Great News, we have reduced our rate.
We've lowered our rate to 3.1% APR representative for loans between £7,000 and £15,000.
Please note this rate is available until 9 November 2021.
Calculate your monthly loan repayments
APR (annual percentage rate) varies according to the size of the loan. The amount you want to borrow might be close to one of the points where the APR changes. See full details of our Personal Loan interest rates (PDF, 29KB).
Borrow from £1,000 to £50,000
Spread your repayments over 1 to 5 years for loans of £15,000 or less, or over 1 to 8 years for loans over £15,000.
No matter how you apply you could get an instant credit decision.
Fixed repayment terms
You always know how much you need to repay each month.
Funds transferred same day
If approved online or in branch, you'll receive the money in your account the same day. If your application is referred, we may require further information, and the paperwork may need to be completed in branch or by post.
Apply for additional borrowing
If you’ve already got an HSBC Personal Loan, find out about topping up your existing loan.
You can make overpayments without charge, which may reduce the amount of interest you pay.
3.1% APR* representative
For loans between £7,000 and £15,000.
*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
The APR may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.
Apply for a Premier Personal Loan
Please note Premier Personal Loans are only available to HSBC Premier customers.
Please ensure you read the important information in the 'Things you should know' section before applying.
Not yet registered for online banking?
It only takes a few minutes to register, and once you receive your security details, you'll be able to apply online.
If you're registered for online banking and have an HSBC current account, you can complete your application online in minutes.
Apply by phone or in branch
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Borrow from £1,000 to £25,000 and make your plans a reality with a personal loan from HSBC.