Classic Credit Card
Build your credit rating
- Your Classic Credit Card could help improve your credit rating - if you manage it well. You'll need to stay within your credit limit, and make monthly payments on time
- The Classic Credit Card can provide up to £1,000 credit, depending on your situation. If you need a higher credit limit, explore our other cards
- Good news! There's no annual fee for the Classic Credit Card
Credit is subject to status, affordability and terms and conditions.
Before applying for this card, we recommend you use our eligibility checker to see which crads you're likely to be accepted for.
Please read the important documents before applying.
Representative example
Purchase rate29.9% p.a. (variable)
Representative29.9% APR (variable)
Based on an assumed credit limit of£1,000
Your Classic Credit Card also comes with
- No-fuss card managementUse online banking or the HSBC Mobile Banking app to check your balance, make payments, freeze your card, and stay in control.
- Purchase protectionAs with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
- Offers and discountsSave on shopping, eating out, travel, family days out and more. We regularly update our range of offers, so they'll vary as new ones come in.
- Go digitalAll HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.
Things to know
Who can apply?
You can apply for a Classic Credit Card if you:
- Are over 18
- Are a UK resident
- Have an annual UK taxable income or pension, before tax, of £6,800 or more
- Hold an active HSBC current account (excluding Basic Bank Account)
Ready to apply for a Classic Credit Card?
Existing customers
If you've downloaded our app, you can apply now by selecting 'Apply in app'.
If you're on a desktop, scan the QR code with your mobile device.
More ways to apply
New to the UK and need a credit card but not new to credit?
We may be able to access your international credit history in selected countries to help you apply for an HSBC UK credit card.
Frequently asked questions
You might also be interested in
Not the right card for you?
Discover our range of credit cards and find the one that matches your needs.
New to credit cards?
A few things to consider when choosing your first credit card.
Access your international credit history
New to the UK? We can help you bring your international credit history with you.
Credit card eligibility checker
Find out which card you might be eligible for - without affecting your credit score.
Additional information
You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.
Please note, if you currently hold a Classic, Student, Purchase Plus, Balance Transfer, Reward, Premier or Premier World Elite Credit Card with us, you will not be eligible for this product.
You won't be able to apply for a credit limit increase for the first 6 months after your card is opened.