Classic Credit Card

HSBC UK
Credit cards
Products
Classic Credit Card

Whether you need to build or improve your credit rating, the Classic Credit Card could be right for you.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

29.9% APR

(variable)

Representative APR

29.9% p.a

(variable)

Purchase rate

Based on an assumed credit limit of

£1,000

How to apply For an HSBC Classic Credit Card

Card details

No annual fee
Up to £1,000 credit available
Build or improve your credit rating

This card could help you build or improve your credit score over time, if managed well. Your credit score could be harmed if you don't make payments on time and stay within your credit limit.

Rewards

Enjoy global discounts

Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme. For all offers check out the home&away website.

Using your card

Make contactless transactions

Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get an additional card

As long as they’re over 18, you can add your partner or a family member to your account.
Bank anywhere with the HSBC Mobile Banking App

Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC Mobile Banking App.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance

Receive round-the-clock support and an emergency cash advance if your card is lost or stolen.

Apply for a Classic Credit Card

Please ensure you read the important information in the ‘Things you should know’ section before applying.

To be eligible for an HSBC Classic Credit Card you need to:

Have an annual income/pension before tax of £8,500 or more
Be a UK resident
Be over 18
Hold one of the following HSBC current accounts:

Bank Account

Advance Account

Premier Account

Bank Account Pay Monthly

Student Account

Graduate Account

If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch

Introductory rates only apply if you haven't held an HSBC credit card within the last 6 months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.

*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.

Registered for online banking?

If you’re already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Log on to apply For an HSBC Classic Credit Card

Apply in the mobile app

If you're registered for mobile banking and have downloaded the app you can apply within the app in just a few clicks.

Not registered yet?

You need to be registered for online banking to apply.

Apply in branch

You'll need to bring identification, proof of your address and a recent bank statement

Textphone contact numbers Textphone contact numbers Opens in overlay

Please note - You can only apply in branch if you are an existing HSBC customer.