Online Bonus Saver

Online Bonus Saver: standard rates

Monthly Interest. Variable rate.
Effective date
 Amount
 Gross
 AER
22.01.19
 £1-9,999
 0.10% 0.10%
22.01.19
 £10,000+
 0.10%
 0.10%

Online Bonus Saver: standard rates

Monthly Interest. Variable rate.
Effective date
22.01.19
Amount
£1-9,999
Gross
0.10%
AER
0.10%
Effective date
22.01.19
Amount
£10,000+
Gross
0.10%
AER
0.10%

Online Bonus Saver: Interest including bonus

(where you don't make a withdrawal in the month)
Effective date
 Amount
 Gross
 AER
22.01.19
 £1-£9,999
 0.55% 0.55%
22.01.19
 £10,000+
 0.35% 0.35%

Online Bonus Saver: Interest including bonus

(where you don't make a withdrawal in the month)
Effective date
22.01.19
Amount
£1-£9,999
Gross
0.55%
AER
0.55%
Effective date
22.01.19
Amount
£10,000+
Gross
0.35%
AER
0.35%

Regular Saver

Regular Saver - Only available to HSBC Premier or HSBC Advance customers.
Annual interest (Fixed Rate)
Effective date
 Amount
 Gross%
 AER%
30.09.16
 £25-£250 per month
 5.00
 5.00
Regular Saver - Only available to HSBC Premier or HSBC Advance customers.
Annual interest (Fixed Rate)
Effective date
30.09.16
Amount
£25-£250 per month
Gross%
5.00
AER%
5.00
Regular Saver – Only available to Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers.
Effective date
 Amount
 Gross%
 AER%
30.09.16
 £25-£250 per month
 3.00
 3.00
Regular Saver – Only available to Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers.
Effective date
30.09.16
Amount
£25-£250 per month
Gross%
3.00
AER%
3.00

Flexible Saver

Flexible Saver - Monthly Interest. Variable Rate.

 

Standard Rates
Effective date
 Amount
 Gross
 AER
03.09.2018
 All balances
 0.15%
 0.15%

Flexible Saver - Monthly Interest. Variable Rate.

 

Standard Rates
Effective date
03.09.2018
Amount
All balances
Gross
0.15%
AER
0.15%
Flexible Saver - HSBC Advance and HSBC Advance Graduate Customers only
Effective date
 Amount
 Gross
 AER
03.09.2018
 All balances
 0.20%
 0.20%
Flexible Saver - HSBC Advance and HSBC Advance Graduate Customers only
Effective date
03.09.2018
Amount
All balances
Gross
0.20%
AER
0.20%

HSBC Premier Savings†

This includes the Premier Investment Management Service and Premier Discretionary Managed Service cash accounts where applicable

HSBC Premier Savings†
Premier customers only.

Monthly Interest. Variable Rate.
Effective date
 Amount
 Gross
 AER
03.09.2018
 All balances
 0.20%
 0.20%

HSBC Premier Savings†
Premier customers only.

Monthly Interest. Variable Rate.
Effective date
03.09.2018
Amount
All balances
Gross
0.20%
AER
0.20%

HSBC Loyalty Cash ISA

A Loyalty rate applies for 12 months* from the date of each payment into your ISA. If you make further payments into your ISA, your Loyalty rate period will begin again from the date of each payment. Upon the expiry of your Loyalty rate period, you will earn a standard rate of interest until you make a further payment.

Interest rates are variable and paid monthly.

 

HSBC Loyalty Cash ISA - HSBC Premier rates.
Effective date
 Loyalty Rate
 Standard Rate
03.09.2018
 0.85% AER/tax free
 0.55% AER/tax free
HSBC Loyalty Cash ISA - HSBC Premier rates.
Effective date
03.09.2018
Loyalty Rate
0.85% AER/tax free
Standard Rate
0.55% AER/tax free
HSBC Loyalty Cash ISA - Advance rates.
Effective date
 Loyalty Rate
 Standard Rate
03.09.2018
 0.75% AER/tax free
 0.55% AER/tax free
HSBC Loyalty Cash ISA - Advance rates.
Effective date
03.09.2018
Loyalty Rate
0.75% AER/tax free
Standard Rate
0.55% AER/tax free
HSBC Loyalty Cash ISA - Other current account rates.
Effective date
 Loyalty Rate
 Standard Rate
03.09.2018
 0.65% AER/tax free
 0.55% AER/tax free
HSBC Loyalty Cash ISA - Other current account rates.
Effective date
03.09.2018
Loyalty Rate
0.65% AER/tax free
Standard Rate
0.55% AER/tax free

Help to Buy: ISA

Help to Buy: ISA - Monthly interest. Variable rate.

Effective

Date

 Balance
 Amount

Tax

Free

 AER
03.09.2018
 Up to £12,000
 Up to £200 per month (additional £1,000 in first month permitted)
 2.23%
 2.25%
03.09.2018
 Balances above £12,000
   0.15%
 0.15%
Help to Buy: ISA - Monthly interest. Variable rate.

Effective

Date

 03.09.2018
Balance
Up to £12,000
Amount
Up to £200 per month (additional £1,000 in first month permitted)

Tax

Free

 2.23%
AER 2.25%

Effective

Date

 03.09.2018
Balance
Balances above £12,000
Amount
 

Tax

Free

 0.15%
AER 0.15%

Fixed Rate Saver

Fixed for the term of your deposit.

All net rates are rounded to 2 decimal places.

Fixed Rate Saver - Monthly interest
Effective date
 Term Amount
 Gross
 AER
07.03.2019
 6 Months
 £2k+
 0.55%
 0.55%
07.03.2019
 1 Years
 £2k+
 0.70%
 0.70%
07.03.2019
 2 Years
 £2k+
 0.80%
 0.80%
07.03.2019
 3 Years
 £2k+
 0.85%
 0.85%
Fixed Rate Saver - Monthly interest
Effective date
07.03.2019
Term 6 Months
Amount
£2k+
Gross
0.55%
AER
0.55%
Effective date
07.03.2019
Term 1 Years
Amount
£2k+
Gross
0.70%
AER
0.70%
Effective date
07.03.2019
Term 2 Years
Amount
£2k+
Gross
0.80%
AER
0.80%
Effective date
07.03.2019
Term 3 Years
Amount
£2k+
Gross
0.85%
AER
0.85%
Fixed Rate Saver - Annual interest
Effective date
 Term Amount
 Gross
 AER
07.03.2019
 3 Months
 £2k+
 0.45%
 0.45%
07.03.2019
 6 Months
 £2k+
 0.55%
 0.55%
07.03.2019
 1 Years
 £2k+
 0.70%
 0.70%
07.03.2019
 2 Years
 £2k+
 0.80%
 0.80%
07.03.2019
 3 Years
 £2k+
 0.85%
 0.85%
Fixed Rate Saver - Annual interest
Effective date
07.03.2019
Term 3 Months
Amount
£2k+
Gross
0.45%
AER
0.45%
Effective date
07.03.2019
Term 6 Months
Amount
£2k+
Gross
0.55%
AER
0.55%
Effective date
07.03.2019
Term 1 Years
Amount
£2k+
Gross
0.70%
AER
0.70%
Effective date
07.03.2019
Term 2 Years
Amount
£2k+
Gross
0.80%
AER
0.80%
Effective date
07.03.2019
Term 3 Years
Amount
£2k+
Gross
0.85%
AER
0.85%

MySavings

MySavings - Monthly interest. Variable rate
Effective date
 Amount
 Gross
 AER
03.09.2018
 Up to £3,000
 2.96%
 3.00%
03.09.2018
 £3,000+
 0.75%
 0.75%
MySavings - Monthly interest. Variable rate
Effective date
03.09.2018
Amount
Up to £3,000
Gross
2.96%
AER
3.00%
Effective date
03.09.2018
Amount
£3,000+
Gross
0.75%
AER
0.75%

HSBC Premier MySavings

HSBC Premier MySavings (for 11 to 17 year old children of an HSBC Premier customer) - Monthly interest. Variable rate
Effective date
 Amount
 Gross
 AER
03.09.2018
 Up to £3,000
 2.96%
 3.00%
03.09.2018
 £3,000+
 0.75%
 0.75%
HSBC Premier MySavings (for 11 to 17 year old children of an HSBC Premier customer) - Monthly interest. Variable rate
Effective date
03.09.2018
Amount
Up to £3,000
Gross
2.96%
AER
3.00%
Effective date
03.09.2018
Amount
£3,000+
Gross
0.75%
AER
0.75%

Future Saver for Children

Future saver for children: Monthly interest. Variable rate
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1
 0.75%
 0.75%
Future saver for children: Monthly interest. Variable rate
Effective date
03.09.2018
Amount
£1
Gross
0.75%
AER
0.75%

Products no longer sold

Cash e-ISA

Cash e-ISA - Monthly Interest paid Tax-Free. Variable Rate.
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1
 0.55%
 0.55%
Cash e-ISA - Monthly Interest paid Tax-Free. Variable Rate.
Effective date
03.09.2018
Amount
£1
Gross
0.55%
AER
0.55%

Variable Rate Cash ISA

Variable Rate Cash ISA - Standard Rates
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1+
 0.50%
 0.50%
Variable Rate Cash ISA - Standard Rates
Effective date
03.09.2018
Amount
£1+
Gross
0.50%
AER
0.50%
Variable Rate Cash ISA - Preferential Rates
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1+
 0.55%
 0.55%
Variable Rate Cash ISA - Preferential Rates
Effective date
03.09.2018
Amount
£1+
Gross
0.55%
AER
0.55%

Online Saver

No interest is paid in any month that a withdrawal is made.

Online Saver. Interest paid monthly. Variable Rate.
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1
 0.35%
 0.35%
Online Saver. Interest paid monthly. Variable Rate.
Effective date
03.09.2018
Amount
£1
Gross
0.35%
AER
0.35%

Instant Access Savings

Instant Access Savings. Monthly interest. Variable rate.
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1
 0.15%
 0.15%
Instant Access Savings. Monthly interest. Variable rate.
Effective date
03.09.2018
Amount
£1
Gross
0.15%
AER
0.15%

Young Savers Account

Young Savers Account. Monthly/Annual interest. Variable rate.
Effective date
 Amount
 Gross
 AER
03.09.2018
 £1
 0.75%
 0.75%
Young Savers Account. Monthly/Annual interest. Variable rate.
Effective date
03.09.2018
Amount
£1
Gross
0.75%
AER
0.75%

Definitions

# Only available to those resident in the UK.

† Private Clients Savings Account customers also receive these credit rates. Please note that this account is no longer sold. Investment Management (HSBC Premier Financial Advice): Overdraft interest on outstanding overdrawn balances is calculated daily at 3% above base rate.

AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

Gross is the rate of interest if interest were paid and not compounded each year.

Tax free means free from UK Income Tax and Capital Gains Tax.

ISA stands for Individual Savings Account.

All rates are variable unless otherwise indicated.