread your risk

Easy access to your money

A range of options

Choose your fund

Sustainable portfolios

Regular portfolios

Online fund platform

Who can apply?

What are the fees?

Frequently asked questions

What are funds and shares?

How do I set up and amend regular investments?

How do I manage my fund?

Do you offer index funds?

What's a stocks & shares ISA or a general investment account (GIA)?

You might also be interested in

Investment calculator

When is a good time to invest?

New to investing?

Starting a new journey

Customer support