Holiday Insurance: travel insurance cover | HSBC UK

HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, you will be prompted to activate your Secure Key when you log on.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more
 

Tailored cover to suit your needs

  • We offer • Cover for individuals, couples
      and families
    • Single trip policies for trips between
      2-120 days
    • Annual multi-trip policies with trip
      limits of 31, 45, 60 or 90 days
  • Choose an area of travel from • UK - single trip only
    • UK & Europe
    • Worldwide, excluding USA, Canada
      & Caribbean
    • Worldwide including USA, Canada
      & Caribbean
  • Optional Cover for • Baggage
    • Extended trip
    • Scuba Diving
    • Golf
    • Winter sports

What's covered?

Standard policy features Policy limits per person per trip Excesses per person per incident
Cancellation charges £5,000 £50 (£20 for loss of deposit)
Holiday disruption  £25 for each 24 hr period (£500 maximum) Nil
Delayed departure  £25 for each 12 hr period (£250 maximum) £50 for abandonment after 24 hours
Missed international departure  £1,000 Nil
Emergency medical and associated expenses  £10,000,000 £50
Hospital benefit £25 for each 24 hour period (£1,000 maximum) Nil
Personal accident  £50,000 Nil
Personal liability  £2,000,000 £100 for incidents arising from the occupation of temporary holiday accommodation
Legal expenses £50,000 Nil
Optional extras
Baggage cover  £1,500 £50
Winter sports cover  £500 (own equipment) £50
Golfing cover  £1,000 (own equipment) £50
Scuba diving cover  Refer to policy booklet Refer to policy booklet
Business trip cover  Refer to policy booklet Refer to policy booklet

What's not covered?

  • Pre-existing medical conditions of any travellers named on the policy and anyone whose health may affect your decision to take or continue your trip unless accepted in writing by us
  • Leisure activities not listed in the policy document
  • Missed departure on any connecting flights
  • Missed international departure due to strike if the date of strike is known at the time of booking
  • Winter sports above the 21 days maximum stated on annual policies
  • Business trips which involve manual work or dealing with the public
  • Claims for your death, injury, illness or disability are not covered if they result from you misusing alcohol or drugs

Please note, all trips must begin and end in the UK, Channel Islands or Isle of Man. Holidays in the UK, Channel Islands or Isle of Man must include a minimum of two consecutive nights stay in pre booked accommodation.

What you should know before you apply

Download the HSBC Travel Insurance full policy booklet

Download PDF



See other things you should know before you apply

To read our PDF files you'll need to have Acrobat Reader 8.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe.


HSBC Travel Insurance is provided by Aviva Insurance Limited and offers you the option of Single Trip or Annual Multi-trip cover.

Need to speak to us?

Give our friendly team a call on:

0800 299 399

Lines are open 8am to 8pm Monday to Thursday, 8am to 7pm Friday, 9am to 5pm Saturday, 10am to 2pm Sunday except for Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.

Prefer to talk face-to-face?

Pop into your nearest branch for a chat.

Find a branch