Top of main content

Credit card eligibility checker

Use our credit card eligibility checker to find out if you’re likely to be accepted for your first HSBC credit card.

Find out if you're eligible for a credit card

Our credit card eligibility checker shows you which cards you’re likely to be accepted for without affecting your credit score1.

To get started, you'll need:

  • Your last 3 years of address history
  • Income and salary information
  • Any other spending commitments

If you've recently moved to the UK, you may be able to use your credit history from your previous home to apply for one of our credit cards.

Why check my eligibility before applying?

Applying for a number of credit cards in a short amount of time can have a negative impact on your credit file.

By checking your credit card eligibility before you apply, you can get an idea of what cards you'll be accepted for. This can help you make more informed applications and protect your credit score.

Plus, our credit card eligibility checker is quick and easy to complete.

Who can check their credit card eligibility?

You can use our credit card eligibility checker if you are:

  • Aged 18 or older
  • A UK resident

What information do I need?

To check your credit card eligibility, you'll need to answer a few questions and provide the following information:

  • How you plan to use the credit card
  • Current address
  • Annual income
  • Employment status


Explore more

Settle in with a credit card in your new destination to help kickstart your life abroad.

Find out how you can improve your credit score and your chances of getting credit approval.

Soft credit checks aren't visible to companies, but hard checks are. Find out more.

Additional information

1. Existing credit card customers are unable to use the eligibility checker to assess their eligibility for a second credit card.

It's easy to answer your query online. Visit our Help page to find out how.