Balance Transfer Credit Card
Take control of your finances with a credit card that gives you flexibility to repay what you owe. Plus, our Balance Transfer Credit Card offers rewards from your favourite shopping brands – all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.
Representative example
21.9% APR
(variable)
Representative APR
21.9% p.a
(variable)
Purchase rate
Based on an assumed credit limit of
£1,200
Balance transfer card benefits
0% interest for 29 months* on balance transfers made within the first 60 days of account opening
A 2.75% fee applies (minimum £5).
0% interest on purchases for 3 months* from account opening
No annual fee
Apple Pay – immediate access to spending
Add your new credit card to Apple Pay from the iOS version of the HSBC UK Mobile Banking app. This allows you to pay for things in shops, apps and on websites immediately using Apple Pay, while waiting for your new card to arrive.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Rewards
Exclusive offers
Access worldwide offers and discounts on everything from savings on clothing to exciting days out. We’re constantly updating our offers, so they may vary as new ones come in. Discover HSBC home&Away.
Using your balance transfer card
Make contactless transactions
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get additional card
Add your partner or family members over 18 to your account. It's a simple way to get more from your HSBC credit card.
Bank anywhere with the HSBC UK Mobile Banking app
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC UK Mobile Banking app.
Use your credit card abroad
You can use your HSBC credit card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.
Apply for a Balance Transfer Credit Card
Please ensure you read the important information in the ‘Things you should know’ section before applying.
HSBC customers
If you’re already registered for Online Banking, you can apply online now.
View your pre-filled application form, submit in just one click, and receive an instant decision.
Apply in the mobile app
If you're registered for mobile banking and have downloaded the app you can apply within the app in just a few clicks.
New to HSBC
You just need to provide a few details as part of your application.
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