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HSBC Premier Bank Account

A premium bank account without the premium
A full life just got even fuller

Everything you'd expect from a bank account and more 

Your HSBC Premier Bank Account gives you all the day-to-day banking essentials you need - plus some useful additional benefits to make it easier to manage your money:

  • No monthly account fee for HSBC Premier Bank Account
  • Contactless Visa Debit Card

    Withdraw up to £1,000 a day from HSBC cash machines in the UK and around the world1, without being charged a cash withdrawal fee

  • Connected Money

    See your accounts from different banks together in one place with our Connected Money app2 3
  • Interest-free overdraft*
    Apply for a £500 interest-free overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements
  • 24/7 telephone banking

    Call our 24-hour Direct Relationship Management service any time, day or night

  • Online banking

    Make payments, pay bills and transfer money quickly, easily and securely online

  • Mobile banking

    Keep an eye on your account with alerts sent straight to your mobile

*Overdraft Representative example (assumed overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest.

Apply for HSBC Premier:

To open a Premier account, you must meet certain financial and other criteria.

1Some other cash machine operators may apply a direct charge for withdrawals from their cash machines and this should be advised on screen at the time of withdrawal. These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.

2For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.  

3Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries. 

Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals  a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at www.visaeurope.com.

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

 

 

Eligibility criteria

HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. savings or investments of at least £50,000 with HSBC in the UK; or
  2. an individual annual income of at least £75,000 and one of the following products with HSBC in the UK:  a mortgage, investment, life insurance or protection product.

 

Or if you’ve already qualified for HSBC Premier in another country

Apply for an HSBC Premier Bank Account

If you meet the eligibility criteria above and have read the Important Documents below and are ready to enjoy the benefits of becoming an HSBC Premier customer, take the next step and contact us:

Apply by phone

Call us on 0800 328 1296

From outside the UK: +44 1226 260 260

Lines are open 8am to 8pm weekdays and 10am to 3pm on Saturdays and Sundays (closed on Bank Holidays).

Apply in branch

You can apply for the HSBC Premier Bank Account by visiting one of our branches. You’ll just need to bring some identification, proof of your address and a recent bank statement.

Existing HSBC customers:

 

Non HSBC customers:

Existing HSBC Premier customers

For more information or telephone banking, please call:

In the UK: 03457 707070

From outside the UK: +44 1226 260 260

Lines are open 24 hours a day, subject to scheduled maintenance periods.

Brochures and key facts

HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.

Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.

UK ring-fencing

In line with new UK banking rules, we're creating a separate ring-fenced bank called HSBC UK for our personal and commercial customers.

For more information, please visit: www.hsbc.co.uk/ringfencedbank

Important documents

Before applying, please take the time to read the following documents. You may also want to save them for future reference.

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