Easy to use, easy to manage
Our credit cards are simple to apply for, easy to use and straight forward to manage.
What type of credit card do you want?
Based on eligibility, HSBC has four options; the HSBC Credit Card, Student Credit Card, HSBC Premier World Elite MasterCard and HSBC Premier Credit Card. The HSBC Credit Card is available to those who are over 18, resident in the UK and have an annual income or pension of £8,500 or more. With a representative 18.9% APR variable, customers can benefit from our balance transfer offer of no interest for 32 months (1.4% fee, min £5). The Student Credit Card is available to HSBC Student Bank Account customers who are 18 or over, a UK resident for the last three years or more and comes with a credit limit of £500 and a representative 18.9% APR variable. The HSBC Premier Credit Card is available to HSBC Premier customers (financial eligibility criteria applies) who are over 18 and a UK resident. With a representative 18.9% APR variable, HSBC Premier Credit Card customers can benefit from no interest for 9 months on purchases alongside a generous rewards programme. The HSBC Premier World Elite MasterCard is available to HSBC Premier customers (financial eligibility criteria applies) who are over 18 and a UK resident. With a representative 59.3% APR variable, based on an annual fee of £195, HSBC Premier World Elite MasterCard customers can benefit from 40,000 reward points when they spend £2,000 on their Card in the first 3 months of membership. All cards come with 24 hour worldwide assistance with an emergency cash advance if your card is lost or stolen, which gives you peace of mind as well as access to credit.