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Current Account Switch Guarantee logo

At a glance


Everyday banking with retail offers and no monthly account fee. You need to qualify for an optional arranged overdraft of at least £1,000 to apply. Other eligibility criteria and T&Cs apply.

Monthly account fee


Who can apply?

Eligibility criteria

  • 18 or older
  • happy for us to do a credit check against your name (if you live in the UK)
  • qualify for an (optional) arranged overdraft of at least £1,000
  • can provide ID and proof of address if needed

If you're applying from outside the UK, please contact your local branch to apply for an account. Alternatively, apply using the online form.

What you get with the account

Features and benefits

  • 24/7 customer support.

  • Apple Pay, Google Pay and Samsung Pay.[@apple-pay-google-pay-samsung-pay]

  • home&Away discounts and rewards programme.

  • Access to exclusive customer-only products like our Regular Saver and Global Money Account.

  • Up to US$10,000 emergency cash to any HSBC branch worldwide (providing you have sufficient funds).

  • Fee-free international transfers between your HSBC accounts.

  • View all your international HSBC accounts on one screen with Global View.

Welcome offers

Terms and conditions apply

No offers currently available.

Optional arranged overdraft

Credit is subject to status


Find out more

Please read the full product information before you apply

Additional information

    It's easy to answer your query online. Visit our Help page to find out how.