Top of main content

Credit cards

If you need help or support with your credit card, please visit our card support page.

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Making the most of a credit card

Learn more about APR, which stands for Annual Percentage Rate, and what it means for the cost of borrowing money.
Find out how banks calculate credit limits and whether you can change them.
Find out how you can improve your credit score and your chances of getting credit approval.
Explore how balance transfers work and also what to look for.
Get to know what a reward credit card can offer you, and how much it could cost you to use one.
From spending limits to rewards, 8 tips to help you make the most of your credit card.
Find out the difference between an introductory interest-free period and a standard interest-free period on a credit card.
Discover how some credit cards reward you by giving you a percentage of what you spend – known as cashback.
There's no magic number, but see what the considerations are before taking out another credit card.
Discover why a credit card might be useful if you want to make a large purchase and spread the cost.
Get to know the differences between the main types of credit cards and how they could match your needs.