Online Bonus Saver

Rates effective until 17 December 2019

Online Bonus Saver standard rates

Interest paid monthly (variable rate)
Effective date
 Amount
 Gross
 AER
03.10.19
 £1-£9,999
 0.10% 0.10%
03.10.19
 £10,000+
 0.10%
 0.10%

Rates effective until 17 December 2019

Online Bonus Saver standard rates

Interest paid monthly (variable rate)
Effective date
03.10.19
Amount
£1-£9,999
Gross
0.10%
AER
0.10%
Effective date
03.10.19
Amount
£10,000+
Gross
0.10%
AER
0.10%

Interest including bonus

(where you don't make a withdrawal in the month)
Effective date
 Amount
 Gross
 AER
03.10.19
 £1-£9,999
 0.55% 0.55%
03.10.19
 £10,000+
 0.35% 0.35%

Interest including bonus

(where you don't make a withdrawal in the month)
Effective date
03.10.19
Amount
£1-£9,999
Gross
0.55%
AER
0.55%
Effective date
03.10.19
Amount
£10,000+
Gross
0.35%
AER
0.35%

Rates effective from 18 December 2019

Standard rates

Monthly interest (variable rate)
Effective date
 Amount
 Gross
 AER
03.10.19
 £1-£9,999
 0.10% 0.10%
03.10.19
 £10,000+
 0.10%
 0.10%

Rates effective from 18 December 2019

Standard rates

Monthly interest (variable rate)
Effective date
03.10.19
Amount
£1-£9,999
Gross
0.10%
AER
0.10%
Effective date
03.10.19
Amount
£10,000+
Gross
0.10%
AER
0.10%

Interest including bonus

(where you don't make a withdrawal in the month)
Effective date
 Amount
 Gross
 AER
03.10.19
 £1-£9,999
 0.40% 0.40%
03.10.19
 £10,000+
 0.20% 0.20%

Interest including bonus

(where you don't make a withdrawal in the month)
Effective date
03.10.19
Amount
£1-£9,999
Gross
0.40%
AER
0.40%
Effective date
03.10.19
Amount
£10,000+
Gross
0.20%
AER
0.20%

Regular Saver

Regular Saver – Only available to HSBC Premier or HSBC Advance customers, Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers.
Effective date
 Amount
 Gross
 AER
03.10.19
 £25-£250 per month
 2.75%
 2.75%
Regular Saver – Only available to HSBC Premier or HSBC Advance customers, Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers.
Effective date
03.10.19
Amount
£25-£250 per month
Gross
2.75%
AER
2.75%

Flexible Saver

Rates effective until 17 December 2019

Monthly interest (variable rate)

 

Standard rates
Effective date
 Amount
 Gross
 AER
03.10.2019
 All balances
 0.15%
 0.15%

Rates effective until 17 December 2019

Monthly interest (variable rate)

 

Standard rates
Effective date
03.10.2019
Amount
All balances
Gross
0.15%
AER
0.15%
Flexible Saver - HSBC Advance and HSBC Advance Graduate customers only
Effective date
 Amount
 Gross
 AER
03.10.2019
 All balances
 0.20%
 0.20%
Flexible Saver - HSBC Advance and HSBC Advance Graduate customers only
Effective date
03.10.2019
Amount
All balances
Gross
0.20%
AER
0.20%

Rates effective from 18 December 2019

Monthly interest (variable rate)

 

Standard rates
Effective date
 Amount
 Gross
 AER
03.10.2019
 All balances
 0.10%
 0.10%

Rates effective from 18 December 2019

Monthly interest (variable rate)

 

Standard rates
Effective date
03.10.2019
Amount
All balances
Gross
0.10%
AER
0.10%
Flexible Saver - HSBC Advance and HSBC Advance Graduate customers only
Effective date
 Amount
 Gross
 AER
03.10.2019
 All balances
 0.15%
 0.15%
Flexible Saver - HSBC Advance and HSBC Advance Graduate customers only
Effective date
03.10.2019
Amount
All balances
Gross
0.15%
AER
0.15%

HSBC Premier Savings†

This includes the Premier Investment Management Service and Premier Discretionary Managed Service cash accounts where applicable.

HSBC Premier Savings† Premier customers only

Monthly interest (variable rate)
Effective date
 Amount
 Gross
 AER
03.10.2019
 All balances
 0.20%
 0.20%

HSBC Premier Savings† Premier customers only

Monthly interest (variable rate)
Effective date
03.10.2019
Amount
All balances
Gross
0.20%
AER
0.20%

HSBC Loyalty Cash ISA

A loyalty rate applies for 12 months from the date of each payment into your ISA. If you make further payments into your ISA, your loyalty rate period will begin again from the date of each payment. Upon the expiry of your loyalty rate period, you will earn a standard rate of interest until you make a further payment.

Interest rates are variable and paid monthly.

 

Rates effective until 17 December 2019

HSBC Loyalty Cash ISA – HSBC Premier rates
Effective date
 Loyalty rate
 Standard rate
03.10.2019
 0.85% AER/tax free
 0.55% AER/tax free
HSBC Loyalty Cash ISA – HSBC Premier rates
Effective date
03.10.2019
Loyalty rate
0.85% AER/tax free
Standard rate
0.55% AER/tax free

HSBC Loyalty Cash ISA – Advance rates
Effective date
 Loyalty rate
 Standard rate
03.10.2019
 0.75% AER/tax free
 0.55% AER/tax free

HSBC Loyalty Cash ISA – Advance rates
Effective date
03.10.2019
Loyalty rate
0.75% AER/tax free
Standard rate
0.55% AER/tax free
HSBC Loyalty Cash ISA – Other current account rates
Effective date
 Loyalty rate
 Standard rate
03.10.2019
 0.65% AER/tax free
 0.55% AER/tax free
HSBC Loyalty Cash ISA – Other current account rates
Effective date
03.10.2019
Loyalty rate
0.65% AER/tax free
Standard rate
0.55% AER/tax free

Rates effective from 18 December 2019

HSBC Loyalty Cash ISA – HSBC Premier rates
Effective date
 Loyalty rate
 Standard rate
03.10.2019
 0.75% AER/tax free
 0.50% AER/tax free
HSBC Loyalty Cash ISA – HSBC Premier rates
Effective date
03.10.2019
Loyalty rate
0.75% AER/tax free
Standard rate
0.50% AER/tax free

HSBC Loyalty Cash ISA – Advance rates
Effective date
 Loyalty rate
 Standard rate
03.10.2019
 0.55% AER/tax free
 0.50% AER/tax free

HSBC Loyalty Cash ISA – Advance rates
Effective date
03.10.2019
Loyalty rate
0.55% AER/tax free
Standard rate
0.50% AER/tax free
HSBC Loyalty Cash ISA – Other current account rates
Effective date
 Loyalty rate
 Standard rate
03.10.2019
 0.55% AER/tax free
 0.50% AER/tax free
HSBC Loyalty Cash ISA – Other current account rates
Effective date
03.10.2019
Loyalty rate
0.55% AER/tax free
Standard rate
0.50% AER/tax free

Help to Buy: ISA

Help to Buy: ISA – monthly interest (variable rate)

Effective

date

 Balance
 Amount

Tax

free

 AER
03.10.2019
 Up to £12,000
 Up to £200 per month (additional £1,000 in first month permitted)
 2.23%
 2.25%
03.10.2019
 Balances above £12,000
   0.15%
 0.15%
Help to Buy: ISA – monthly interest (variable rate)

Effective

date

 03.10.2019
Balance
Up to £12,000
Amount
Up to £200 per month (additional £1,000 in first month permitted)

Tax

free

 2.23%
AER 2.25%

Effective

date

 03.10.2019
Balance
Balances above £12,000
Amount
 

Tax

free

 0.15%
AER 0.15%

Fixed Rate Saver

Fixed for the term of your deposit.

Fixed Rate Saver – monthly interest
Effective date
 Term Amount
 Gross
 AER
03.10.2019
 1 years
 £2000+
 0.70%
 0.70%
03.10.2019
 2 years
 £2000+
 0.80%
 0.80%
03.10.2019
 3 years
 £2000+
 0.85%
 0.85%

Fixed Rate Saver – monthly interest
Effective date
03.10.2019
Term 1 years
Amount
£2000+
Gross
0.70%
AER
0.70%
Effective date
03.10.2019
Term 2 years
Amount
£2000+
Gross
0.80%
AER
0.80%
Effective date
03.10.2019
Term 3 years
Amount
£2000+
Gross
0.85%
AER
0.85%

Fixed Rate Saver – annual interest
Effective date
 Term Amount
 Gross
 AER
03.10.2019
 1 years
 £2000+
 0.70%
 0.70%
03.10.2019
 2 years
 £2000+
 0.80%
 0.80%
03.10.2019
 3 years
 £2000+
 0.85%
 0.85%

Fixed Rate Saver – annual interest
Effective date
03.10.2019
Term 1 years
Amount
£2000+
Gross
0.70%
AER
0.70%
Effective date
03.10.2019
Term 2 years
Amount
£2000+
Gross
0.80%
AER
0.80%
Effective date
03.10.2019
Term 3 years
Amount
£2000+
Gross
0.85%
AER
0.85%

MySavings

MySavings – monthly interest (variable rate)
Effective date
 Amount
 Gross
 AER
03.10.2019
 Up to £3,000
 2.96%
 3.00%
03.10.2019
 £3,000+
 0.75%
 0.75%
MySavings – monthly interest (variable rate)
Effective date
03.10.2019
Amount
Up to £3,000
Gross
2.96%
AER
3.00%
Effective date
03.10.2019
Amount
£3,000+
Gross
0.75%
AER
0.75%

HSBC Premier MySavings

HSBC Premier MySavings (for 11 to 17 year old children of an HSBC Premier customer) – monthly interest (variable rate)
Effective date
 Amount
 Gross
 AER
03.10.2019
 Up to £3,000
 2.96%
 3.00%
03.10.2019
 £3,000+
 0.75%
 0.75%
HSBC Premier MySavings (for 11 to 17 year old children of an HSBC Premier customer) – monthly interest (variable rate)
Effective date
03.10.2019
Amount
Up to £3,000
Gross
2.96%
AER
3.00%
Effective date
03.10.2019
Amount
£3,000+
Gross
0.75%
AER
0.75%

Future Saver for Children

Future saver for children – Monthly interest (variable rate)
Effective date
 Amount
 Gross
 AER
03.10.2019
 £1+
 0.75%
 0.75%
Future saver for children – Monthly interest (variable rate)
Effective date
03.10.2019
Amount
£1+
Gross
0.75%
AER
0.75%

Products no longer sold

Cash e-ISA

Cash e-ISA – Monthly interest paid tax-free (variable rate)
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1+
 0.55%
 0.55%

Cash e-ISA – Monthly interest paid tax-free (variable rate)
Effective date
03.09.2018
Amount
£1+
Gross
0.55%
AER
0.55%

Variable Rate Cash ISA

Variable Rate Cash ISA – Standard rates
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1+
 0.50%
 0.50%
Variable Rate Cash ISA – Standard rates
Effective date
03.09.2018
Amount
£1+
Gross
0.50%
AER
0.50%

Variable Rate Cash ISA – Preferential rates
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1+
 0.55%
 0.55%

Variable Rate Cash ISA – Preferential rates
Effective date
03.09.2018
Amount
£1+
Gross
0.55%
AER
0.55%

Young Savers Account

Monthly/annual interest (variable rate)
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1+
 0.75%
 0.75%
Monthly/annual interest (variable rate)
Effective date
03.09.2018
Amount
£1+
Gross
0.75%
AER
0.75%

† Private Clients Savings Account customers also receive these credit rates. Please note that this account is no longer sold. Investment Management (HSBC Premier Financial Advice): Overdraft interest on outstanding overdrawn balances is calculated daily at 3% above base rate.

Definitions

AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

Gross is the rate of interest if interest were paid and not compounded each year.

Tax-free means free from UK Income Tax and Capital Gains Tax.

ISA stands for Individual Savings Account.

All rates are variable unless otherwise indicated.