Enjoy a personal loan created especially for Premier customers that could give you a quick credit decision and instant access to funds. Representative 6.4% APR for loans between £10,000 and £30,000.
Premier Personal Loan calculator
Calculate your monthly loan repayments
Use the sliders to adjust how much you’d like to borrow and over how many months.
You might be able to reduce your monthly repayments, and total amount payable by slightly adjusting the amount you borrow.
APR (annual percentage rate) varies according to the size of the loan. The amount you want to borrow might be close to one of the points where the APR changes. See full details of our Personal Loan interest rates (PDF, 47KB).
Why get a Premier Personal Loan with us?
- Borrow from £1,000 to £50,000Spread your repayments over 1 to 5 years for loans of £15,000 or less, or over 1 to 8 years for loans over £15,000.
- Funds transferred same dayOnce approved, your money will be transferred into your account instantly. If your application is referred, we may require further information and your paperwork may need to be completed in branch or by post.
- Get a quick decisionApply in just a few minutes and get an instant credit decision.
- Make overpayments or apply for additional borrowingMake overpayments without charge, which may reduce the amount of interest you pay. Or, if you’ve already got an HSBC Personal Loan, find out about topping up your existing loan.
6.4% APR representative
Who can apply?
What you can't use your loan for
Our credit facilities
Frequently asked questions
Ready to apply for a Premier Personal Loan?
On your mobile device? If you've downloaded our app and have an HSBC Premier account, you can apply now by selecting 'Apply in app'.
If you're on a desktop, scan the QR code with your mobile device.
More ways to apply
Apply in browser
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Borrow from £1,000 to £25,000 and make your plans a reality with a personal loan from HSBC.
Standards of Lending Practice
HSBC adheres to the standards of lending practice guidelines.