Premier Worldwide Travel Insurance

Please ensure you can answer YES to the following questions:

• Do you hold an HSBC Premier account?
• Are you under 70 years of age?
• Are you resident in the UK?
• Are any dependent children/grandchildren aged under 18 years of age at the start of the trip or under 23 years of age if they are in full-time education and live with you (or if grandchildren, at their home address) outside of term time?

Children are only covered when travelling with you or your partner, or travelling with close relatives who are over 23 years of age, or travelling independently on a school/college trip with teachers/lecturers.

Grandchildren are only covered under the policy when travelling with you or your partner.

Medical Conditions:  

To make a medical claim you must be registered with a doctor in the UK.

You will need to call the HSBC Medical Risk Assessment Helpline on 0800 051 7457 before booking your trip if you or any insured person in the last 12 months has:

• been prescribed medication;
• received or are awaiting medical treatment, tests or investigations;
• been referred to a specialist, or admitted to hospital for any condition not listed on the accepted conditions list.

Pre-existing medical conditions:

We’re unable to offer cover for certain medical conditions on this product. You may be able to get cover for these from a specialist insurer. The Money and Pensions Service has a list of these insurers – you can check its travel directory or call 0800 1387 777. Please note, you may not be able to find cover for undiagnosed symptoms and you may need to wait until you have a diagnosis before getting cover elsewhere.