HSBC Advance: preferential rates | HSBC Bank UK

 

Cashback on Personal Loans

You can get a decision in minutes - and as an HSBC Advance customer, you are entitled to a 10% interest cashback on Personal Loans.

Find out more 
 
HSBC Advance

To apply, call us on 0800 032 4738

Eligibility How to Apply 

Preferential mortgage terms

HSBC Advance customers benefit from £200 off the standard booking fee for our standard mortgages (excluding fee-free mortgages and mortgage specials). As an HSBC Advance customer, other preferential terms may also be available to you from time to time. All our mortgages are subject to status.

Find and compare our mortgages

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage

Great savings rates

Reach your financial goals with our range of savings accounts, including Regular Saver, Flexible Saver and certain Cash ISA accounts, where HSBC Advance customers benefit from preferential rates.

Regular Saver

HSBC Advance customers can enjoy a 6%AER/gross fixed rate for 12 months with our Regular Saver. You can save from as little as £25 up to a maximum of £250 a month and a maximum of £3000 by month 12. If you save less than £250 in any given month, you can carry over any unused subscription to the following months.

For example: if you invest £250 a month, you will save the maximum balance of £3000 during the 12 month term.
At 6% interest you will earn approximately £98 interest (gross).

Please note, only one Regular Saver account allowed per customer and payments must be made by standing order. Once the account is open, no withdrawals are allowed within 12 months. At the end of 12 months, the account balance will be transferred into a Flexible Saver, Preferential Flexible Saver or HSBC Premier Savings account. If you close your account before the end of the 12 month term, you will receive interest at our Flexible Saver rate.

AER: (Annual Equivalent Rate): This is a notional rate which illustrates what the Gross rate would be if interest were paid and compounded each year.
Gross: The rate before the deduction of tax applicable to interest on savings.

More on our Regular Saver or see our range of savings products.

Flexible Saver

Our Flexible Saver is suitable for regular payments and lump sums. HSBC Advance customers have access to preferential rates.

Cash ISA

We all know that saving regularly is the best way to a secure financial future. And saving into a tax-efficient account makes it even better. With HSBC Advance you get even more help and a preferential rate on our Variable Rate Cash ISA.

Tax benefits depend on individual circumstances and tax rules may change.

Lower overdraft rates

To help you manage your cashflow, as an HSBC Advance customer you can enjoy a preferential overdraft rate - currently 17.9 % EAR variable - which is lower than that of our standard Bank Account. Please note that credit is subject to status and account conduct.

Representative example on assumed overdraft of £1,200: 17.9% EAR variable.

Cashback on Personal Loans

We can offer you a Personal Loan, subject to status, with repayments chosen to meet your needs. You can get a decision in minutes - and as an HSBC Advance customer, you are entitled to a 10% interest cashback on Personal Loans. We'll refund 10% of the interest you have paid on the loan when you complete your loan repayments.

The offer only applies to loans with 60 or less scheduled repayments and it will not apply if the loan is repaid early by you or terminated by us. You must also be an HSBC Advance customer at the time the loan is taken out and must continue to be such throughout the loan term.

5.9% APR representative

for Personal Loans between £7,000 and £15,000. Offer ends 30 June 2013.

See more about our Personal Loans.