We can tailor our Personal loans to meet your needs.
So, why not find out the rate we can offer you by using our instant Personal Loan application.
Apply online today and your money could be in your HSBC Bank current account straight away.*
Typical 8.7% APR for Personal Loans between £7000 and £25000 for car purchase or home improvements.
The essentials
- Instant credit decision - apply online and we'll give you an instant credit decision, with no need to complete paper documents.
- Get your money immediately - if your application is agreed online we'll put the money in your account immediately, available 24/7 365 days of the year.*
- Need additional money - if you already have a Personal loan with us and want to borrow more money you can now do this online.
- Fixed repayment term - spread repayments equally over one to five years for Personal loans up to £15,000 or one to eight years for Personal loans £15,000 and over.
- Deferred repayments - the option to defer your Personal loans repayment for the first 3 months or take a repayment holiday every January for the life of the Personal loan.**
* Only for applicants who have successfully applied via HSBC Bank Personal Internet Banking. Availability subject to planned maintenance. HSBC Personal Loans are only available to existing HSBC Bank current account holders.
** Interest is charged throughout the full loan, including the deferred period if this option is taken, and any month when a repayment is not made. This means that the amount of interest paid will be higher. The three month repayment holiday must be taken at the start of the loan and can not be offered where more than 70% of the loan is for refinancing the existing debt.
To read our PDF files you'll need to have Acrobat Reader 4.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe.
