
Wherever life after university leads you
In the middle of all this change, one thing you don’t want to worry about is banking. That’s why our Graduate Bank Account offers you benefits, rates and services designed to make the move from study to a career that much easier.
Open an account today
It’s quick and easy to apply online.

At a glance
- An arranged overdraft up to £3,000 interest-free in your first year after graduation.1
- Earn more on your savingsEnjoy an attractive savings rate with a Regular Saver account, one of our highest earning savings accounts.
- Set up text alertsKeep track of your account balance and large withdrawals and deposits.
- Pay your mates quickly and easily with PaymYou just need their number and our Mobile Banking app.
- Get a Visa debit cardWithdraw up to £300 a day and make contactless payments.
Overdraft representative example
Representative example (assumed arranged overdraft of £1,200): Year 1: 0% on the first £3,000, 39.9% EAR variable on anything above that, giving a representative rate of 0% APR variable.
You can compare our overdrafts with other ways of borrowing by looking at the Annual Percentage Rate (APR). APR is the cost of borrowing over a year and lets you compare the costs with other credit products.
For further help and support on managing your finances and overdraft, visit our Students guide.
What else is included?

Access to savings accounts
Build up a nice little nest egg. As a Graduate Account customer you can open a Regular Saver and Loyalty ISA. So as well as working for your future, you can save for it too.
Exclusive offers
Access worldwide offers and discounts on everything from savings on clothing to exciting days out. We’re constantly updating our offers, so they may vary as new ones come in.

Things you should know
Who can apply?
You can apply for a Graduate Bank Account if you:
- are 18 years or older
- have graduated from university within the last 2 years
- can provide proof you're a graduate, such as a graduation certificate
- can provide ID, proof of your address and 1 month's bank statements from your current bank
- are happy for us to do a credit check against your name (if you live in the UK)
How to apply
Please make sure you read the important information in the 'Things you should know' section before applying.
Apply online
Apply for an account online in 15 minutes.
Apply in branch
Our branches are offering a limited service because of coronavirus. We aren’t offering our Graduate Bank Account in branches at the moment.
It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page.
Already have a current account?
Find out how to make your current account work harder. Access discounts, overdrafts, and savings accounts with preferential rates. There’s something for everyone.
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