Classic Credit Card

Classic Credit Card

Whether you need to build or improve your credit rating, the Classic Credit Card could be right for you.
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

29.9% APR


Representative APR

29.9% p.a


Purchase rate

Based on an assumed credit limit of


Card details

  • No annual fee
  • Up to £1,000 credit available
  • Build or improve your credit rating
    This card could help you build or improve your credit score over time, if managed well. Your credit score could be harmed if you don't make payments on time and stay within your credit limit.


  • Enjoy global discounts
    Earn cashback from your favourite shopping brands with Visa Offers. Plus get instant discounts from well-known brands around the world with our home&Away rewards programme.

Using your card

  • Make contactless transactions
    Your card is contactless and you can add it to Apple PayGoogle Pay and Samsung Pay.
  • Manage your card online
    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
  • Get an additional card
    As long as they’re over 18, you can add your partner or a family member to your account.
  • Bank anywhere with the HSBC Mobile Banking App
    Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC Mobile Banking App.
  • Use your card abroad
    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
  • Enjoy 24/7 worldwide assistance
    Receive round-the-clock support and an emergency cash advance if your card is lost or stolen.

Apply for a Classic Credit Card

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Registered for online banking?

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Apply in the mobile app

If you're registered for mobile banking and have downloaded the app you can apply within the app in just a few clicks.

Not registered yet?

You need to be registered for online banking to apply.

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Support if your card is lost or stolen.