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HSBC Graduate Bank Account

Helping you manage your money after university
student in the shared flat
graduate bank account

Current Accounts 

HSBC Graduate Bank Account

Keep your finances flexible in the first 2 years after graduating from university.

 

  • Up to £1,500 interest-free entitlement in your first year and up to £1,000 interest-free overdraft in your second year after graduation (subject to status and account conduct)*
  • Enjoy attractive rates with a Regular Saver, one of our highest earning savings accounts
  • Get a VISA debit card with contactless feature, subject to status
  • Apply online for an instant decision on a Graduate Loan, subject to status
  • Switch your bank account easily using the Current Account Switch Service

Switch your current account in a simple, reliable and stress-free way in only 7 working days.

switch account

 

Apply for an HSBC Graduate Bank Account today:

*Representative example (assumed overdraft £1,200): 1st year 0% EAR variable on the first £1,500, 2nd year 0% EAR variable on the first £1,000 and 19.9% EAR on the rest.

 

How HSBC Graduate Bank Account can help you

Interest-free overdraft

You may be eligible for an overdraft facility, of which £1,500 will be interest-free during your first year and £1,000 in your second year after graduation (subject to status and account conduct). Additional overdraft agreed above your interest free entitlement will be charged at 19.9% EAR variable.


Representative examples (Assumed overdraft £1,200):
1st year graduate: Up to £1,500 - 0% EAR (variable). Anything above £1,500 - 19.9% EAR (variable)
2nd year graduate: Up to £1,000 - 0% EAR (variable). Anything above £1,000 - 19.9% EAR (variable)

Find out more on overdrafts.

Graduate Loan

You’ll be able to apply for a Graduate Loan up to five years after the date of your graduation.You can apply to borrow up to £25,000, subject to status and account conduct.

We offer attractive rates. The current rate is representative 3.3% APR for loans between £5,000 and £25,000. Loans over £15,000 can be repaid over up to 8 years. Find out more on Graduate Loans.

Regular Saver

Regular Saver is one of our highest earning savings accounts. As a graduate customer, you can open one and manage it easily alongside your other accounts. Find out more on Regular Saver.

     

Apply for HSBC Graduate Bank Account

Apply by phone

Our friendly customer care team are here to help. 

Call us on 0800 169 5422. 

Lines are open from 8am to 8pm every day (except for Christmas Day, Boxing Day and New Years Day).

Apply online

It only takes a few minutes to apply online for a Graduate Bank Account.

By clicking 'Apply now' you will be confirming you meet the eligibility criteria as set out on this page.

Things you should know

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