ISAs: a smart way to save
ISAs are a tax-efficient way to save. You pay no tax on the interest earned on a Cash ISA. And no tax on income or growth from a stocks & shares ISA. That's why many people choose to maximise their ISA allowance every year.
The value of any tax benefits described depends upon your individual circumstances. Tax rules may change in future.
Want to know more about using your tax allowances? Visit our tax hub.
- In 2020/21, you can save up to a maximum of £20,000 – in a lump sum or spread out over the tax year.
- Save with an HSBC Cash ISA or stocks & shares ISA or a combination of the two.
HSBC Loyalty Cash ISA
- be rewarded for your loyalty
- earn interest tax-free
- open with just £1
- instant access
Stocks & shares ISAs
- browse a range of different ways to invest
- start with as little as £50 per month if you want some investment advice
- start with £100 if you choose your own investments
Eligibility criteria and fees may apply. You may get back less than you invested. You should aim to invest for at least 5 years.
You might also be interested in
Help to Buy: ISA
The scheme has now closed to new applicants. But you can find out more about managing an existing ISA or transferring in.
What is an ISA?
Learn about the different types of ISA and how you could benefit from them.
What is a stocks & shares ISA?
Find out how an investment ISA works and what you need to consider.
Regular Savings Account
Help your money grow with 1.00% AER/gross, fixed for 12 months. Available to HSBC current account customers (excluding Basic Bank Account).
