Home Improvements Loans | Home Improvement Financing

HSBC UK
Loans
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Home Improvements Loan

There’s always something that needs doing around the house. Whether you’re planning a new bathroom or kitchen, or thinking about converting the loft, a home improvements loan could help you get the most out of your property sooner rather than later.

Calculate your monthly loan repayments

Adjust the amount on the calculator to see how much the monthly repayments could be on your loan.

How much would you like to borrow? £

Minimum Maximum

Over how many months?

Minimum Maximum

Representative example

Features and benefits

Quick access to funds

Existing HSBC current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-HSBC current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
Make overpayments free of charge

Make overpayments, or settle in full, at any time without penalty. This may reduce the amount of interest you pay and there won’t be hidden extras or nasty surprises.
Borrow from £1,000 to £25,000

Spread your repayments over 1 to 5 years for loans of £15,000 or less, or up to 8 years for loans over £15,000.

3.3% APR* Representative

For loans between £7,000 and £15,000. Now also available to non-HSBC current account customers.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF,57KB) for more details.