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Interest rates

Premier customers only.

Monthly Interest. Variable Rate.

Effective Date	Amount	Net%	Gross%	AER%
20.03.09	Up to £50,000	0.08	0.10	0.10
	£50,000+	0.08	0.10	0.10
	£100,000+	0.08	0.10	0.10

Graduate Loan – More details

Feature	Full description

Definitions	AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year. NET is the interest rate you'll receive after applicable tax has been deducted, currently 20%. Higher rate tax payers will have an additional liability. GROSS is the interest rate you'll receive before applicable tax is deducted from your account.