HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, you will be prompted to activate your Secure Key when you log on.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

Tax-free savings, rewarding loyal customers

Open an account within minutes and be rewarded for your loyalty when you pay at least £1 into the ISA each year. The variable loyalty rate applies for 12 months from the date of each payment. Upon the expiry of your Loyalty rate period, you will earn a standard rate of interest until you make a further payment. Available exclusively to HSBC customers.

*12 months is calculated as 366 days for interest purposes to allow for leap years

Are you eligible for an HSBC Loyalty Cash ISA? Check the full details

HSBC Loyalty Cash ISA
  • Open your account with just £1 You can start your ISA savings with any amount from £1. You could subscribe up to £15,000 this year.
  • Get the same great rates on transfers in You can transfer in existing cash ISAs and stocks and shares ISAs by completing and submitting a paper form.
  • Manage your HSBC savings easily Manage your account online, in branch or over the phone.
  • Save money your way Monthly payments or lump sum deposits – it's up to you.

How the HSBC Loyalty Cash ISA compares

Pound coin image
HSBC Loyalty
Cash ISA

HSBC Loyalty ISA image

Hourglass image
Other High Street Cash
ISAs with bonus rates

Other ISAs image

HSBC current account Loyalty rate Standard variable rate
HSBC Premier 1.60% AER (1.59% tax free) 0.50% AER (0.50% tax free)
HSBC Advance 1.50% AER (1.49% tax free) 0.50% AER (0.50% tax free)
Other 1.40% AER (1.39% tax free) 0.50% AER (0.50% tax free)

* Interest is payable monthly

The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.

If you have fully subscribed your tax-free allowance in a tax year, any amount withdrawn cannot be reinvested until the following tax year.

The value of the tax benefits described depends on individual circumstances. The tax treatment of ISAs could change in the future.

AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

Gross is the interest rate before the deduction of tax applicable to interest on savings accounts.

Tax free free from personal liability to any UK Income Tax and Capital Gains Tax.

ISA stands for Individual Savings Account.

Have you considered these other options?

Other savings

Is an ISA not right for you? See our other Savings Accounts.

Need to speak to us?

Give our friendly team a call on:

0800 032 4729

Contact us

Landline freephone

0800 587 1481

Calls to 0800 numbers are chargeable from most mobile operators. Please refer to your mobile network tariff for any charges.

Lines are open from 8am to 8pm every day except for Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.

Prefer to talk face-to-face?

Pop into your nearest branch for a chat.

Find a branch

You might also be interested in

Growing your wealth

Growing your wealth

For help and guidance, use this tool.

Don't know where to start?

Don't know where to start?

If you're unsure where to start with your finances, our experts can help.

Make the tax system work for you

Make the tax system work for you

Increase your income by making the tax system work for you.