Current Accounts
HSBC Premier Bank Account
From helping you manage the unexpected surprises life can throw your way to nurturing the prosperity of your family and planning for the future, HSBC Premier is designed to help you.

It’s quick and easy to apply online

Financial and other criteria apply.

More than just a bank account

Choose the account that could help you thrive and prosper, with exclusive benefits, family features and preferential terms and service, all for no monthly fee.

Plus all your everyday banking essentials

  • Withdraw up to £1,000 a day
    Use our contactless Visa debit card, with no cash withdrawal fees1 at any HSBC UK cash machine.
  • Bank whenever you want
    Pay bills and send money quickly, easily and securely, 24 hours a day, online and on your mobile.
  • Interest-free arranged overdraft*
    Apply for a £500 interest-free arranged overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements

*Representative example (assumed overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest.

Worldwide support

As an HSBC Premier customer, you and your family could enjoy the benefits of Premier Worldwide Travel Insurance from Aviva, including winter sports holidays for up to 31 days a year, along with a range of international services to help make your life easier.

Apply for an HSBC Premier Bank Account

If you meet the eligibility criteria above and are ready to enjoy the benefits of becoming an HSBC Premier customer, take the next step:

Apply online

You can apply for a sole HSBC Premier Bank Account online. 

If you want to apply for a joint account, or looking to upgrade your existing account to HSBC Premier, this can only be done in branch or by phone

Existing HSBC Premier customers

For more information or telephone banking, please call:

In the UK: 03457 707070

From outside the UK: +44 1226 260 260

Lines are open 24 hours a day, subject to scheduled maintenance periods.

If you are a Premier customer in another country and want to open a UK Premier account, please speak directly to your Relationship Manager or local Branch.

Important documents

1Some other cash machine operators may apply a direct charge for withdrawals from their cash machines and this should be advised on screen at the time of withdrawal. These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.

2For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.  

3Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries. 

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

*Offer available to all HSBC UK current account customers – one British Cycling Fan Membership per customer worth £24 with ability to upgrade to other membership options at additional cost . To redeem the offer, membership must be activated by 31 December 2019. T&Cs apply. Find out more.

Discover more Premier products and services


See what we can offer with our HSBC Premier Credit Cards


A full life just got even fuller.


Protect yourself and your family when you’re travelling.