Graduate Loans – Apply for our best Graduate Loans online | HSBC UK

HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, you will be prompted to activate your Secure Key when you log on.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more
 

HSBC current account holders can receive a representative* 3.9% APR for Graduate Loans between £5,000 and £25,000.

Our Graduate Loans are available exclusively to HSBC current account customers who are within five years of graduation.

Graduate Loan
  • Quick decisionNo matter how you apply you'll get an instant credit decision (subject to planned maintenance periods)
  • Make overpaymentsYou can make overpayments without charge, which may reduce the amount of interest you pay
  • Funds transferred same day If approved, you'll receive the money in your account straight away
  • Fixed repayment terms You always know how much you need to repay each month
  • Repayment holidays You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall
  • Apply for additional borrowingIf you already have a Personal Loan with us, you can apply to borrow more online

*The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.

Repayment Calculator


Representative example

Loan Amount:

Available from £1,000 to £25,000 in £10 increments.

£

Loan Term:

1 to 5 years for £15,000 or under, 1 to 8 years for over £15,000.


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