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Financial fitness

Our financial fitness hub gives you the tools you need to help work your money

Getting your finances in shape can make a big difference to your wellbeing. That’s why having a financial fitness plan is important. What would you like to work on next?

Find out how financially fit you are

Knowing how healthy your finances are can help you work out what steps you need to take to achieve your goals. Generate your own or household financial fitness score out of 100 by answering a few quick questions. It takes about 10 minutes, and doesn't affect your credit score in any way.

How it works

  1. Tell us a few details about your finances - including your spending, borrowing and saving.
  2. We'll calculate your financial fitness score.
  3. You'll also get tips to help you set achievable goals to improve your financial health.
  4. You can use the tool again in future to see if your score has improved.

Check what you’re entitled to

Billions of pounds of government benefits and allowances are going unclaimed every year.

One of the reasons is that many people don't realise they qualify for them.

Tools and services to give you a helping hand


Our financial fitness trainers are on hand to speak to you about your banking needs – and you don’t have to be an HSBC customer to benefit from this service.


Use our calculator to find out how much money you’d need to put aside to cover a financial shock.


Take control of your spending with our budget planner. It’ll help you work out where your money goes and see if you can start saving more.


Use our calculator to find out how long it will take you to save for that special purchase.

It's easy to answer your query online. Visit our Help page to find out how.