Keep your finances flexible in the first 2 years after graduating from university.
Switch your current account in a simple, reliable and stress-free way in only 7 working days.
Apply for an HSBC Graduate Bank Account today:
You may be eligible for an overdraft facility, of which £1,500 will be interest-free during your first year and £1,000 in your second year after graduation (subject to status and account conduct). Additional overdraft agreed above your interest free entitlement will be charged at 19.9% EAR variable.
Representative examples (Assumed overdraft £1,200):
1st year graduate: Up to £1,500 - 0% EAR (variable). Anything above £1,500 - 19.9% EAR (variable)
2nd year graduate: Up to £1,000 - 0% EAR (variable). Anything above £1,000 - 19.9% EAR (variable)
Find out more on overdrafts.
You’ll be able to apply for a Graduate Loan up to five years after the date of your graduation.You can apply to borrow up to £25,000, subject to status and account conduct.
We offer attractive rates. The current rate is representative 3.3% APR for loans between £5,000 and £25,000. Loans over £15,000 can be repaid over up to 8 years. Find out more on Graduate Loans.
Regular Saver is one of our highest earning savings accounts. As a graduate customer, you can open one and manage it easily alongside your other accounts. Find out more on Regular Saver.
1Representative example (assumed overdraft £1,200): 1st year 0% EAR variable on the first £1,500, 2nd year 0% EAR variable on the first £1,000 and 19.9% EAR on the rest.
2For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.
3Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries.
Our friendly customer care team are here to help.
Call us on 0800 169 5422.
Lines are open from 8am to 8pm every day (except for Christmas Day, Boxing Day and New Years Day).
It only takes a few minutes to apply online for a Graduate Bank Account.
By clicking 'Apply now' you will be confirming you meet the eligibility criteria as set out on this page.