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Financial and domestic abuse support

We're here to help you take back control of your money

If you think you might be a victim of financial abuse, we're here to help you get back to managing your money yourself.

What's financial abuse?

Financial abuse is when someone takes control over another adult's finances. They could be doing this to reduce their victim’s independence, take advantage of them or in some cases make them reliant on them.

You might be suffering from financial abuse at the hands of someone you have a relationship with. It could be a family member, carer or someone who has third party authority such as a power of attorney.

At HSBC, we've signed up to UK Finance’s  Financial Abuse Code of Practice (PDF, 123KB). This is because, we aim to support anyone who thinks they might be a victim of financial abuse, and we'll help them regain control of their finances.

How to spot financial abuse

It can be difficult to spot financial abuse because there are many different ways someone could take control of another person's money. Here are some examples:

“My partner took out a credit card using my details and built up debt without me knowing.”

“I started to notice my cheque book was being used to pay bills that weren’t mine.”

“I didn’t have control of my debit card or access to online banking.”

UK Finance guide

For more information on how we could help, read UK Finance's guide.

Get help with financial abuse now

If you’re concerned about your situation, whether that's fraud or financial abuse or you know someone who might need our help, talk to us as soon as you can.

Online

Chat to us straight through the app, or log on to online banking and look for the Chat icon on the right hand side.

By phone

You can call us on 03457 404 404 to talk to us.

In a branch

All of our branches offer a private Safe Space for you to use. Find out more about our Safe Spaces.

Prefer not to speak to us directly?

If you'd prefer not to speak to us directly, there are other organisations that are good at listening or giving advice. Take a look at Other financial abuse support.

Tips to protect yourself

Cards, PINs and passwords

If you’re concerned that someone else has your card details or PIN, here are some ways to make your account more secure:

  • ask us to send you a new card
  • change your PIN at an ATM cash machine
  • change your log on details for online banking

Receiving post from us

If it's difficult for you to receive post at your home address, you can:

  • opt for online statements – find out how
  • change your address so that your post goes to a trusted friend or family member instead – you’ll need to be registered for online banking, or give us a call to do this

Third party access to your account

If you’re worried about the access that a third party has to your money or the financial decisions they make on your behalf, you can remove their access. Or, you can arrange for someone else trusted to have third party access. Find out more about third party access

Joint accounts

If you need to change a joint account, you can ask us to change the way it’s set up. Both parties would have to sign for any transactions going out of the account.

This means your regular payments would still be made, but nothing else could go out of the account without your knowledge. You can also ask us to suspend the account to make sure that no transactions are made.

If you'd like to open a new account, take a look at our current accounts.

Credit cards

If you have a credit card with us, check if you’re the primary or secondary cardholder. The primary cardholder is responsible for the repayment of all money spent. If you’re in any dispute, we’d recommend that you remove a secondary cardholder as soon as possible to make sure nothing else can be spent on the card.

Debt

If you’re having difficulties paying your debt because of an abusive situation, get in touch with us as soon as possible on: 

0345 850 0622

Lines are open 08:00 to 18:00 Monday to Friday and 08:30 to 16:00 on Saturday (excluding Christmas Day, Boxing Day and New Year’s Day).

If your financial position is making it hard to leave a difficult situation, check our guide on what benefits you could claim.

Find out more about managing your money and bank account with our:

Credit report

If you’re concerned that someone has taken credit in your name, you can get a copy of your credit report online or from one of our branches.

You could get a 'notice of dissociation' from the main credit reference agencies such as Experian, TransUnion and Equifax, which will help to separate you from any joint financial arrangements. You can also register with the fraud prevention organisation Cifas, which will then be able to alert you if any credit applications are made in your name.

Browsing history

If you’re concerned someone is monitoring your internet history or what you do online, you can remove your browsing history.

Other financial abuse support

If you need to talk, all of our branches offer a Safe Space.

Or, if you'd prefer not to speak to us directly, there are a number of organisations listed below that are good at listening or giving advice. They're specially trained to help with financial and domestic abuse.

It's easy to answer your query online. Visit our Help page to find out how.