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Premier Personal Loan

Turn your dream into a reality

Calculate your monthly loan repayments

Use the sliders to adjust how much you'd like to borrow and over how many months.

You might be able to reduce your monthly repayments, and total amount payable by slightly adjusting the amount you borrow.


APR (annual percentage rate) varies according to the size of the loan. The amount you want to borrow might be close to one of the points where the APR changes. See full details of our Personal Loan interest rates (PDF, 29KB).

Features and benefits

  • Borrow from £1,000 to £50,000

    Spread your repayments over 1 to 5 years for loans of £15,000 or less, or over 1 to 8 years for loans over £15,000.

  • Quick decision

    No matter how you apply you could get an instant credit decision.

  • Fixed repayment terms

    You always know how much you need to repay each month.

  • Funds transferred same day

    If approved online or in branch, you'll receive the money in your account the same day. If your application is referred, we may require further information, and the paperwork may need to be completed in branch or by post.

  • Apply for additional borrowing

    If you’ve already got an HSBC Personal Loan, find out about topping up your existing loan.

  • Make overpayments

    You can make overpayments without charge, which may reduce the amount of interest you pay.

3.3% APR* representative

For loans between £7,000 and £30,000. 

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.


Apply for a Premier Personal Loan

Please note Premier Personal Loans are only available to HSBC Premier customers.

Please ensure you read the important information in the 'Things you should know' section before applying.

Not yet registered for online banking?

It only takes a few minutes to register, and once you receive your security details, you'll be able to apply online.

Apply online

If you're registered for online banking and have an HSBC current account, you can complete your application online in minutes.


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Take a look at your options so you can find the one that suits you.


Available exclusively to our Premier current account customers.


Be prepared for life's unexpected costs.

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