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Investment goals

A smart way to invest and track your long-term goals in the latest version of the app.

Whatever your future holds, create a goal to help you get there

If you've got a long-term goal in mind – like getting the keys to a new home or travelling the world in retirement, setting up an investment goal in the latest version of the app is a smart way you could get there.

You set your long-term goal. We’ll work out how much you'd likely need to invest each month to reach it.

Then, make a deposit or set up regular contributions – or both – and track your goal’s progress easily, all in one place.

Keep in mind that creating an investment goal will help you decide how much to invest, but the value of your investments will go up and down, so you could get back less than you invest. Eligibility criteria and fees apply.

Why create an investment goal?

Take action

No matter what you’re aiming for, the earlier you start investing towards your long-term goals, the sooner you could get there.

Create a mix of goals

Set up to 4 investments goals for different things – like a new home or car. Plus, see how close you are to reaching them in your 'Goal overview'.

Manage your goals

Organise your money towards different goals and keep your investments all in one place. And, easily invest more or change your goals at any time.

Let us work it out

Whatever goal you set, we’ll work out how much you'd likely need to invest each month to reach it. All you need to do is choose your goal.

Visualise your goals

You might have different things you'd like to aim for in life, like a new home and your child's future university course – but it can be hard to keep on top of them all.

Now you can put your goals into focus by logging them in the app and seeing them clearly – all in one place.

Invest towards your goals. See your progress. Start to make them real.

How it works

An award-winning way to invest

Invest straight through your app

We're delighted to be recognised with an 'Innovation in Digital Banking Award' for how we're helping our customers invest through our app. Why not try it for yourself?

Just open your app and select your ‘Plan’ tab at the bottom of your home screen to create a goal and start investing towards it.

The value of your investments can go up and down – so you could get back less than you invest.

Who can set up a goal?

To set up an investment goal, you'll need to:

  • be registered for and have the latest version of the HSBC UK Mobile Banking app 
  • have an HSBC current account or savings account (excluding the Online Bonus Saver and Fixed-rate Saver)
  • be a UK resident with a permanent UK residential address
  • be at least 18 years old
  • not be a US national/citizen/resident (eg a US passport holder)

Before you start investing

Make sure you've got an emergency fund to fall back on – ideally 3-6 months of expenses. This way you could be less likely to dip into your investment to cover any unexpected costs.

You should also aim to invest for at least 5 years. But, your money isn't locked away if you change your mind – you can sell your investments and access your money within 4 business days.

Ready to set up an investment goal?

Already bank with us?

If you've got the HSBC Mobile Banking app already:

  1. Select the ‘Plan’ tab at the bottom of your home screen
  2. Then choose ‘Investment goals’ > ‘Set up goal’

Don't yet have the app?  Download it now. You can also register for digital banking when you download the app.

New to HSBC?

If you're new to HSBC, explore our current accounts or savings accounts.

Then, you'll need to register for mobile banking before you can set up a goal and start investing towards it.

Frequently asked questions

You might also be interested in

Find out how to set up and manage your investment goals in the app.
Find out more about how setting long-term financial goals could help you succeed.
Find out how to plan and achieve your goals, lower your stress and manage your money.
We're here to help you start investing from £50.
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