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Premier World Elite Mastercard

Designed for the dedicated traveller - exclusive to existing HSBC Premier (including retained Jade benefits) and Private Banking Account customers

Our most sophisticated card offers double reward points and enhanced travel benefits. Representative 59.3% APR (variable).

Credit is subject to status, affordability and terms and conditions. Please read the important documents before applying.

Representative example


Purchase rate18.9% p.a. (variable)

Representative59.3% APR (variable)

Based on an assumed credit limit of £1,200

With an annual fee of

Premier World Elite Mastercard

Key benefits

Welcome reward points

Receive 40,000 reward points when you spend1 £2,000 on your card in the first 90 days of card membership.

Anniversary reward points

Spend £12,000 or more on your card within your first 12 months of membership to receive a further 40,000 reward points at the anniversary2 of card membership.

Earn rewards on purchases

For every £1 of eligible spend1 you’ll earn 2 reward points if it’s in sterling3, or 4 reward points if it’s in another currency4 (fees apply to non-sterling transactions).

Your Premier World Elite Mastercard also comes with

  • Airport lounge access
    Get access to more than 1,300 airport lounges worldwide with Priority Pass. Just show your Premier World Elite Mastercard at the lounge door.
  • Mastercard Priceless
    Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard Priceless.
  • Use your credit card abroad
    You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.
  • Additional cardholders
    Get additional cards for up to 3 members of your family, or friends. Fees apply (refunded for Private Banking Account customers).
  • Enjoy 24/7 worldwide assistance
    Help is at hand if your card is lost or stolen. Call our dedicated support team about getting an emergency cash advance.
  • Purchase protection
    Section 75 protects credit card purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
  • No-fuss card management
    Use online banking or the HSBC Mobile Banking app to check your balance, make payments, freeze your card, and stay in control.
  • Go digital
    All HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.

Things to know

Ready to apply for a Premier World Elite Mastercard?

Existing customers

On your mobile device? If you've downloaded our app and have an HSBC Premier account, you can apply now by selecting 'Apply in app'.

If you're on a desktop, scan the QR code with your mobile device.

More ways to apply

New to the UK?

We may be able to access your international credit history in selected countries to help you apply for an HSBC UK credit card.

Frequently asked questions

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Standards of Lending Practice

HSBC adheres to the standards of lending practice guidelines.

Additional information

1. Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charges.

2. To get these anniversary bonus points on your Premier World Elite Mastercard, you need to make £12,000+ worth of eligible spending over 12 months from the date you opened your account.

3. Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in sterling rather than local currency.

4. These transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.

Balances can’t be transferred from all cards, for example those issued by members of HSBC Group, including HSBC UK, first direct and M&S Bank.

If you have an HSBC UK credit card, you’re eligible to apply for another if you haven’t applied for an HSBC credit card within the past 6 months, and the card isn’t the one you currently have.

Please note, if you currently hold a Student or Premier World Elite Credit Card with us, you will not be eligible for this card.

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