We're here to help you take back control of your money
If you think you might be a victim of financial abuse, we're here to help you get back to managing your money yourself.
What's financial abuse?
How to spot financial abuse
It can be difficult to spot financial abuse because there are many different ways someone could take control of another person's money. Here are some examples:
“My partner took out a credit card using my details and built up debt without me knowing.”
“I started to notice my cheque book was being used to pay bills that weren’t mine.”
“I didn’t have control of my debit card or access to online banking.”
UK Finance guide
For more information on how we could help, read UK Finance's guide.
Get help with financial abuse now
If you’re concerned about your situation, whether that's fraud or financial abuse or you know someone who might need our help, talk to us as soon as you can.
Cards, PINs and passwords
If you’re concerned that someone else has your card details or PIN, here are some ways to make your account more secure:
- ask us to send you a new card
- change your PIN at an ATM cash machine
- change your log on details for online banking
Receiving post from us
If it's difficult for you to receive post at your home address, you can:
- opt for online statements – find out how
- change your address so that your post goes to a trusted friend or family member instead – you’ll need to be registered for online banking, or give us a call to do this
Third party access to your account
If you’re worried about the access that a third party has to your money or the financial decisions they make on your behalf, you can remove their access. Or, you can arrange for someone else trusted to have third party access. Find out more about third party access
If you need to change a joint account, you can ask us to change the way it’s set up. Both parties would have to sign for any transactions going out of the account.
This means your regular payments would still be made, but nothing else could go out of the account without your knowledge. You can also ask us to suspend the account to make sure that no transactions are made.
If you'd like to open a new account, take a look at our current accounts.
If you have a credit card with us, check if you’re the primary or secondary cardholder. The primary cardholder is responsible for the repayment of all money spent. If you’re in any dispute, we’d recommend that you remove a secondary cardholder as soon as possible to make sure nothing else can be spent on the card.
If you’re having difficulties paying your debt because of an abusive situation, get in touch with us as soon as possible on:
Lines are open 08:00 to 18:00 Monday to Friday and 08:30 to 16:00 on Saturday (excluding Christmas Day, Boxing Day and New Year’s Day).
If your financial position is making it hard to leave a difficult situation, check our guide on what benefits you could claim.
Find out more about managing your money and bank account with our:
If you’re concerned that someone has taken credit in your name, you can get a copy of your credit report online or from one of our branches.
You could get a 'notice of dissociation' from the main credit reference agencies such as Experian, TransUnion and Equifax, which will help to separate you from any joint financial arrangements. You can also register with the fraud prevention organisation Cifas, which will then be able to alert you if any credit applications are made in your name.
If you’re concerned someone is monitoring your internet history or what you do online, you can remove your browsing history.