Keep your finances flexible in the first 2 years after graduating from university.
Switch your current account in a simple, reliable and stress-free way in only 7 working days.
Apply for an HSBC Graduate Bank Account today:
You may be eligible for an arranged overdraft facility, of which £1,500 will be interest-free during your first year and £1,000 in your second year after graduation (subject to status and account conduct). Additional arranged overdraft agreed above your interest free entitlement will be charged at 19.9% EAR variable.
Representative examples (Assumed arranged overdraft £1,200):
1st year graduate: Up to £1,500 - 0% EAR (variable). Anything above £1,500 - 19.9% EAR (variable)
2nd year graduate: Up to £1,000 - 0% EAR (variable). Anything above £1,000 - 19.9% EAR (variable)
Find out more on overdrafts.
You’ll be able to apply for a Graduate Loan up to five years after the date of your graduation.You can apply to borrow up to £25,000, subject to status and account conduct.
We offer attractive rates. The current rate is representative 3.3% APR for loans between £5,000 and £25,000. Loans over £15,000 can be repaid over up to 8 years. Find out more on Graduate Loans.
Regular Saver is one of our highest earning savings accounts. As a graduate customer, you can open one and manage it easily alongside your other accounts. Find out more on Regular Saver.
1Representative example (assumed arranged overdraft £1,200): 1st year 0% EAR variable on the first £1,500, 2nd year 0% EAR variable on the first £1,000 and 19.9% EAR on the rest.
2For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.
3Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries.
It only takes a few minutes to apply online for a Graduate Bank Account.
By clicking 'Apply now' you will be confirming you meet the eligibility criteria as set out on this page.