Your HSBC Premier Bank Account gives you all the day-to-day banking essentials you need - plus some useful additional benefits to make it easier to manage your money:
Withdraw up to £1,000 a day from HSBC cash machines in the UK and around the world1, without being charged a cash withdrawal fee
Call our 24-hour Direct Relationship Management service any time, day or night
Make payments, pay bills and transfer money quickly, easily and securely online
Keep an eye on your account with alerts sent straight to your mobile
*Overdraft Representative example (assumed overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest.
To open a Premier account, you must meet certain financial and other criteria.
1Some other cash machine operators may apply a direct charge for withdrawals from their cash machines and this should be advised on screen at the time of withdrawal. These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.
2For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.
3Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries.
Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.
Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.
HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:
Or if you’ve already qualified for HSBC Premier in another country
You can apply for the HSBC Premier Bank Account by visiting one of our branches. You’ll just need to bring some identification, proof of your address and a recent bank statement.
Existing HSBC customers:
Non HSBC customers:
HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.
Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.
In line with new UK banking rules, we're creating a separate ring-fenced bank called HSBC UK for our personal and commercial customers.
For more information, please visit: www.hsbc.co.uk/ringfencedbank
Before applying, please take the time to read the following documents. You may also want to save them for future reference.
Enjoy travel and rewards benefits.
Look after your home and belongings.
Protect yourself and your family when you’re travelling.