We can tailor our Personal loans to meet your needs. So, why not find out the rate we can offer you by using our instant Personal Loan application. Apply online today and your money could be in your HSBC Bank current account straight away*.
With Repayment Reward from HSBC, we'll refund 25% of the interest you have paid on the loan when you complete your loan repayments. This offer only applies to loans with more than 24 scheduled repayments and it will not apply if the loan is repaid early by you or terminated by us.
Based on a £9,000 loan over a 36 month period, the repayment reward reduces our 8.9% APR typical rate for car or home improvements to an equivalent rate of 6.9% pa.
The essentials
- 8.9% APR typical for Personal Loans between £7,000 and £25,000 where the loan is for a car or home improvements.
- Instant credit decision - apply online and we'll give you an instant credit decision, with no need to complete paper documents.
- Get your money immediately - if your application is agreed online we'll put the money in your account immediately, available 24/7 365 days of the year*.
- Personal Loan amount - bank Personal loans available from £1,000 – £25,000 for any purpose.
- Need additional money - if you already have a Personal loan with us and want to borrow more money you can now do this online.
- Fixed repayment term - spread repayments equally over one to five years for Personal loans up to £15,000 or one to eight years for Personal loans £15,000 and over.
- Deferred repayments - the option to defer your Personal loans repayment for the first 3 months or take a repayment holiday every January for the life of the Personal loan**.
If you're not an HSBC Current Account Customer
To apply for an HSBC Personal Loan, you'll need to have a current account with us. If you're satisfied with your existing current account and don't want to switch, Marks & Spencer Money (part of the HSBC Group) may be able to help you.
Find out more about M&S money
* Only for applicants who have successfully applied via HSBC Bank Personal Internet Banking. Availability subject to planned maintenance.
** Interest is charged throughout the full loan, including the deferred period if this option is taken, and any month when a repayment is not made. This means that the amount of interest paid will be higher. The three month repayment holiday must be taken at the start of the loan and can not be offered where more than 70% of the loan is for refinancing the existing debt.
† Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).
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