HSBC current account holders can receive a representative* 6.2% APR for Graduate Loans between £5,000 and £25,000.
Our Graduate Loans are available exclusively to HSBC current account customers who are within 5 years of graduation.
- Instant decisionNo matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).
- Immediate fundsIf approved, you'll receive the money in your account straight away.
- Make overpayments You can make overpayments without charge, which may reduce the amount of interest you pay.
- Apply for additional borrowing If you already have a Personal Loan with us, you can apply to borrow more online.
- Repayment holidays You could have the option of choosing whether to take a repayment holiday for the first three months or every January for the life of your loan.
- Fixed repayment termsYou always know how much you need to repay each month.
*The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.
Loan Amount:
Available from £1,000 to £25,000 in £10 increments.
Loan Term:
1 to 5 years for £15,000 or under, 1 to 8 years for over £15,000.
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Are you eligible for a Graduate Loan? Check the full details
Have you considered these other options?
Overdraft Service
Prepare for unexpected costs and expensive months with a formal overdraft limit.
HSBC Credit Card
For a flexible way to pay, apply for one of our credit cards.
Getting your finances in order
The quicker you act often the easier the solution can be. See how we can help.
Our top 5 FAQs
1. When will I hear if my loan application has been sucessful?
2. How quickly will I get my money?
3. Can I choose my repayment date?
4. Can I defer payments?
5. Can I have a payment holiday?
Need to speak to us?
Give our friendly team a call on:
0800 032 4735
Textphone: 18001 0800 028 0126
Lines are open 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).
Calls may be monitored or recorded.
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