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Our FlexiLoan comes with a fixed borrowing limit that you can take advantage of whenever you need it. And if you don't use it, you don't pay anything.

The essentials

  • Borrow money up to your fixed borrowing limit at any time
  • You can borrow from £500 to £5,000*
  • Choose how much to pay back each month – from 4% to 10% of your limit
  • Check out our interest rates
  • Make lump sum reductions at any time with no penalties
  • If you don't use your FlexiLoan, you don't pay anything
  • Available only to HSBC Bank current account holders

* Credit is subject to status

Apply for a FlexiLoan

Call us now on 0800 032 4735

or Textphone 18001 0800 028 0126

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