Online Bonus Saver
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
30 June 2023 | £1- £50,000 | 3.93% | 4.00% |
30 June 2023 | £50,000+ | 2.28% | 2.30% |
8 June 2023 to 29 June 2023 | £1- £10,000 | 3.93% | 4.00% |
8 June 2023 to 29 June 2023 | £10,000+ | 2.28% | 2.30% |
Effective date |
30 June 2023 |
---|---|
Amount |
£1- £50,000 |
Gross |
3.93% |
AER |
4.00% |
Effective date |
30 June 2023 |
Amount |
£50,000+ |
Gross |
2.28% |
AER |
2.30% |
Effective date |
8 June 2023 to 29 June 2023 |
Amount |
£1- £10,000 |
Gross |
3.93% |
AER |
4.00% |
Effective date |
8 June 2023 to 29 June 2023 |
Amount |
£10,000+ |
Gross |
2.28% |
AER |
2.30% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
10 August 2023 |
All balances | 1.98% | 2.00% |
30 June 2023 to 9 August 2023 | All balances | 1.74% | 1.75% |
Effective date |
10 August 2023 |
---|---|
Amount |
All balances |
Gross |
1.98% |
AER |
2.00% |
Effective date |
30 June 2023 to 9 August 2023 |
Amount |
All balances |
Gross |
1.74% |
AER |
1.75% |
Regular Saver
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
1 December 2022 | £25 to £250 per month | 5.00% | 5.00% |
24 November 2020 to 30 November 2022 | £25 to £250 per month |
1.00% |
1.00% |
Effective date |
1 December 2022 |
---|---|
Amount |
£25 to £250 per month |
Gross |
5.00% |
AER |
5.00% |
Effective date |
24 November 2020 to 30 November 2022 |
Amount |
£25 to £250 per month |
Gross |
1.00% |
AER |
1.00% |
Flexible Saver
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
10 August 2023 | All balances | 1.98% | 2.00% |
30 June 2023 to 9 August 2023 | All balances | 1.74% | 1.75% |
Effective date |
10 August 2023 |
---|---|
Amount |
All balances |
Gross |
1.98% |
AER |
2.00% |
Effective date |
30 June 2023 to 9 August 2023 |
Amount |
All balances |
Gross |
1.74% |
AER |
1.75% |
HSBC Premier Savings†
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
10 August 2023 | All balances | 2.23% | 2.25% |
30 June 2023 to 9 August 2023 | All balances | 1.98% | 2.00% |
Effective date |
10 August 2023 |
---|---|
Amount |
All balances |
Gross |
2.23% |
AER |
2.25% |
Effective date |
30 June 2023 to 9 August 2023 |
Amount |
All balances |
Gross |
1.98% |
AER |
2.00% |
HSBC Loyalty Cash ISA
A loyalty rate applies for 12 months from the date of each payment into your ISA. If you make further payments into your ISA, your loyalty rate period will begin again from the date of each payment. Upon the expiry of your loyalty rate period, you will earn a standard rate of interest until you make a further payment.
Interest rates are variable and paid monthly.
Effective date |
Loyalty rate |
Standard rate |
---|---|---|
10 August 2023 | 3.20% AER (3.15% tax free) | 2.50% AER (2.47% tax free) |
7 July 2023 to 9 August 2023 | 3.20% AER (3.15% tax free) | 2.30% AER (2.28% tax free) |
Effective date |
10 August 2023 |
---|---|
Loyalty rate |
3.20% AER (3.15% tax free) |
Standard rate |
2.50% AER (2.47% tax free) |
Effective date |
7 July 2023 to 9 August 2023 |
Loyalty rate |
3.20% AER (3.15% tax free) |
Standard rate |
2.30% AER (2.28% tax free) |
Effective date |
Loyalty rate |
Standard rate |
---|---|---|
10 August 2023 | 2.85% AER (2.81% tax free) | 2.50% AER (2.47% tax free) |
7 July 2023 to 9 August 2023 | 2.70% AER (2.67% tax free) | 2.30% AER (2.28% tax free) |
Effective date |
10 August 2023 |
---|---|
Loyalty rate |
2.85% AER (2.81% tax free) |
Standard rate |
2.50% AER (2.47% tax free) |
Effective date |
7 July 2023 to 9 August 2023 |
Loyalty rate |
2.70% AER (2.67% tax free) |
Standard rate |
2.30% AER (2.28% tax free) |
Fixed Rate Saver
Fixed for the term of your deposit.
Effective date |
Term | Amount |
Gross |
AER |
---|---|---|---|---|
30 November 2023 | 1 year | £2,000+ | 5.00% | 5.00% |
30 November 2023 | 2 years | £2,000+ | 4.65% | 4.65% |
16 November 2023 to 29 November 2023 | 1 year | £2,000+ | 5.20% | 5.20% |
16 November 2023 to 29 November 2023 | 2 years | £2,000+ | 4.85% | 4.85% |
Effective date |
30 November 2023 |
---|---|
Term | 1 year |
Amount |
£2,000+ |
Gross |
5.00% |
AER |
5.00% |
Effective date |
30 November 2023 |
Term | 2 years |
Amount |
£2,000+ |
Gross |
4.65% |
AER |
4.65% |
Effective date |
16 November 2023 to 29 November 2023 |
Term | 1 year |
Amount |
£2,000+ |
Gross |
5.20% |
AER |
5.20% |
Effective date |
16 November 2023 to 29 November 2023 |
Term | 2 years |
Amount |
£2,000+ |
Gross |
4.85% |
AER |
4.85% |
MySavings
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
20 July 2023 | Up to £3,000 | 4.89% | 5.00% |
10 August 2023 | £3,000+ | 2.23% | 2.25% |
8 June 2023 to 19 July 2023 | Up to £3,000 | 4.89% | 5.00% |
20 July 2023 to 9 August 2023 | £3,000+ | 1.98% | 2.00% |
Effective date |
20 July 2023 |
---|---|
Amount |
Up to £3,000 |
Gross |
4.89% |
AER |
5.00% |
Effective date |
10 August 2023 |
Amount |
£3,000+ |
Gross |
2.23% |
AER |
2.25% |
Effective date |
8 June 2023 to 19 July 2023 |
Amount |
Up to £3,000 |
Gross |
4.89% |
AER |
5.00% |
Effective date |
20 July 2023 to 9 August 2023 |
Amount |
£3,000+ |
Gross |
1.98% |
AER |
2.00% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
20 July 2023 | Up to £3,000 | 4.89% | 5.00% |
10 August 2023 | £3,000+ | 2.23% | 2.25% |
8 June 2023 to 19 July 2023 | Up to £3,000 | 4.89% | 5.00% |
20 July 2023 to 9 August 2023 | £3,000+ | 1.98% | 2.00% |
Effective date |
20 July 2023 |
---|---|
Amount |
Up to £3,000 |
Gross |
4.89% |
AER |
5.00% |
Effective date |
10 August 2023 |
Amount |
£3,000+ |
Gross |
2.23% |
AER |
2.25% |
Effective date |
8 June 2023 to 19 July 2023 |
Amount |
Up to £3,000 |
Gross |
4.89% |
AER |
5.00% |
Effective date |
20 July 2023 to 9 August 2023 |
Amount |
£3,000+ |
Gross |
1.98% |
AER |
2.00% |
Products no longer sold
Future Saver for children
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
10 August 2023 | £1+ | 2.23% | 2.25% |
20 July 2023 to 9 August 2023 | £1+ | 1.98% | 2.00% |
Effective date |
10 August 2023 |
---|---|
Amount |
£1+ |
Gross |
2.23% |
AER |
2.25% |
Effective date |
20 July 2023 to 9 August 2023 |
Amount |
£1+ |
Gross |
1.98% |
AER |
2.00% |
Help to Buy: ISA
Effective date | Balance |
Amount |
Gross | AER |
---|---|---|---|---|
7 July 2023 | Up to £12,000 | Up to £200 per month | 3.45% | 3.50% |
10 August 2023 | £12,000+ | Up to £200 per month | 1.98% | 2.00% |
8 June 2023 to 6 July 2023 | Up to £12,000 | Up to £200 per month | 2.96% | 3.00% |
7 July 2023 to 9 August 2023 | £12,000+ | Up to £200 per month | 1.74% | 1.75% |
Effective date | 7 July 2023 |
---|---|
Balance |
Up to £12,000 |
Amount |
Up to £200 per month |
Gross | 3.45% |
AER | 3.50% |
Effective date | 10 August 2023 |
Balance |
£12,000+ |
Amount |
Up to £200 per month |
Gross | 1.98% |
AER | 2.00% |
Effective date | 8 June 2023 to 6 July 2023 |
Balance |
Up to £12,000 |
Amount |
Up to £200 per month |
Gross | 2.96% |
AER | 3.00% |
Effective date | 7 July 2023 to 9 August 2023 |
Balance |
£12,000+ |
Amount |
Up to £200 per month |
Gross | 1.74% |
AER | 1.75% |
Young Saver
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
10 August 2023 | £1+ | 2.23% | 2.25% |
20 July 2023 to 9 August 2023 | £1+ | 1.98% | 2.00% |
Effective date |
10 August 2023 |
---|---|
Amount |
£1+ |
Gross |
2.23% |
AER |
2.25% |
Effective date |
20 July 2023 to 9 August 2023 |
Amount |
£1+ |
Gross |
1.98% |
AER |
2.00% |
Explore more

Regular Savings Account
Save between £25 and £250 every month with a 12-month fixed rate account. Available to customers with a current account (excluding Basic Bank Account).

Fixed vs variable rate savings accounts
Choose the right type of account for you.

All our savings accounts
Make your money grow. Choose from fixed-term or easy access accounts.
† Private Clients Savings Account customers also receive these credit rates. Please note that this account is no longer sold. Investment Management (HSBC Premier Financial Advice): Overdraft interest on outstanding overdrawn balances is calculated daily at 3% above base rate.
Definitions
AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.
Gross is the rate of interest paid before any tax (where applicable) has been deducted.
Tax-free means free from UK Income Tax and Capital Gains Tax.
ISA stands for Individual Savings Account.
All rates are variable unless otherwise indicated.