What types of travel insurance cover are available?
- Single Trip Travel Insurance Cover
• Cover for a single trip from 2 to 120 days
• Areas of travel include
• UK, Europe
• Worldwide excluding USA, Canada and all Caribbean Islands
• Worldwide including USA, Canada and all Caribbean Islands
- Annual Multi-trip Travel Insurance Cover
• Individual trip limits of 31, 45, 60, or 90 days
• Areas of travel include
• UK, Europe
• Worldwide excluding USA, Canada and all Caribbean Islands
• Worldwide including USA, Canada and all Caribbean Islands
What's covered?
| Standard policy features | Policy limits per person per trip | Excesses per person per incident |
|---|---|---|
| Cancellation charges | £5,000 | £50 (£20 for loss of deposit) |
| Holiday disruption | £25 for each 24 hr period (£500 maximum) | Nil |
| Delayed departure | £25 for each 12 hr period (£250 maximum) | £50 for abandonment after 24 hours |
| Missed international departure | £1,000 | Nil |
| Emergency medical and associated expenses | £10,000,000 | £50 |
| Hospital benefit | £25 for each 24 hour period (£1,000 maximum) | Nil |
| Personal accident | £50,000 | Nil |
| Personal liability | £2,000,000 | £100 for incidents arising from the occupation of temporary holiday accommodation |
| Legal expenses | £50,000 | Nil |
| Optional extras | ||
|---|---|---|
| Baggage cover | £1,500 | £50 |
| Winter sports cover | £500 (own equipment) | £50 |
| Golfing cover | £1,000 (own equipment) | £50 |
| Scuba diving cover | Refer to policy booklet | Refer to policy booklet |
| Business trip cover | Refer to policy booklet | Refer to policy booklet |
What's not covered?
- Pre-existing medical conditions of any travellers named on the policy and anyone whose health may affect your decision to take or continue your trip unless accepted in writing by us
- Leisure activities not listed in the policy document
- Missed departure on any connecting flights
- Missed international departure due to strike if the date of strike is known at the time of booking
- Winter sports above the 21 days maximum stated on annual policies
- Business trips which involve manual work or dealing with the public
- Claims for your death, injury, illness or disability are not covered if they result from you misusing alcohol or drugs
Please note, all trips must begin and end in the UK, Channel Islands or Isle of Man. Holidays in the UK, Channel Islands or Isle of Man must include a minimum of two nights in pre booked accommodation.
What you should know before you apply
Download the HSBC Travel Insurance full policy booklet
Download PDFSee other things you should know before you apply
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Are you eligible? Check the full details
HSBC Travel Insurance is provided by Aviva Insurance Limited and offers you the option of Single Trip or Annual Multi-trip cover.
Our top 5 FAQs
1. Where can I find travel advice on the country I'm going to?
2. What's the maximum length of time I can be covered per trip?
3. Can I extend the trip duration?
4. What happens if my/our money is stolen while we're away?
5. How can I make sure I am protected if my holiday airline or hotel goes out of business?
Need to speak to us?
Give our friendly team a call on:
0800 299 399
Lines are open 8am to 8pm Monday to Thursday, 8am to 7pm Friday, 9am to 5pm Saturday, 10am to 2pm Sunday except for Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.
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