HSBC Premier | Bank Account

Current Accounts

HSBC Premier Bank Account

From helping you manage the unexpected surprises life can throw your way to nurturing the prosperity of your family and planning for the future, HSBC Premier is designed to help you.

It’s quick and easy to apply online

Financial and other criteria apply.

Check eligibility and how to apply

More than just a bank account

Choose the account that could help you thrive and prosper, with exclusive benefits, family features and preferential terms and service, all for no monthly fee.

Premier Worldwide Travel Insurance

Complimentary Worldwide Travel cover provided by Aviva Insurance Ltd, including winter sports, for you, your partner, your children and your grandchildren
Premier Relationship Management Service

A dedicated Premier Relationship Management service available 24/7 to support your individual needs
Have HSBC accounts in other countries?

Manage them all with Global View and make fee-free Global Transfers between them in minutes
Free 12 months British Cycling Fan Membership available to HSBC UK current account customers. T&Cs apply*

Plus all your everyday banking essentials

Withdraw up to £1,000 a day

Use our contactless Visa debit card, with no cash withdrawal fees¹ at any HSBC UK cash machine.
Bank whenever you want

Pay bills and send money quickly, easily and securely, 24 hours a day, online and on your mobile.
Interest-free arranged overdraft*

Apply for a £500 interest-free arranged overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements

*Representative example (assumed overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest.

Worldwide support

As an HSBC Premier customer, you and your family could enjoy the benefits of Premier Worldwide Travel Insurance from Aviva, including winter sports holidays for up to 31 days a year, along with a range of international services to help make your life easier.

Make ATM cash withdrawals inside and outside the UK, without HSBC non-sterling cash fees¹ (a non-sterling transaction fee of 2.75% still applies).
Get up to $2,000 emergency cash sent to any HSBC branch inside and outside the UK, providing you have available funds in your account, if your debit card is lost or stolen.
Access and send money between your eligible HSBC accounts inside and outside the UK using Global View with no payment fees.
International account opening and HSBC credit history transfer available in 37 countries. Credit history transfer subject to availability in the country you are applying to.
Using your Debit Card outside the UK: Debit card payments and cash withdrawals in a foreign currency are subject to the Visa scheme exchange rate on the day plus a non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We’ll make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.

Worldwide Travel Insurance eligibility criteria Opens in overlay

Applying online is quick and easy

HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and meet one of the following eligibility criteria:

1. Income and Product

Have an individual annual income of at least £75,000 and one of the following with HSBC UK: a mortgage, an investment, life insurance or a protection product.

2. Savings or Investments

Have savings or investments of at least £50,000 with HSBC UK, within 6 months of opening your account.

3. International Premier

Hold and qualify for HSBC Premier in another country.

Click here to review our complete eligibility criteria Opens in overlay

New to HSBC

Non-HSBC customers can apply for a sole HSBC Premier Bank Account Online by clicking below or in branch or by phone.

If you want to apply for a joint account, this can only be done in branch or by phone

Apply for a sole account

Existing HSBC Customers

If you already have an HSBC current account you can either apply to upgrade that account to Premier or apply for an additional Premier account in branch or by phone.

If you are a Premier customer in another country and want to open a UK Premier account, please speak directly to your Relationship Manager or local Branch.

Please select 'Apply in branch or by phone' below for further guidance.

Apply in branch

You can apply for the HSBC Premier Bank Account by visiting one of our branches. You’ll just need to bring some identification, proof of your address
and a recent bank statement.

Existing HSBC customers:

Log on to book an appointment

Non HSBC customers:

Continue without logging on

Apply by phone

Call us on 0800 328 1296

From outside the UK: +44 1226 260 260

Lines are open 8am to 8pm weekdays and 10am to 3pm on Saturdays and Sundays (closed on Bank Holidays).

Textphone numbers Opens in overlay

Important documents

¹Some other cash machine operators may apply a direct charge for withdrawals from their cash machines and this should be advised on screen at the time of withdrawal. These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.

²For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.

³Apple and iPhone are trademarks of Apple Inc. registered in the US and other countries.

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.

*Offer available to all HSBC UK current account customers – one British Cycling Fan Membership per customer worth £24 with ability to upgrade to other membership options at additional cost . To redeem the offer, membership must be activated by 31 December 2019. T&Cs apply. Find out more.