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Find out how you can save with individual savings accounts

ISAs: a smart way to save

ISAs are a tax-efficient way to save. You pay no tax on the interest earned on a Cash ISA. And no tax on income or growth from a stocks & shares ISA. That's why many people choose to maximise their ISA allowance every year.

The value of any tax benefits described depends upon your individual circumstances. Tax rules may change in future.

Learn more about using your tax allowances.

Find out how you could reduce the impact of inflation on your savings.

  • be rewarded for your loyalty
  • earn interest tax-free
  • open with just £1
  • instant access
  • browse a range of different ways to invest
  • start with as little as £50 per month if you want some investment advice
  • start with £100 if you choose your own investments

Eligibility criteria and fees may apply. You may get back less than you invested. You should aim to invest for at least 5 years.

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The scheme has now closed to new applicants. But you can find out more about managing an existing ISA or transferring in.


Learn about the different types of ISA and how you could benefit from them.


Find out how an investment ISA works and what you need to consider.


Help your money grow with 1.00% AER/gross, fixed for 12 months. Available to HSBC current account customers (excluding Basic Bank Account).

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