
More than just a bank account
Discover a current account that’s created for your constantly changing world. An account that helps you make the most of life – with complimentary worldwide travel insurance, family benefits, a choice of exclusive credit cards and more.
You’ll need to meet certain financial and other eligibility criteria to apply for an HSBC Premier Bank Account.
Get £125 when you switch
To claim your reward, open an HSBC Premier Account as a new customer, then switch within 30 days using the Current Account Switch Service (including at least 2 Direct Debits or standing orders). T&Cs and eligibility criteria apply.1

Travel insurance is designed to cover for unforeseen events. Because of rolling, global media coverage, from 17 March coronavirus is now a known event. This means you will not be covered for any claim relating to the current global crisis COVID 19. For further information you should refer to your policy wording (specifically page 18 clause 13).
At a glance
Relax with free annual travel cover
Enjoy free worldwide travel insurance from Aviva for you and your loved ones, including winter sports cover. T&Cs apply. 2
Enjoy preferential terms on mortgages and savings
Save money on your mortgage with preferential terms for you, your children and grandchildren. Plus, earn 0.20% AER/tax-free on your savings with a preferential rate on our Loyalty Cash ISA.
Stay on top of your global accounts
If you have HSBC accounts in other countries or regions you can manage them all online, plus you can make fee-free transfers between them in minutes.
Spend flexibly with an arranged overdraft
The first £500 of your arranged overdraft is interest-free, and it’s 39.9% EAR above that. Overdrafts are subject to status.
Representative example: 0% EAR variable on the first £500, 39.9% EAR variable on anything above that, giving a representative rate of 21.8% APR5 variable (assumed arranged overdraft £1,200).
Get it all for no monthly fee
Experience all the benefits of a premium account without having to pay for the pleasure.
Explore more

Premier credit cards
Discover a world of travel benefits and rewards. As a Premier customer you’ll have exclusive access to a choice of 2 credit cards, both of which give you reward points when you spend, discounted airport lounge access – and more besides.
Representative example: 59.3% APR (variable) representative on an assumed credit limit of £1,200.
Exclusive benefits for your family
Your Premier account gives your loved ones access to a wealth of benefits, too. Your complimentary travel insurance covers your partner, children and grandchildren. You, your children and any grandchildren will also have access to preferential mortgage terms. And that’s not all.
Plus, with our HSBC Current Accounts and Credit Cards, you can access worldwide offers and discounts on everything from savings on clothing to exciting days out for the whole family. If you’re also a Premier customer, you can take advantage of extra special discounts too. We’re constantly updating our offers, so they may vary as new ones come in.


Support for you
Our team of experts are there to help you to manage your banking and finances. Our aim is to meet your personal needs so you can make the most of HSBC Premier. You can also get HSBC Premier Financial Advice to help you make the right choices when planning for the future. Fees and eligibility criteria also apply for our financial advice service.
Things you should know before applying
Please read the information below before applying for your account.
Who can apply?
HSBC Premier is available to you if you pay your annual income into your HSBC Premier Bank Account and meet 1 of the following eligibility criteria:
1. Income and product
Have an individual annual income of at least £75,000 and 1 of the following with HSBC UK: a mortgage, an investment, life insurance or a protection product.
2. Savings or investments
Have savings or investments of at least £50,000 with HSBC UK, within 6 months of opening your account.
3. International Premier
Hold and qualify for HSBC Premier in another country or region.
Ready to start?
Please make sure you read the important information in the 'Things you should know' section before applying.
New to HSBC?
Apply for your account online in minutes. We’re busier than usual at the moment, so it may take longer to process your application. No need to contact us, we'll be in touch soon.
If you’d like a joint account, please apply in one of our branches or by phone.
Already a customer?
If you're already an HSBC customer, you can apply in one of our branches.
Most of our UK branches are open following COVID-19, but our opening hours have changed. Please check the branch finder for the opening hours of your local branch. These may change at any time.
If you’re a Premier customer in another country or region, please speak to your Premier Manager or your local branch to apply for an account.
Existing customers
Premier Worldwide Travel Insurance
Planning a trip? Take a look at what’s covered by your complimentary travel cover
Manage your overdraft
Find out how to apply for a new overdraft or manage your current overdraft limit.
Activate your card
Account all set up? Find out how to activate your card.
Use your card abroad
Safe and convenient, your HSBC debit card is the ideal travel companion.
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Premier credit cards
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Current accounts
Not sure if a Premier Account is for you? Compare all our current accounts.